Bajaj Allianz Travel Insurance

Travelling is something that people undertake to take a break from monotonous lifestyle or for any work-related need. In both cases, getting the trip hampered due to some unexpected and uncontrollable circumstances is the last thing anyone would want. Imagine you missed your hotel booking due to a flight delay, your vehicle breaking down in the middle of the trip or losing some important documents such as a passport! Nobody wants such incidents, especially during holidays. Be it an individual trip, student trip, or senior citizens taking a trip to enjoy a second inning - every trip deserves to be a hassle-free and enjoyable.

Bajaj Allianz aims to make travel insurance easy and transparent. The company offers different types of travel insurance policies for you to enjoy stress-free travelling.

Features of Bajaj Allianz Travel Insurance

Bajaj Allianz offers a wide range of innovative features. They have been listed below:

It covers the expenses resulting due to hospitalisation, loss of baggage and accidental expenses that might occur while you are on a trip.
The company settles the claim quickly as it follows a transparent claim settlement process.
The travel insurance policy offered by Bajaj Allianz includes travel assistance with regards to all relevant information and the travel destination.
Bajaj Allianz travel insurance plans offer emergency cash advance when you are in urgent need of cash while travelling abroad.
Travel elite packages are also offered which include cancellation of the trip, burglary at home, and trip curtailment due to unexpected circumstances.
The company offers complete assistance to policyholders via in-house toll-free numbers, emails and fax.
The travel insurance plans from Bajaj Allianz offers an innovative package to meet the variety of insurance needs of people.
There are three types of travel insurance policies available under Bajaj Allianz Travel Insurance – Travel Companion Plan, Travel Elite Plan and Travel Prime Plan.
The company also provides other travel insurance plans such as Corporate Travel Insurance and Travel Asia. The Corporate Travel Insurance Policy is a complete package which provides total health and medical cover to international business travellers. Similarly, the Travel Asia Plan also provides full medical and health cover to policyholders travelling in Asia.

Benefits of Bajaj Allianz Travel Insurance

Read on to know how Bajaj Allianz travel insurance plans will help you whenever any emergency knocks your door.

Financial protection in a foreign country: It is one of the scariest situations where you need money in a foreign country. You might be visiting the destination for the first time, and might not be aware of what to do in such a situation. Bajaj Allianz travel insurance policy will help you get back on track in such situation. The company will provide assistance and financial back up in case of theft, accident, etc.
Coverage for baggage: In case your luggage is delayed for a long time or is lost, you will be covered for buying things that you need the most. A travel insurance policy will make sure that your trip will not be affected due to the loss or theft of your baggage.
Coverage for a medical emergency: It is one of the most significant advantages of having a travel insurance policy. In case you face any type of medical emergency while you are on a trip, you will be covered. The hospitalisation cost will be reimbursed by the company or in most of the cases, you can avail the cashless facility at network hospitals of the company.
Support for essential documents: While you are on a trip, you may lose an important document. Your identification is of the utmost importance when you visit any foreign country. These documents include your passport, visa, driving licence, etc. In case you lose any such document on your trip, the insurance company may help you get a duplicate document.
Emergency trip cancellation: Bajaj Allianz travel insurance will cover you for events in which you may have to cancel your trip, flight bookings and hotel bookings, etc. The reason for the cancellation of a trip may include sickness, injuries, natural disasters, etc. The cover is usually called cancellation cover. Thus, you don't have to worry about losing the entire cost of your trip, in case it gets cancelled.
Peace of mind: Purchasing a travel insurance policy ensures that your travel is uninterrupted and smooth. It ensures peace of mind and, even if you face some unforeseen events such as losing your belongings or missing a flight.

Types of Bajaj Allianz Travel Insurance Plans

Bajaj Allianz offers different types of travel insurance plans to meet various travel insurance needs of people. The types of travel insurance policies offered by Bajaj Allianz include:

Bajaj Allianz Individual Travel Insurance Policy

When you are travelling overseas, you may face certain unexpected eventualities such as personal accident, loss of baggage, etc. Moreover, hospitalisation and medical expenses are quite high in foreign countries. Bajaj Allianz Individual Travel Insurance policy provides coverage against all medical eventualities and other expenses at a minimum premium amount.

Features

The policy covers hospitalisation expenses.
Loss of luggage and related expenses are covered.
Provides coverage against cancellation of trip and curtailment.
Covers burglary at home.
Gives emergency cash advance facility.
Cashless facilities are provided as per terms of the policy.

Benefits

Faster settlement of claims
The company offers local expertise with global knowledge
The travel insurance plans are designed in such a way to match individual needs.
Bajaj Allianz is the only company that has in-house international toll-free numbers and fax numbers.

Eligibility

Minimum age is 6 months, and the maximum age to enter the plan is 60 years.
For senior citizens and corporates, the company offers different plans to meet their needs.

Bajaj Allianz Family Travel Insurance Policy

Bajaj Allianz offers family travel insurance plans to cover all your medical and other eventualities for just a minimal premium.

Features

The policy covers hospitalisation expense
Offers coverage against baggage related expenses
The plan covers your family against trip cancellation and curtailment.
Covers burglary of your home in your absence.
Provides emergency advance cash facility
Cashless hospitalisation
The plan covers a family including husband, spouse and two children.

Benefits

Faster settlement of claims
The company offers local expertise with global knowledge
The travel insurance plans are designed in such a way that they match individual needs.
Bajaj Allianz is the only company that has an in-house international toll-free numbers and fax numbers.

Eligibility

To subscribe to this policy, your age should be up to 60 years and children below the age of 21 years.

Bajaj Allianz Senior Citizen Travel Insurance Policy

Bajaj Allianz offers a special travel insurance plan for senior citizens to secure your vacation from all types of risks.

Features

The policy covers hospitalisation expenses.
Loss of luggage and related expenses are covered.
Provides coverage against cancellation of trip and curtailment.
Covers burglary at home.
Gives emergency cash advance facility.
Cashless facilities are provided as per terms of the policy.

Benefits

Faster settlement of claims
The company offers local expertise with global knowledge
The travel insurance plans are designed in such a way that they match individual needs.
Bajaj Allianz is the only company that has an in-house international toll-free numbers and fax numbers

Eligibility

To enter Bajaj Allianz senior citizen travel insurance policy, your age should be between 61 to 75 years.

Bajaj Allianz Student Travel Insurance Policy

When students go abroad for study purpose, they need reliable support to protect themselves from any unforeseen troubles in a foreign country. Bajaj Allianz has designed a special travel insurance policy that covers students from all eventualities.

Features and Benefits

The plan covers hospitalisation expenses
Loss of baggage related expenses
Family visits are included in case of emergencies
Provide coverage against trip cancellation and curtailment
Provides coverage against bail bonds and tuition fees of the student
Provides coverage against loss of passport
Gives emergency advance cash facility
Cashless facility is available
In case a student visits India during the policy coverage, the policy is temporarily suspended, and the cover becomes effective once the student goes abroad with no need of taking a new policy.

Eligibility

To subscribe to Bajaj Allianz Student travel insurance plan, one needs to be a student. A letter from the concerned academic institute would be required at the time applying for the policy.

How to Apply Bajaj Allianz Travel Insurance Plan?

One can apply for travel insurance plans offered by Bajaj Allianz through multiple channels.

Customers can simply call the Sales helpline of the company and speak to the customer service representative to buy the policy.
Customers can provide name, contact number and email id on the official company website and request a call back.
Customers can effortlessly buy Bajaj Allianz travel insurance online from the company’s portal. Visit the official website of Bajaj Allianz, choose the desired type of insurance policy and move on to the premium payment gateway. Make premium payment via debit card, credit card or net banking facility.

How Can I Renew Bajaj Allianz Travel Insurance Policy?

It takes a few steps to renew Bajaj Allianz Travel insurance policy online.

Log on to the official website of the company for the instant renewal of your travel insurance policy.
Thereafter, select “Renewal” option from the tab and pay the premium online via debit card, credit card or net banking facility.
Once you have successfully paid the premium online, you will receive a copy of renewal receipt via email on your registered email address.
You have an option to download and save the policy document for future use as well.

Documents required to Buy Bajaj Allianz Travel Insurance

The following documents are required to buy Bajaj Allianz Travel Insurance

Identity proof
Address proof
Age proof
Passport
Trip start date and end date
Details of nominee

What are the Exclusions of Bajaj Allianz Travel Insurance Policy?

There are certain factors which are excluded from the scope of travel insurance policies offered by Bajaj Allianz. The exclusions are as follows:

Any pre-existing medical conditions present prior to purchasing the policy and any complications arising out of such medical conditions are excluded from the policy. Treatment or consultation for any such pre-existing conditions is excluded.
Routine physical examination is excluded.
The medical examination which occurs after the policy term is excluded.
Suicide, attempted suicide, self-inflicted injuries or illness, any type of mental disorder, anxiety, stress, nervousness, depression, alcoholism, drug abuse is excluded.
Manual work or working under hazardous workplace, self-exposure to needless peril (except attempt to save human life), engaging any criminal or illegal act is excluded.
Pregnancy resulting in childbirth, abortion, miscarriage, or complications arising out of pregnancy are excluded.
Experimental, non-standard, and unproven treatment.
Treatments other than allopathy are excluded.
Radioactive injuries
Fatal sports injuries
Claims due to war breakout
Contact lenses, cost of lenses, hearing aids, and all other external appliances or devises, whether for diagnosis or treatment.
Delay or loss of baggage in India is not covered.
Loss or damage of passport due to confiscation and detention by police, customs, or any other authority is not covered under the policy.
A loss which is not reported to the police authority within 24 hours of the discovery of the loss cannot be claimed. An official report has not been obtained for such loss is excluded.
Loss due to the policyholder's failure to take steps to protect against the loss of passport and baggage is excluded from the policy.

What is the Claim Process of Bajaj Allianz Travel Insurance Policy?

Policyholders can file a travel insurance claim with Bajaj Allianz in a few easy steps. As soon as there is a need to file a claim, do get in touch with the company. This can be done through either email, telephone or you can personally visit the company branch. The customer service representatives will help you through the entire claim process.

Fill up the claim form and submit all the necessary documents. Also, mention the type of claim and nature of the damage.

Once you submit the required documents and provide other related details, the claim will be verified by the surveyor appointed by the company.

After the assessment, the company will decide whether to accept the claim or not. On acceptance, the company will release claim proceeds within a stipulated time.

Below is the general list of documents which needs to be submitted to the company along with the claim form to process the travel insurance claim:

Original ticket or boarding pass
Copy of passport mentioning travel dates
Original bills and vouchers
In the case of medical claims – medical practitioner's consultation or prescription notes, original admission and discharge documents, bills with prescriptions.

Bajaj Allianz General Insurance Company offers a broad range of travel insurance policies which allow you to travel within the country and abroad alone or with your loved ones, without any worries. The policy covers you from all possible hassles and dangers that have the potential to create disturbance in your trip.

Let's accept that things may go wrong during travelling abroad even after proper planning, for some reasons that are not in our control. Bajaj Allianz travel insurance policies protect you from all these unexpected circumstances and dangers and help you to enjoy a stress-free travelling and vacation. The company offers policies that cater to people from different walks of life, such as travel companion, travel elite, and student travel. It is wise to opt for a suitable travel insurance policy at a nominal premium amount and have a safe and hassle-free vacation.

FAQ's of Bajaj Allianz Travel Insurance

How do I claim Bajaj Allianz travel insurance?

The claim process for travel insurance policy of Bajaj Allianz is as under:

For Cashless Travel Insurance Claim

After the policyholder sends in the documents, the insurer will verify them with the policy coverage. If the claim is approved, the company will send a payment letter guarantee to the healthcare provider within two working days. The medical bills would be taken care of by Bajaj Allianz.

For Travel Insurance Reimbursement Claim

The policyholder is required to collect all hospitalization-related documents and hand them over (in original) to BAGIC HAT. A customary verification will be carried out of all required documents. The company will then initiate the insurance claims settlement process and release the payment via NEFT in an Indian bank account.

Why should I buy Bajaj Allianz Travel Insurance?

Bajaj Allianz has come up with individual travel insurance policies that are value-for-money and offer comprehensive coverage, which includes personal liability protection, emergency cash advance, among other benefits. The policies do not only support the policyholder at the time of distress, but also covers him or her if there is a robbery at home while the individual is away or if the trip gets cancelled.

How to renew Bajaj Allianz Travel Insurance?

Users can renew their insurance policies either by logging in to the website of the company or by visiting one of its branch offices and making the premium payment.

How much insurance cover does Bajaj Allianz’s travel insurance cover provide?

The travel insurance plan by Bajaj Allianz has options ranging from 50k USD till 5 lakh USD

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