Policyholders can cancel the policy during the free-look period (15 days from issuance) for a full refund. Beyond this period, refunds are calculated on a pro-rata basis depending on the remaining tenure.
Refer to your insurer’s specific terms to understand the applicable refund process.
Arogya Sanjeevani Claiming Process
- Cashless Claims: Seek treatment at a network hospital and share your insurance details. The insurer settles bills directly.
- Reimbursement Claims: Submit treatment-related bills, discharge summaries, and other required documents for reimbursement.
Following the prescribed process ensures a smooth claims experience.
Who Should Buy the Arogya Sanjeevani Policy?
- Individuals looking for affordable and standardized health insurance.
- Families seeking a single policy for all members.
- First-time buyers want transparent and simple policy terms.
This policy caters to diverse needs, ensuring comprehensive coverage for all.
Arogya Sanjeevani Policy with Tax Benefits
Premiums paid for the Arogya Sanjeevani Policy qualify for tax deductions under Section 80D of the Income Tax Act. Individuals can save up to ₹25,000 annually, while senior citizens can claim up to ₹50,000.
This makes the policy a financially prudent choice, offering both healthcare coverage and tax savings.
