Travel plans that are so cheap, you'd not think twice before making a trip.

Bharti AXA Travel Insurance

Bharti AXA Travel insurance is a comprehensive travel insurance plan offered by Bharti AXA General Insurance Company Limited (Bharti AXA General Insurance Company Limited is a joint venture between Bharti Enterprises and AXA.). This plan offers cover against medical expenses (incl. repatriation & medical evacuation), delay of checked-in baggage or total loss of checked-in baggage, missed connection, financial emergency assistance etc. while you are travelling.

Features of Bharti AXA Travel Insurance

The following are the salient features of Bharti AXA travel insurance plans:

Affordable premiums: Bharti AXA travel insurance plans offer comprehensive coverage at affordable premiums.

Home fire and burglary insurance: The travel insurance plans cover you against losses or damages caused due to theft, housebreaking or fire at your home in India while you were abroad.

Individual and family floater benefits: For travel plans with your family, the Family Floater is especially customized to offer coverage to you, your spouse and up to two dependent children of a maximum of 23 years of age. For solo travel, you can opt for a travel insurance plan designed for individuals.

Daily hospital allowance: Payment of daily allowance for the number of days that the insured individual is hospitalized beyond the specified number of days, as per the policy document.

Emergency accommodation: Unexpected expenses incurred towards emergency accommodation because of the insured’s inability to stay at the original accommodation as a result of fire, flood, earthquake, storm, hurricane, explosion, etc. are covered.

Hijack distress allowance: An instance of hijack on a common carrier for a specific number of hours, distress allowance is compensated by Bharti AXA travel insurance plans.

Coverage for a wide age group: The age eligibility depends on the type of Bharti AXA travel insurance. The age bracket covered is 3 months to 85 years is for non-Schengen, 3 months to 60 years for Schengen, and 3 months to 70 years for multi-trip.

Emergency financial assistance: Bharti AXA travel plans financially secure you with emergency cash, in case of an unfortunate incident of accidental loss of cash due to theft, robbery, mugging, etc.

Additional features: Certain travel insurance plans from Bharti AXA financially protects you against the loss of Passport, emergency cash advances and third party liability, apart from the regular covers against medical, travel and baggage loss.

Benefits of Bharti AXA Travel Insurance

The following are the benefits offered by Bharti AXA travel insurance plans:

  • Expenses incurred towards medical emergencies, including repatriation of remains and medical evacuation or dental treatment expenses such as acute anesthetic treatment of teeth are covered
  • Personal accident that covers accidental physical injuries, permanent or partial disablement and death caused in an accident
  • Loss/theft of Passport and other documents
  • Total loss of checked-in baggage
  • Financial loss due to trip cancellation and/or interruption
  • Legal expenses in case of death or physical injuries of Third Party Liability
  • Choose between Single-Trip and Multi-Trip Policies
  • 24/7 claim assistance support

Exclusions of Bharti AXA Travel Insurance Plans

The following features are not covered by Bharti AXA travel insurance plans:

  • Cosmetic surgery done to enhance the beauty of the insured
  • Self-inflicted injury or harm caused as a result of suicidal attempt, alcoholism, depression, or any direct/indirect loss due to death, illness, etc.
  • Travel due to participation in warfare for individuals involved in naval, military, or air force operations
  • Physical injuries caused while performing professional and risky sports like mountaineering, skiing, etc.
  • AYUSH treatments: Medical expenses towards non-allopathic treatments – Ayurveda, Yogic, Unani, Homeopathic treatments
  • Medical expenses due to unproven or experimental treatments
  • Illegal and criminal activities undertaken on a trip abroad
  • Daily hospital allowance for certain pre-existing illnesses
  • Treatment that could be delayed until return, as diagnosed by the treating physician

Types of Bharti AXA Travel Insurance Plans

Bharti AXA Schengen Travel Insurance Policy

Schengen is a part of the 26 states in the European Union which make the Schengen Area. There is a law as per the Schengen agreement which states that if you are on a business or leisure trip, then you need to procure a Schengen visa, but before applying for a visa you need to buy Schengen Travel Insurance. Only then would you be given the Schengen visa. You can buy such Schengen Travel Insurance online from Bharti AXA General Insurance Company.

Bharti AXA Annual Multi-Trip Insurance Policy

If someone is mostly out during the year for business or leisure travel, then they should opt for annual multi-trip travel insurance. It is an easy way to stay insured, no matter where an individual goes. The annual multi-trip travel insurance has the best value deals for people who travel from one destination to the other. It can be as per the plan which can be for 30, 45 or 60 days depending on the requirements.

Bharti AXA Worldwide Overseas Travel Insurance Policy

This kind of Travel Insurance is required when one travels to any Non- Schengen country. This is the most common type of Travel Insurance available with Bharti AXA General Insurance. It has many variants to fit into your requirements. So, you should know everything about it before you buy it to ensure that you get all the requirements as per the necessity. There are many types of Worldwide Overseas Travel Insurance which can be bought online.

Bharti AXA Single Trip Insurance Policy

This kind of Travel Insurance is the best for people who love to explore new places as this Travel Insurance is only for a single trip. You can choose the Travel Insurance depending on the place you visit. The destination can be a Schengen or Non-Schengen country, but the travel is just for the period specified. It is cost effective as compared to the other Travel Insurance plans.

Bharti AXA Travel Insurance Eligibility & Application Process

Bharti AXA Travel Insurance Eligibility

Any individual who meets the following eligibility criteria can buy Bharti AXA Travel Insurance:

  • Entry age varies from a minimum of 3 months to a maximum of 60 years
  • Family Floater can include the policyholder, his/her spouse and up to two dependent children not more than 23 years old.

Bharti AXA Travel Insurance Plan Application Process

Application process for a Bharti AXA travel insurance plan can be completed through these simple steps:

  • Select the destination from these options:
    • USA or Canada
    • Schengen
    • Asia, excluding Japan
    • Rest of the world
  • Mention the following personal details:
    • Departure and return date
    • Your age and, in case you want a Family Floater, also enter the ages of your spouse and/or child(ren)
    • Choose the type of trip from these options: single and multi-trip
    • Mention your Email ID, contact number and then select the ‘Get Quote’
  • The coverages suitable for your travel needs, along with the premium eligibility, will be reflected on the screen
  • Select your preferred option and pay online
  • Your chosen Bharti AXA travel insurance plan will be forwarded to your email ID in the PDF format

What is Covered under Bharti AXA Travel Insurance?

  1. Expenses related to medical expenses, repatriation, and emergency medical evacuation. Even dental care expenses such as acute anaesthetic treatment of teeth
  2. Accidental bodily injuries, permanent or partial disablement, death caused in an accident
  3. Payment of daily allowance for the number of days that the insured person is hospitalized
  4. Loss Of Passport And Documents
  5. All legal costs and expenses are covered in case of claims towards third-party liabilities that arise out of death or bodily injuries
  6. Trip Cancellation And/ Or Interruption
  7. Damage caused by fire to your home while you were travelling abroad (Home Fire Insurance)
  8. Compensation for the additional cost of emergency accommodation
  9. Hijack Distress Allowance

Bharti AXA Travel Insurance Policy Renewal Process

The renewal procedure for Bharti AXA travel insurance can be completed by following these simple steps:

  • Go to the official website of Bharti AXA and click on renewal of travel insurance
  • Enter your 14-digit policy number, followed by date of birth
  • The online premium calculator will evaluate your premium eligibility as per your unique needs
  • Choose your preferred premium amount from the available options and complete the online payment process
  • A policy transaction number will be generated and a new policy kit will be emailed to you

Bharti AXA Travel Insurance Claim Process

Bharti AXA has a fully reliable and easy claim process when the need arises

Let’s take a look at the cashless claims and reimbursement claims processes.

Cashless claims

  • Intimate Bharti AXA General Insurance within 24 hours of occurrence of claim.
  • Choose from Cashless and Reimbursement claim facility.
  • To avail our worldwide cashless facility, you can reach us on +844-691-8883 (for Canada), +844-691-8885(for USA) or +91-120-4593503 (for the rest of the world, excluding Canada and USA).
  • You can also email us at
  • A Claims Service Representative from the company will guide you through the claim registration process. You can download the claim form here.

Attach all supporting documents against the claim type and send it by mail, email or fax. Reimbursement claims

  • Ensure that all reimbursement claims are intimated within 7 days from the date of loss.
  • Send all the original bills and other necessary documents along with the claim form to Bharti AXA.
  • If you have been admitted in a non-network hospital, you can send the documents within 30 days from the date of discharge.
  • Bharti AXA will settle your claim within 30 days from the date of submission of the requisite documents.
  • If everything is in order, payment will be made within 21 days of receiving all documents.

If claim is rejected, a letter will be sent explaining the reason for the rejection.

Why choose Bharti AXA Travel Insurance Policy?

Bharti AXA General Insurance offers a range of comprehensive travel insurance plans for foreign tours across the globe. These plans are designed for people across a wide age bracket, for individuals as well as families. It is advisable to select Bharti AXA Travel Insurance Policy.

Documents Required to Buy Bharti AXA Travel Insurance

  • Proof of Identity (PoI): Aadhaar Card, PAN Card, Voter ID, Driving License, Passport, etc.
  • Proof of Address (PoA): Aadhaar Card, Passport, Driving License, Voter ID, Ration Card, bank statement, copy of insurance policy, utility bills like Electricity Bill, Telephone Bill, Water Bill, Gas Bill, etc.
  • Proof of Age: Aadhaar Card, School Leaving Certificate, etc.

How to apply for Bharti AXA Travel Insurance policy?

You can apply for Bharti AXA Travel Insurance from the official website of Bharti AXA General Insurance or visit any of the branches nearby.


Bharti AXA travel insurance plans are tailor-made to offer coverage to individuals as well as families, for their wide range of travel insurance needs. The travel plans are segregated as per global locations and insure travellers across a wide range of ages. It offers a robust coverage at affordable premiums.

FAQs of Bharti Axa Travel Insurance

Which are the modes of payment available at Bharti AXA?

  1. Online Internet Banking
  2. InstaPay
  3. e-Bill Payment
  4. Visa Bill Pay
  5. Bill Desk

How is Bharti AXA Travel Insurance?

Bharti AXA Travel Insurance is one of the best travel insurance plans in India.

How can I get travel insurance for a Schengen visa?

You buy Schengen travel insurance online from the Bharati Axa General Insurance website.

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