HDFC Ergo Travel Insurance

• No medical check-ups
• Maximum coverage at a lower cost
• 24*7 International travel assistance provided
• Ease of purchasing the travel policy online
• Coverage for individuals up to 70 years of age
• Offers cashless treatments
• Flexibility to choose the sum insured

• Individual Travel Insurance
• Student Suraksha
• Family Travel Insurance

HDFC Ergo brings to you a standard travel insurance policy ensuring you to provide maximum coverage for any uncertainties arising while you are overseas. You may even fall prey to losing your baggage, your passport or may need an emergency medical evacuation. HDFC Ergo’s travel insurance plan ensures you everything you may need while your trip abroad. While your visit to the foreign country may be for vacation or business, HDFC Ergo would suit your requirements perfectly

Features and benefits

• Offers instant policy issuance online, wherein, the consumer can review the insurance policies on sale and buy instantly online
• Offers coverage for medical emergencies and medical evacuation. The insured would be covered up to the sum insured chosen by him/her
• Offers coverage for the funeral expenses or repatriation of the human remains on death of the insured
• Offers dental treatment
• Offers daily cash allowance if the insured is hospitalized if meets with an accident or falls sick
• Offers personal accident compensation, if the insured becomes a victim of permanent disability or death due to an accident.
• Offers a financial compensation if the insured’s flight gets delayed by more than 12 hours.
• Offers compensation to incur the losses for replacing a lost passport or any important documents.
• Offers personal liabilities cover if the insured causes any damage to a third party. The damage can be death or injury to the third party.

The HDFC Ergo Student Suraksha plan is basically for students aiming to stay abroad for higher studies. Students, these days stay and travel overseas for pursuing higher education. Every child needs a support system in a foreign country that assures care. HDFC Ergo offers customized travel plans for students ensuring a financial security during uncertainties or emergencies. This travel plan helps the students to go for higher studies overseas, without any worries.

Features and benefits

• Offers coverage for a bailable offense, if the student is found guilty in the country where he is pursuing his higher studies.
• Offers coverage for the students if study is interrupted due to some reason
• Offers coverage to pay the students tuition fees on the accidental death of the students sponsor
• Offers coverage to the family members if any compassionate visit is made to meet the student abroad
• Offers coverage for treatment for nervous breakdown, drug addiction, mental disorder etc. abroad
• Offers medical help to the student if meets with an accident or sudden illness. The insured’s family also receives compensation on the death or permanent disablement of the student.
• Offers funeral expenses or repatriation of human remains on death of the insured
• Offers a financial compensation if the insured’s flight gets delayed by more than 12 hours.
• Offers compensation to incur the losses for replacing a lost passport or any important documents.
• Offers coverage for dental treatment

A trip overseas with your family always gives you a chance to spend those extra moments which has now become a daunting task due to work commitments. To make those extra moments even more exciting and adventurous, HDFC Ergo brings to you a travel insurance plan customized as per your family’s requirement.

Features and benefits

• Low premium with a maximum coverage
• Plans can be bought online and are customized as per your requirement
• 24*7 access to customer support
• Hassle-free process to explain the online purchase procedure

You can simply get in touch with the insurance companies phone number to intimate a claim. You can simply call on +800 08250825 which is an International toll free number. If you calling from India, you can contact on 01204507250. You will be well guided by the Service Representative of the insurer. A chargeable phone number in India and a toll-free number abroad is provided by every insurance company.

The insurer will mail you the claim form via email, fax etc.

You need to mention the correct details on the claim settlement form. Explain the nature of loss. For example, a medical emergency or a loss of passport, etc. You can directly get in touch with the hospital and get a direct billing done.

Below mentioned information should be provided while registering a claim with the company’s claim team:

• Insured’s name, contact details and policy details.
• Nature of incident
• Date and time of the incident
• Location of the incident

Documents required for Claims:

• Travel insurance claim form completely filled correctly
• All relevant original medical bills and invoices
• Copy of the insured’s passport
• Relevant treatment file issued by the treating doctor
• Receipt mentioning the amount paid to the hospital
• Postmortem or Coroner’s report, death certificate, final police investigation report in case of accidental death
• Copy of cancelled cheque
• Proof of travel and accommodation costs paid for the trip in case of trip cancellation
• Hotels advanced booking and details of refundable amount from the airlines in case of trip interruption.