Health Insurance

Health insurance for you and for your family.
Buy Confidently

With 25 insurers and 100+ products to choose from, Coverfox works actively to find a plan that is ideal for you—basically, the best one, the right one. From providing you with all the right information to offering unbiased comparisons, we do it all. Hey, you don't even need to engage with the insurer yourself.

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Health Insurance

Things you need to know
Medical Emergencies

The thing about medical emergencies is that they can hit anyone, anytime regardless of age, gender or lifestyle. Since it can't be predicted, one can always be prepared for it. Health Insurance protects everyone in your family against financial loss from the unexpected.It's an agreement between you and your insurance company, where for an annual premium, the insurer pays for your hospitalization and other medical expenses as mentioned in your policy.


This provides for the hospitalization expenses you might face in case of accidents, day-care procedures, surgical treatments or critical illnesses. However, the features, limits and sum assured will vary from insurer to insurer.

Super Top-up Health Plan

Similar to top-ups for mobile network services, this adds supplementary coverage to your existing health plan. The aim is to increase overall sum assured with its corresponding coverage by paying a relatively lower premium.

What is covered

Customize your Health Insurance
  • Zero Depreciation Cover

    If you are admitted for treatment in a network or a non-network hospital for more than 24 hours.

  • Pre-post hospitalization

    Medical expenses including diagnostic reports, medicines etc. for the treatment you are hospitalized.

  • Day care procedures

    OPD treatments are not included, but procedures such as cataract and kidney stone removal are covered (even if they don't need 24-hour hospitalization).

  • Accident cover

    For medical and other out-of-pocket costs in case of an accidental injury. In fact, this cover is active from the very first day of policy issuance.

Compare before you buy

Selecting a suitable health plan to protect everyone in your family is not an easy task (Unless, you have been buying insurance only to save on tax so far). Thus, always compare plans on the basis of the following crucial factors:

Premium v/s coverage


Assess if the cover and sum assured are suitable against the premium paid. Choose add-ons as per your needs.
Network Hospitals


Be sure of the insurer's network hospitals in your area. You can avail of cashless services only at these hospitals.
Room rent limit


Since hospital room rents vary, some insurance plans pay only a part of the actual rent. It's always best to go for higher or no room-rent limit plans.


Check what is permanently excluded and which treatments are possibly covered after waiting for a certain period.

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Expert Advice

Expert advice and an informed, unbiased opinion that clears the confusion and helps you buy that perfect plan for you. Can it get any easier?
Expert advice


Service Managers who assist you with all your post-sale requirements - from claims processing to renewals! They are like superheroes, but only better.
Post sales assistance
You happy. We happy.

"My first experience with Coverfox was an absolute delight. Their positive response and effective actions changed my opinion of the entire insurance segment. Hope they keep it up!"

Ramachandran D

"What I’ll never stop being thankful for is the fact that my claim for total loss was settled in such less time. Thank you so much for all the support from your side!"

Arun H

"Their prompt replies, seriousness about policy deliveries and commitment to their job are just some factors that make Coverfox shine through. But their complete transparency in their calls clearly is the icing on the cake!"


"Having been a customer for over a year, I feel relaxed as far as health insurance is concerned. Their customer service personnel guided me through each step of my process while helping me finding the best plan!"

Manoj Kumar Jain
Things you must know
  • What is not covered under Health Insurance?
    • The list of expenses and treatments which are generally not covered in a health insurance policy can be quite exhaustive. It all depends on the plan you opt; but there still some things that no health insurance plan can provide for:

      • Dental treatment unless in case of an accident-related injury.
      • Standard eye and ear examinations.
      • An act of self-inflicted injury or attempted suicide.
      • Cosmetic surgery.
      • Preventive care and vaccination.
      • Conditions relating to sexually transmitted diseases.
      • Hospitalizations for diagnosing a disease but not surgical treatment.
      • Treatments received outside India.
  • What is a Family Floater and what are its advantages?
    • The Family Floater plan is one single policy that covers the entire family. You can add as many as 6 family members on such a policy. Some of its benefits include:

      • The sum insured in such a plan can be used by any member, in any proportion, up to its limit.
      • In comparison to buying mutliple individual plans, the premiums for Family Floater plans are lower. How about that?
      • These plans are suitable for families with older children - now, isn't that a great deal?
  • How can you make a claim on your health insurance policy?
    • The only reason you invest in a good health insurance plan is to protect yourself against any hospitalization expenses (but, of course). There are two ways you can claim your insurance coverage:

      • Cashless settlement: Every insurance company has tie-ups with hospitals where in if you seek treatment, the insurance company settles your hospitalization expenses directly without involving you.
      • Reimbursement: This is a traditional way of making a claim on your health policy. Once you get treated in any hospital, you can pay for the expenses through your own pocket and then raise the claim for reimbursement from the insurance company. This is easier than it sounds!

        Note: In both the cases, you are required to inform the insurance company for claim registration.