Travel plans that are so cheap, you'd not think twice before making a trip.

Religare Travel Insurance

Travel has now become a part of everyone’s life. Almost all of us travel to various parts of the world, either for education, business or simply a leisure trip. Hence, it is vital that we invest in a good travel insurance plan that safeguards us of all risks whilst on our trip.

Buy a travel insurance policy and get overall protection whilst abroad.

Religare offers a comprehensive travel insurance policy, which offers unique features such as coverage for all medical emergencies, automatic policy extension, no upper age limit, and attractive premium charges, etc.

Religare Travel Insurance - Features

  • Personal accident cover - Certain plans like the Explore Africa Plan, the Explore Canada Plan, the Explore Gold and the Explore Asian Plan offers accidental death of USD 15,000 and USD 10,000 under the Explore Europe Plan.
  • Hospitalization expenses - All travel plans cover hospitalization expenses
  • Accidental death by common carrier - Certain plans like Explore Platinum travel plan covers death due to accidental death to the common carrier.
  • Business class upgradation - Offers free upgradation to business class under travel plans offered by Religare.

Religare Travel Insurance - Benefits

  • Comprehensive Travel Insurance plans to suit your needs.
  • Pre-Existing Conditions cover in Life-threatening Medical Condition – Covered up to 10% of the Sum Insured.
  • Complete support in any kind of medical or non-medical emergency.

Religare Travel Insurance - Coverages

  • Medical expenses- if you are away from your home, you would be covered for any surgical or emergency medical treatment.
  • Trip cancellation and trip interruption- if you are unable to take your flight or cancel your entire trip due to any medical emergency, then trip cancellation would be covered.
  • Personal liability cover- if you are found liable for any bodily injuries to someone due to an accident or damage someone’s property, then personal liability cover would take care of such expenses.
  • Loss of passport-if you lose your passport while you travel abroad, then the entire expenses to get a duplicate passport would be covered here.
  • Terrorism- if you need any medical assistance during any act of terrorism, then the same would be offered here.
  • Repatriation of remains- offers coverage for expenses to take the insured’s mortals or human remains back to the home country.

Types of Religare Travel Insurance Plans

Religare Explore Travel Insurance Plan

Religare Explore travels Insurance policy is an extensive travel insurance plan with medical and travel inconvenience benefits. Religare General Insurance brings you a comprehensive travel insurance plan that check out the worries of uninvited troubles on your dream family holiday. Religare Explore Travel Insurance Policy covers Medical Evacuation, Trip Delay/Trip Cancellation, and Daily Allowance in the case of hospitalization.

  1. Explore - Asia Travel insurance plan
  2. Explore - Africa Travel insurance plan
  3. Explore - Europe Travel insurance plan
  4. Explore - Worldwide Travel insurance plan
  5. Explore - Worldwide Excl. US Travel insurance plan
  6. Explore - WW-Excl. US / Canada Travel insurance plan

Key Features

  • Region specific plans, hence low cost and high features.
  • No upper age limit. No per ailment limit.
  • Automatic doubling of sum insured in case of hospitalization due to an accident without any extra costs.
  • Schengen approved Travel Insurance
  • Pay per day rates instead of slabs, hence low cost.
  • Cashless claim settlement.
  • Upgradation to business class.


  • Hospitalization Expenses
  • Inpatient Care
  • Life-threatening Condition for PED
  • Additional SI for Accidental Hospitalization
  • Outpatient Care
  • Daily Allowance
  • Compassionate Visit
  • Return of Minor Child
  • Loss of Passport
  • Personal Liability
  • Delay of Checked-in Baggage
  • Trip Cancellation & Interruption
  • Common Carrier Accidental Death


  • War and Nuclear perils or consequences thereof.
  • Losses arising out of or attributable to alcohol or drug use/misuse/abuse.
  • Ionizing Radiation or contamination arising out of the same.
  • Any claim to hazardous activities.
  • Any intentional self-injury, suicide or attempted suicide.
  • The insured being involved in Breach of law.

Religare Student Explore Travel Insurance Plan

Religare Student Explore Travel Insurance plans designed for students going for studying abroad. Religare Student Travel plan is an International insurance for students, from Religare Insurance brings you a world of new age benefits & services. Religare Student Travel Insurance covers Personal accident, travel inconvenience benefits, Sponsor Protection.

  1. Explore – Start
  2. Explore – Plus
  3. Explore – Super
  4. Explore - Ultra


  • Medical Expenses
  • Inpatient Care
  • Pre-Existing Disease Cover in Life-Threatening Medical Condition
  • Extended Cover in the Country of Residence
  • Outpatient Care
  • Repatriation of Mortal Remains
  • Medical Evacuation
  • Loss of International driving license
  • Permanent Total Disablement, Accidental Death, and Permanent Partial Disablement
  • Treatment for Mental and Nervous disorders
  • Treatment for Alcoholism and Drug Dependency
  • Emergency Cash Advance
  • Cancer screening and Mammographic Examination

Additional Coverage’s

  • Self-inflicted injury
  • HIV / AIDS Cover
  • Adventure Sports Injury
  • Vision Care
  • Maternity & New Born Cover

Complete Pre-existing Disease Cover in Life-threatening Medical Condition.


  • Expenses arising out of or attributable to alcohol or drug use/misuse/abuse.
  • War and Nuclear perils or consequences thereof
  • Ionising Radiation or contamination arising out of the same
  • Any intentional self-injury, suicide or attempted suicide
  • Any claim relating to hazardous activities
  • The insured being involved in Breach of Law

Deductibles - Religare Travel Insurance Plans

Deductibles Under Religare Explore Travel Insurance Plan

In-patient careUSD 100/ EUR 75
Out-patient careUSD 100/ EUR 75
Additional SI for hospitalization due to accidentUSD 100/ EUR 75
Life-threatening condition for pre-existing diseasesUSD 100/ EUR 75
Dental expensesUSD 100/ EUR 75
Personal liabilityUSD 100/ EUR 75

Deductibles Under Religare Student Explore Travel Insurance Plan

Medical expensesUSD 100
In-patient careUSD 100
Out-patient careUSD 100
Repatriation of mortal remainsNA
Dental expensesUSD 50
Daily allowance3 days
Loss of international driving licenseUSD 50

Claim Process - Religare Travel Insurance

In case of Claim, notify us immediately on any of the below touch-points for hassle free processing and speedy settlements.

Falck Global Assistance (24 hours assistance centre)

  • US and Canada : 18443013135 /18443013146 ( Toll Free)

  • Other countries : +91-124-4498760 (Call Back Facility)

  • Fax : +91- 124- 4006674

  • Email:

In case of reimbursement of treatment expenses, reach us at the below touch points

Religare Health Insurance Company Limited GYS Global, Plot No. A3, A4, A5, Sector - 125, Noida, U.P. – 201301

India : 1800 200 4488 (Toll Free & Accessible in India only) Fax (RHICL) : 1800 200 6677 :

Be it Cashless settlement or reimbursement of medical expenses, we deliver on our promise of a worry free experience!

Review of Religare Travel Insurance

Religare travel insurance is the most deliberate insurance to cover flight delays, trip cancellations, medical expenses etc. while travelling. The plans strives hard to fulfill the needs of family, students, and senior citizen's need.


What's not included in your Religare Travel Insurance Cover?

  • Having travel insurance can help you travel stress-free. But there are certain circumstances where the insurance might not be of any help:
  • Travelling against medical advice.
  • Travelling outside the home country for medical treatment or cosmetic surgery.
  • Going for extreme, high-risk sports, like scuba diving and bungee-jumping.
  • Losses when you were under the influence of narcotics or alcohol.

How do you compare plans before choosing one?

  • Whether you are a frequent traveler or insuring your dream vacation to an exotic destination, choose your travel insurance plan wisely. Compare on the basis of:
  • Coverage: Evaluate the coverage offered against the premium you would pay to strike the perfect balance.
  • Claim Settlement Ratio: Keep an eye on the reputation of the insurance company in disposing of claims and the speed of settlement.
  • Customer Service: Has to be quick and competent to handle travel emergencies arising in a different geographical location and time zone.
  • Exclusions and Deductibles: Know what's not covered in the policy. Remember that most insurers set a deductible amount, to be paid by the traveler during an emergency

How can you seek assistance on your Travel Insurance in a foreign land?

  • Every insurance company offering Travel Insurance has a network of international assistance companies or partners who offer assistance in case you need any help in a foreign land. The contact numbers are usually mentioned in your policy documents. Did you know that these companies could do the following things for you?
  • Provide round-the-clock assistance
  • Register a claim
  • Coordinate with local service providers
  • Arrange for medical assistance
  • Organize for repatriation & evacuation services
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