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Best Health Insurance Companies in India 2023

Health Plans Starting @ Rs 250* / month

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Health Insurance Companies

If you are in India, you are certainly aware of the inflation in medical care. With a rate of 14% for healthcare services, it is clear that an expensive treatment that costs around Rs. 1 lakh now might cost around Rs. 2 in five years from now. This is why you should consider getting a medical insurance policy to get much-required financial support in medical emergencies.

However, there are multiple health insurers in the market so it is quite understandable if you feel a little lost. This article will go over how you can compare the health insurance companies in India to get your ideal coverage.

Health Insurance Plans for You

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Reliance General Insurer
Amount Covered: ₹ 1 Lakh
Deal Price: ₹ 2,094 / Year
Waiting period: 4 yrs

Which Factors to Consider Best Health Insurance Companies?

Do you want to purchase a health insurance plan for your family but are not sure about the best options for you? Well, there are tons of them in the market and each one makes its own mark on its services. Here are some factors that you would like to consider when shopping for the best health insurance in India.

1). Plans Offered

  • Insurance providers have a lot of different plans for their customers. You need to make an effort to check on the insurance provider's plans and how they match up with your needs and preferences.

2). Coverage Benefits

  • Insurance is a way to protect you against the expenses that you cannot bear, but it does not cover every kind of loss. You need to check how much coverage is offered by the insurance company.

3). Network Hospital Coverage

  • It is also important to check how many network hospitals are covered by the insurance company. This is particularly useful for customers who want to use cashless claims for any emergency treatment.

4). Claim Settlement Ratio

  • The claim settlement ratio tells you how many claims the company has settled annually. The ratio helps you to determine whether or not you should buy health insurance from that company.

5). Premium Rate

  • Comparing the premiums of various insurance companies is one important way to choose the most suitable plan. Examine the details of their policies, like co-pay costs, deductibles, and more.

6). Easy Claim Process

  • Different health insurers follow different claim procedures. If you want the best health insurance plan in India, then you should compare health insurance claim procedures of different companies.

7). Customer Support 24*7

  • You should check when you can call the company for any questions about your policy. Someone who provides 24x7 customer service will be available to help you through anything at any given moment.

8). IRDA-approved Company

  • Do not take chances with your money, check your whether insurance provider is registered with IRDA, the Indian insurance regulatory body. It will ensure you are protected in case anything goes wrong.

9). Reviews & Ratings

  • To ensure you are making the right financial decision, it's a good idea to check the reputation of your insurance provider. Online reviews and ratings can help you with that.

Health Insurance Companies in India 2023 Based on Claim Settlement Ratio

Check out the best health insurance companies doing business in India. Here you can check out their claim record along with the number of network hospitals providing cashless claim service to their customers.

HEALTH INSURANCE COMPANY
Health Claim Settlement Ratio FY 2021-22
NETWORK HOSPITALS
Bajaj Allianz Health Insurance Company
90.64%
6,500+
Bharti AXA Health Insurance Company
NA
4,500+
Cholamandalam Health Insurance Company
117.08%
7,240+
ManipalCigna Health Insurance Company
76.17%
6,500+
HDFC ERGO Health Insurance Company
97.47%
10,000+
IFFCO TOKIO Health Insurance Company
130.65%
6,400+
Niva Bupa Health Insurance Company
62.12%
7,000+
National Health Insurance Company
125.53%
6,000+
New India Health Insurance Company
124.54%
1,500+
Oriental Health Insurance Company
139.86%
4300+
Raheja QBE Health Insurance Company
109.54%
5,000+
Reliance Health insurance Company
98.76%
7,300+
Care Health Insurance Company
65.07%
15,500
Royal Sundaram Health Insurance Company
90.22%
5,000+
Star Health Insurance Company
87.06%
10,200+
TATA AIG Health Insurance Company
86.53%
7,200+
United India Health Insurance Company
120.21%
7,000+
Aditya Birla Health Insurance Company
94%
8,200+
ICICI Lombard Health Insurance Company
91.67%
6,500+
Universal Sompo Health Insurance Company
113.39%
4,000+
Acko Health Insurance Company
103.75%
6,500+
Liberty Health Insurance
89.30%
5000+
Zuno (Edelweiss) Health Insurance
112.32%
2578+
Future Generali Health Insurance
88.44%
5,100+
Digit Health Insurance
48.94%
6400+
Kotak Mahindra Health Insurance
72.11%
6,700+
Magma HDI Health Insurance
66.42%
4,300+
Navi Health Insurance
28.56%
10,000+
SBI Health Insurance
81.92%
24000+
Disclaimer: The Incurred Claim Ratio has been sourced from IRDAI Annual Report, and the network hospitals numbers have been compiled from the Insurance Company’s website. Last updated on 05-01-2022
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All About Health Insurance Companies

Here is an overview of the health insurance companies in India:

1). HDFC ERGO Health Insurance

  • As a 51:49 partnership between India’s HDFC Limited and ERGO, the insurance firm of Germany’s Munich Re Group, HDFC ERGO is among the popular names in India’s private insurance market.

2). Bajaj Allianz Health Insurance

  • Headquartered in Pune, Bajaj Allianz is a 74:26 partnership between Bajaj Finserv and Allianz SE. The firm is dedicated to offering services that are tailored according to your needs and budget.

3). Cholamandalam Health Insurance

  • Cholamandalam MS is a partnership between India’s Murugappa Group and Japan’s Mitsui Sumitomo Insurance Co. Ltd. The company is known to offer great customer experience through their products.

4). Manipal Cigna Health Insurance

  • As one of the health insurance companies in the nation, Manipal Cigna offers comprehensive health insurance products. The company is a partnership between Cigna Corporation and the Manipal Group.

5). IFFCO TOKIO Health Insurance

  • Established in 2000, IFFCO Tokio is a partnership between Tokio Marine Group and Indian Farmers Fertiliser Coop. Ltd. The company provides affordable individual and family medical insurance policies.

6). Niva Bupa Health Insurance

  • Formed in 2008, Niva Bupa is among the standalone health insurance companies in India. The company offers health insurance policy options that cater to the unique needs of each and every customer.

7). National Health Insurance

  • National Insurance Co. Ltd. is the oldest general insurer in the nation. Formed in 1906, the company always strives to utilise cutting-edge technology in order to provide superior insurance services.

8). New India Assurance Health Insurance

  • Headquartered in Mumbai, New India Assurance Company Ltd. is a public international general insurance firm with operations in 28 nations. The company just celebrated its 100th anniversary.

9). Oriental Health Insurance

  • Oriental Insurance Co. is a public general insurance company that began operations in 1947 in Mumbai. The organisation has 29 regional offices and over 1,800 branches spread across the nation.

10). Raheja QBE Health Insurance

  • Raheja QBE is a partnership between Australia’s QBE Insurance and the Rajan Raheja Group. The company was founded in 2008 with the goal of providing the best possible experience for its consumers.

11). Reliance Health insurance

  • Founded in 2000, Reliance is fully owned by Reliance Capital and a part of the Reliance Anil Dhirubhai Ambani Group. The private insurance company has 139 branches spread all over the nation.

12). Care Health Insurance

  • Previously known as Religare, Care health insurance is a partnership between Union Bank of India, Corporation Bank and Reliance Enterprises Ltd. The company stands as a standalone health insurer.

13). Royal Sundaram Health Insurance

  • As the nation’s first private general insurer, Royal Sundaram offers customised health insurance plans. The company was also the first health insurance to develop the concept of cashless claims.

14). Star Health Insurance

  • Star Health and Allied insurance was the nation’s first standalone health insurer which started operating in 2006. The company boasts over 550 branches and more than 10,600 employees under the brand.

15). TATA AIG Health Insurance

  • As a partnership between the AIG and the Tata Group, TATA AIG has been operative for over two decades, having begun activities on 22nd January 2001. The company has 3000+ hospitals in its network.

16). United India Health Insurance

  • Established in 1938, United India provides health insurance plans to more than 1.74 crore policyholders. The company offers innovative and comprehensive health insurance plans at reasonable rates.

17). Aditya Birla Health Insurance

  • Founded in 2015, Aditya Birla health insurance Co. Ltd. is an Aditya Birla capital subsidiary. The company is a partnership between South Africa’s MMI Holdings and India’s Aditya Birla Group.

18). ICICI Lombard Health Insurance

  • ICICI Lombard is a partnership between ICICI Bank Ltd. and Fairfax Financial Holdings Ltd. The company is a private general insurer which is well-known for its products and customer-centric approach.

19). Universal Sompo Health Insurance

  • As a Sompo Japan Nipponkoa Insurance, Dabur Investment, Karnataka Bank, Indian Overseas Bank and Allahabad Bank partnership, Universal Sompo is the first private-public venture in general insurance.

20). Acko Health Insurance

  • Founded in 2016, Acko is the nation’s first digital health insurance provider. Currently, the company offers customisable insurance plans and boasts an active consumer base that is over 50 million.

21). Liberty Health Insurance

  • Established in 2013, Liberty General Insurance is a partnership between DP Jindal group and Liberty Citystate Holdings PTE Ltd. The company has 5000+ network hospitals and 97 branches in the nation.

22). Zuno (Edelweiss) Health Insurance

  • Zuno (Edelweiss) general insurance was founded in 2016 as an Edelweiss Financial Services subsidiary. The company offers different health insurance plans at affordable rates for people all over the nation. Note: Zuno General Insurance formally known as Zuno (Edelweiss) General Insurance.

23). Future Generali Health Insurance

  • Future Generali India is a partnership between Future Group, an Indian retailer company and Generali Group, an international insurance company. The company has over 125 branches in the nation.

24). Digit Health Insurance

  • Backed by Canada-based Fairfax Financial Holdings Ltd., Go Digit General is committed to providing easy, transparent, and tailored health insurance options to individuals of all ages.

26). Kotak Mahindra Health Insurance

  • Established in 1985, Kotak Mahindra General is a subsidiary of Kotak Bank Limited. The health insurance policies of this company are tailored to offer value to different sections of society.

26). Magma HDI Health Insurance

  • Magma HDI General is a partnership between HDI Global SE Germany and India’s Magma Fincorp Ltd. The company boasts a PAN India footprint with over 135 offices in various locations.

27). Navi Health Insurance

  • Formerly known as DHFL, Navi General is a subsidiary firm of Navi Technologies. The company offers you quick health insurance coverage of up to INR 1 crore using a fully paperless approach.

28). SBI Health Insurance

  • SBI General Insurance Co. Ltd. is a partnership between the State Bank of India, Honey Wheat Investment Ltd., Napean Opportunities LLP, Axis New Opportunities AIF-I, and PI Opportunities Fund-1.

29). LIC Health Insurance

  • As a state-held insurer, Life Insurance Corporation of India has recently started offering health insurance policies. Currently, the company offers cancer cover and Arogya Rakshak policies.

Government Health Insurance Companies

Here is a list of government health insurance companies in India:

  • The New India Assurance Company Limited: 124.54% (Incurred Claim Ratio FY 2021-22)
  • The National Insurance Company Limited: 125.53% (Incurred Claim Ratio FY 2021-22)
  • The United India Insurance Company Limited: 120.21% (Incurred Claim Ratio FY 2021-22)
  • The Oriental Insurance Company Limited: 139.86% (Incurred Claim Ratio FY 2021-22)

Which are the Standalone Health Insurance Companies

Here is a list of standalone health insurance companies in India:

  • Care Health Insurance Limited: 65.07% (Incurred Claim Ratio FY 2021-22)
  • Niva Bupa Health Insurance Company Limited: 62.12% (Incurred Claim Ratio FY 2021-22)
  • Aditya Birla Health Insurance Company Limited: 69.56% (Incurred Claim Ratio FY 2021-22)
  • Star Health and Allied Insurance Company Limited: 87.06% (Incurred Claim Ratio FY 2021-22)
  • Manipal Cigna Health Insurance Company Limited: 76.17% (Incurred Claim Ratio FY 2021-22)
  • HDFC ERGO Health Insurance Company Limited: (Incurred Claim Ratio FY 2021-22)
  • Reliance Health Insurance Limited: 196.55% (Incurred Claim Ratio FY 2021-22)

Government Health Insurance Schemes

Here is a list of government health insurance schemes in India:

Pradhan Mantri Jan Arogya Yojana (PM-JAY)

PMJAY is currently the world's biggest health assurance plan. The scheme seeks to provide financially vulnerable families with healthcare coverage of INR 5 lakhs per family annually for secondary as well as tertiary care hospitalisation.

Features:

  • 3-day hospitalisation cover
  • 15-day pre-hospitalisation cover
  • Pre-existing diseases cover with zero waiting term
  • No member restriction under scheme coverage
  • Cashless claim facility at any private or public hospital
  • 1,393 procedure coverage
  • Annual premium is INR 30.

Aam Aadmi Bima Yojana (AABY)

AABY is a fixed-benefit health insurance scheme which offers accidental life coverage to the insured with an additional component of life cover. However, the coverage is exclusively for the family’s earning member or head who is practising any of the 48 listed occupations.

Features:

  • INR 30,000 payout for insured’s natural death
  • INR 75,000 payout for insured’s accidental death
  • Annual premium is INR 200.

Employee’s State Insurance Scheme (ESI)

ESI scheme is a social multi-faceted security scheme which is accessible for workers operating in factories around India. Workers earning less than INR 21,000 per month are eligible to enrol in this program. For those with ongoing disabilities, the limit is raised to INR 25,000.

Features:

  • Medical coverage to be provided to the insured individual and his/her family
  • Sickness benefit is offered for a limit of 91 days per year. It can be extended up to two years if the insured is diagnosed with any of the 34 listed diseases and long-term ailments.
  • In sterilisation cases, the sickness benefit can be extended for 7 days or 14 days for male and female beneficiaries respectively.
  • Maternity benefit is offered up to 26 weeks and can be extended by 4 weeks.
  • Disablement benefit is offered.
  • In case of the insured’s death from any occupational hazard, dependents are offered a payout.

Pradhan Mantri Suraksha Bima Yojana (PMSBY)

PMSBY is a fixed-benefit accidental health insurance scheme which covers individuals from 18 years to 70 years who have an active bank account and a valid Aadhaar Card.

Features:

  • INR 2 lakhs is offered as total disability or accidental death payout.
  • INR 1 lakh is offered as a partial disability payout.
  • Annual premium is INR 20 which is auto-debited from the bank account.

Central Government Health Scheme

The Central Government Health Scheme is provided to workers and retirees from the various central government ministries included in the plan. Under this program, qualifying central government personnel can receive treatment from a variety of systems, including allopathy and homoeopathy, as well as Ayurveda, Siddha, Unani, and Yoga.

Features:

  • PPF treatment and medicine issuance are covered
  • Specialist consultation is covered at public hospitals
  • Indoor treatment is covered at public and empanelled hospitals
  • Family welfare services are covered
  • Maternity expenses are covered
  • AYUSH treatment is covered.

Mahatma Jyotiba Phule Jan Arogya Yojana

The Mahatma Jyotiba Phule Jan Arogya Yojana was introduced by the Maharashtra state government to give healthcare coverage to those who are financially vulnerable. This plan gives cashless insurance coverage to families that have a yellow ration card, orange ration card, red ration card, Annapurna ration card, Antyodaya Anna Yojana ration card, kids in public orphanages, inmates of public Mahila Ashrams, individuals in senior citizen homes, and so on.

Features:

  • INR 1.5 lakh sum insured is provided in case of hospitalisation of the insured or any of his/her family members.
  • INR 2.5 lakh sum insured (including the base 1.5 lakh sum insured) is offered for renal transplant.
  • The insured’s entire family is covered under the scheme.

Bhamashah Swasthya Bima Yojana (BSBY)

The Rajasthan Government launched BSBY, a cashless medical insurance plan, on 13th December 2015. Families that qualify for this plan may receive free healthcare treatment up to a limit of INR 30,000 for common illnesses and INR 3 lakhs for the listed critical illnesses.

Features:

  • A sum insured of INR 30,000 is offered for general illnesses.
  • A sum insured of INR 3 lakhs is offered for critical illnesses.
  • Cashless claim facility is offered for all hospital expenses.
  • 7-day pre-hospitalisation coverage is provided.
  • 15-day post-hospitalisation coverage is provided.
  • OPD treatments are covered.

Rashtriya Swasthya Bima Yojana (RSBY)

The RSBY provides health insurance coverage to low-income people and families, as well as those in unorganised industries. The scheme provides a floater amount of sum insured of INR 30,000.

Features:

  • A sum insured of INR 30,000 is offered on a family floater basis.
  • All hospitalisation expenses are covered
  • All pre-existing illnesses are covered
  • Transportation expenses are covered up to a limit of INR 1,000.
  • Cashless claims are offered
  • Annual premium is INR 30.

How to Choose The Best Health Insurance Company In India?

For further deeper evaluation, here’s a list of top 10 things you need to check while you select the top health insurance plans from the best health insurance companies list.

Claim paid
Claims paid against the premium received is higher.
Network Hospitals
High number of network hospitals providing cashless treatment.
Plans
A company offers Individual, Family & Senior Citizen plans.
Customer Supprt
A 24x7 availability of Customer Support Service.
itb_img
An easy, hassle free Claim Settlement Process with less paperwork.
Sold Policies
The amount of policies sold by the company till date.
Reviews % Rating
Reviews & Ratings of the company on social media.
Award
Any awards that the company has received for its performance.
Customer Support
Customer support available through phone, email & chats.
Acess Deatils
Strong online presence where you can access details within a few clicks.

Types of Health Insurance Plans

Corona Kavach Policy
Corona Kavach Policy
Corona Rakshak Policy
Corona Rakshak Policy
Arogya Sanjeevani Policy
Arogya Sanjeevani Policy
Individual Health Insurance
Individual Health Insurance
Family Floater Insurance
Family Floater Insurance
Group Health Insurance
Group Health Insurance
Critical Illness Insurance
Critical Illness Insurance
Personal Accident Insurance
Personal Accident Insurance
Maternity Health Insurance
Maternity Health Insurance
Health Insurance for Senior Citizens
Health Insurance for Senior Citizens
Women Health Insurance
Women Health Insurance
Cancer Insurance
Cancer Insurance
Cashless Health Insurance
Cashless Health Insurance

How to Buy Best Health Insurance Policy Online in India With Coverfox?

  • Step 1: Visit the official website of Coverfox.
  • Step 2: Select the health insurance tab under the insurance menu.
  • Step 3: Fill in your gender, no. of people, pin code, mobile no. & email.
  • Step 4: You’ll see a list of the top 10 recommended health plans with their quotes.
  • Step 5: You can increase your coverage in place of buying a new health plan altogether.
  • Step 6: You can also buy separate health policies for yourself & your parents.
  • Step 7: Once you have selected the right plan, select the Buy Now option.
  • Step 8: Make the payment online via your preferred mode.
  • Step 9: Congratulations, you have successfully insured your health.
  • Step 10: You will receive the policy details in your email shortly.
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Conclusion

If you have been trying to think of ways in which you can protect yourself financially, getting the best health insurance plan in India is certainly one of them. If you make the right plans ahead of time, you will be prepared for an emergency and won't have to worry about how to pay for it. You can even renew health insurance plans online. Furthermore, the easy availability of government-aided health insurance online has made it possible for people from every section of society to get healthcare coverage.

Everyone deserves to have access to the best health insurance policy; this coverage is your future protection, and it should be made a top priority.

Frequently Asked Questions

  • Q. Can an employer deny health insurance?
    • It is not mandatory for employers in India to offer health insurance to their employees. It is left to the discretion of employers to decide whether they want to offer this benefit to their employees.

  • Q. Should you buy health insurance if your employer offers it?
    • Yes, you should definitely buy health insurance from your employer in case the organization offers such a benefit. If you feel that the coverage offered by this corporate health insurance policy is not sufficient to meet your requirements, you can supplement it by purchasing a separate policy.

  • Q. What are the Government Health Insurance Companies in India? How do they work?
    • There are NO standalone health insurance companies run by the government of India. However, there is 1 Life Insurance and 4 general Insurance companies under the Public Sector which provide health insurance products to the public.

      • Life Insurance Corporation of India (LIC)
      • The New India Assurance Company Limited
      • United India Insurance Company Limited
      • Oriental Insurance Company Limited
      • National Insurance Company Limited
      • Health insurance companies have a varied range of plans that they have designed to cater to different health needs of individuals across ages, illnesses, etc. Applicants who meet the required criteria of a plan, as mentioned in the policy document, are eligible for purchasing it. Generally, health plans do not have stringent eligibility criteria, with certain exceptions being related to pre-existing illnesses, medical check-ups, etc. The health insurance plan pays for the medical expenses up to the sum insured in a particular policy year.

        There are two kinds of claims that health insurance companies settle - cashless claims and reimbursement claims. Every insurance company has their stipulated time frames for settling both types of claims.

  • Q. Can I switch between health insurance companies?
    • Yes, most leading health insurance companies in India enable policyholders to switch to other companies through the portability feature.

  • Q. How health insurance companies offer cashless claims?
    • Health insurance companies have a network of authorized hospitals. A policyholder of a certain insurance company can avail cashless benefits on hospitalization and medical expenses incurred in any of their network hospitals by showing their cashless health card subject to approval by the insurance company.

  • Q. What are the standalone health insurance companies in India?
    • The below is the list of standalone health insurance companies in India:

      • Aditya Birla Health Insurance
      • Star Health and Allied Insurance
      • Apollo Munich Health Insurance
      • Max Bupa Health Insurance
      • Religare Health Insurance
      • ManipalCigna Health Insurance
  • Q. How do health insurance companies work?
    • Health insurance companies have a varied range of plans that they have designed to cater to different health needs of individuals across ages, illnesses, etc. Applicants who meet the required criteria of a plan, as mentioned in the policy document, are eligible for purchasing it. Generally, health plans do not have stringent eligibility criteria, with certain exceptions being related to pre-existing illnesses, medical check-up, etc. The health insurance plan pays for the medical expenses up to the sum insured in a particular policy year.

      There are two kinds of claims that health insurance companies settle - cashless claims and reimbursement claims. Every insurance company has their stipulated timeframes for settling both types of claims.

  • Q. What is Solvency Ratio?
    • Solvency ratio refers to the size of the capital of an insurance company involved in the ongoing claims at a certain point of time with respect to all the risks undertaken by it. The ratio is a measurement of its current assets versus its liabilities in the form of commitment for claim settlement..

  • Q.Which health insurance companies are offering cashless hospitalisation service in India?
    • Almost all health insurance companies are offering cashless hospitalization facilities to you. CARE Health Insurance has the highest number of hospitals empanelled on its network, followed by HDFC ERGO, Star Health, Aditya Birla Health Insurance, Reliance, and so on. You can check the table above to know the number of hospitals empanelled by an insurance company.

  • Q.Which are the top 5 private health insurance companies based on the Incurred Claim Ratio (ICR)?
    • The top 5 private health insurance companies based on Incurred Claim Ratio (ICR) for the financial year 2018-19 are as under:

      • IFFCO TOKIO General Insurance Company - 95.66%
      • Reliance General Insurance Company - 89.36%
      • Raheja QBE General Insurance Company - 85.07%
      • Bajaj Allianz General Insurance Company - 81.96%
      • Bharti AXA General Insurance Company - 77.50%
  • Q. Which health insurer company is offering organ donor cover to kidney transplant patients in India?
    • Yes, almost all health insurance companies are offering cover for organ donor expenses. This benefit is available as an in-built feature or through an add-on. Before you decide, it is recommended to go through the product brochure and confirm what is included and excluded from the health insurance plan.

  • Q. Is it true that health insurance companies offer cover only for hospitalisation expenses in India?
    • It is a big myth that has plagued the health insurance sector. Health Insurance Plans are available in India with benefits that go beyond just hospitalization. Health insurance offers benefits like Pre and Post-Hospitalization, domiciliary treatment, organ donor expenses, ambulance expenses, daycare procedures, OPD expenses, and much more.

  • Q. Is it possible to port my health insurance policy from one health insurance company to another?
    • Yes, you can easily port your health insurance plan from one company to another. Our Article on “All You Wanted to Know About Health Insurance Portability” (https://www.coverfox.com/health-insurance/articles/health-insurance-portability-all-you-wanted-to-know/) gives you all the details required for porting your existing health insurance plan to a new insurance company.

  • Q. Which health insurance company in India covers insulin expenses arising from Diabetes?
    • Diabetes specific health insurance plans cover medical expenses arising due to diabetes. Diabetes Safe Insurance Policy from Star Health Insurance Plan, Energy from HDFC ERGO, Care Freedom from Care Health Insurance are some of the plans that you can look at to take care of your medical expenses arising out of diabetes.

  • Q. What is the count of health insurance companies in India?
    • There are 5 standalone health insurance companies and 25 general insurance companies offering health insurance products in India. In short, there are 30 companies providing health insurance to the vast population of India.

  • Q. Which is the best health insurance company in India?
    • For the financial year 2019-20, based on the Incurred Claim Ratio, IFFCO TOKIO General Insurance Company is the best health insurance company.

  • Q. Can you provide the names of all standalone health insurance companies in India?
    • The standalone health insurance companies operating in India are:

      • Aditya Birla Health Insurance
      • Care Health Insurance
      • Manipal Cigna Health Insurance
      • Max Bupa Health Insurance
      • Star Health and Allied Insurance
  • Q. Can you provide the names of public insurance companies offering health insurance in India?
    • The 4 public sector general insurance companies offering health insurance in India are:

      • National Insurance
      • New India Assurance Company
      • Oriental Insurance Company
      • United India Insurance
  • Q. How many private companies are offering health insurance in India?
    • There are 21 private general insurance companies offering health insurance products to the people of India.

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