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Compare Car insurance

Comparing Car Insurance Online helps you understand and select the best car insurance plan. It enables you to get the highest Insured Declared Value (IDV) and get the best deal on premium. You can also attach the best add-ons like Zero Depreciation, Engine Protector, Return to Invoice, Roadside Assistance and more. Comparing car insurance means you get a policy that is loaded with the best features, affordable and best fits your requirement.

Why Compare Car Insurance Online?

By comparing car insurance policies online, you get to

✓ know all the features of various car insurance plans

✓ compare the coverage offered by different car insurance companies

✓ know premium payable as per the features offered

✓ compare the claim ratio, add-ons and cashless garages

✓ know about the services offered like home pick-up, express repairs and more

Its Simple and Instant

Comparison of Car Insurance: Online vs Offline

You can easily compare car insurance plans either through the online mode or the offline mode.

  • Online Mode: Quick, Easy and Hassle-free. You relax and let Coverfox do all the work.
  • Offline Mode: Manual, Tedious and Painful. You do all the hard work, research and analysis.
Online Offline
  • You can quickly and easily check all the details of each insurer side by side.
  • You will have to pay a visit to the branch of every car insurer.
  • You can compare multiple policies from different insurers with just one click.
  • You will need to gather details from every insurance company and analyze them manually for comparison.
  • The entire process is paperless, easy and hassle-free.
  • The whole process includes collecting physical documents and going through them.
  • The policy documents and terms & conditions are all available on the insurer's official website, and you can download them for free.
  • You will have limited information as it is challenging to obtain all policy documents from each insurer.
  • The payment can be made online in just a few minutes, and the policy will be delivered within a day on your email.
  • The payment can be made via cash/cheque, and the policy is usually delivered by post that takes 7 business working days.
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    Buy Car Insurance Plans Online

    Points to Consider While Comparing Car Insurance

    The points mentioned below are some of the most important things to keep in mind while comparing car insurance on Coverfox:

    • Coverage - Choose a car insurance policy that provides comprehensive coverage against third parties as well as own damage.
    • Add-on Covers - This includes the various riders available for your existing car insurance policy.
    • Insured Declared Value (IDV) - This is the maximum amount that is payable by the insurance company. Ensure that you get the best IDV for your car, and remember that a higher IDV means a higher premium and vice versa.
    • Premium - Check out the premium for different insurance companies in a side by side view.
    • Customer Reviews - Customer reviews from an existing policyholder will help you understand the insurer’s service better.
    • Claim Settlement Ratio - Choose an insurance company that has a high claim settlement ratio.
    • Network Garages - Go for an insurer that has a wide range of network garages across India.

    Types of Car Insurance plans

    Third-party liability Cover Comprehensive Car Insurance Pay as you Drive
    This cover compensates the damages to a third party and their property caused by the insured car. This type of insurance plan covers damages to the third party as well as your own car. This plan charges a premium depending on the usage of the car.
    It is compulsory by law as per the India Motor Vehicles Act, 1988. It includes own damage cover, third parties as well as third party property. It examines the total distance travelled by your car.
    You can add a personal accident cover for additional protection. It is best for customers wanting to cover for losses for accidents and incidents like theft and natural disasters. Ideal for owners of multiple vehicles or those who use it rarely.

    How to Compare Car Insurance Policy on Coverfox?

    You need to follow these 5 simple steps to get your policy in just 5 minutes.

    • Step 1 - Visit Coverfox.com.
    • Step 2 - Enter a few details about your car and click on submit.
    • Step 3 - View the different quotes from various insurers and compare all of them.
    • Step 4 - You can compare motor insurance based on the insurer, IDV, Voluntary Deductible, Coverage, Claim Settlement Ratio (CSR), Add-ons, etc.
    • Step 5 - Select the most suitable premium and then buy the policy.
    • Step 6 - Your insurance policy will be available to you in your inbox within 5 minutes.

    Top 5 Car Insurance Companies with Claim Ratio for 2019-2020

    Check out these top 5 Car Insurance Companies for 2021 in India, their network garages, and their incurred claim ratio:

    CAR INSURANCE COMPANY Network Garages Motor Claim Ratio FOR 2019-2020
    IFFCO Tokio Car Insurance
    4300+
    87.77%
    Bharti axa Car insurance
    5200+
    81.91%
    HDFC ERGO Car Insurance
    7700+
    79.21%
    Tata AIG Car Insurance
    7500+
    80.29%
    United India Car Insurance
    700+
    96.45%

    Its Simple and Instant

    Why Compare Car Insurance Online on Coverfox?

    We understand that comparing car insurance is a little difficult. And to help you understand better, we, at Coverfox, make insurance simple and easy, just for you. With Coverfox on board, you can instantly check & compare car insurance rates from India's best car insurance companies online. A complete online comparison can be made from your home's comfort or even on the go with mobile.

    Moreover, Coverfox comes with some value-added benefits. Have a look at the following:

    • Transparency: Comparing car insurance online is much better and easy because you can see the insurers' product explained in simple English. You can compare and see who is charging higher premiums. Furthermore, you can also read reviews of different plans to make your choice.
    • Expert advice: We at Coverfox provide an unbiased and professional opinion that clears all your queries and helps you buy a suitable plan for yourself.
    • Discounts: Get up to 75% discounts on your own-damage premium. The discount rates differ for each car model, make, and Regional Transport Organization.
    • Excellent customer care service: Our service managers are ready to help you with any concern or queries, from claims processing to car insurance renewals.
    • Doorstep services: No need to wait for days to get your car back on the roads. Our Express Claims Service guarantees 3-day car repairs and claim settlement.

    Frequently Asked Questions

    • Q. How do I compare car insurance plans?
      • You can compare car insurance plans easily online. All you need to do is check the details of several different insurers and the type of plans they offer. Then you select one that is the most suitable as per your requirements.

    • Q. Which are the best car insurance companies?
      • Some of the top car insurance companies are Reliance General insurance, HDFC ERGO car insurance, Oriental car insurance, Digit car insurance, and Bharti AXA car insurance.

    • Q. How can I lower my car insurance rates?
      • One of the best ways to keep your car insurance premiums down is to have an appropriate Insured Declared Value and utilizing the accumulated No Claim Bonus wisely.

    • Q. How to compare car insurance plans?
      • You can easily compare various car insurance plans and understand more about the best plan for you and your car in simple words right here on Coverfox

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