Protect your business from fire and related risks with Bharat Sookshma Udyam Suraksha — comprehensive coverage up to ₹5 crores.
Get a Quote
*Terms and conditions apply.
ICICI Bharat Sookshma Udyam Suraksha is a comprehensive insurance policy specifically designed to address the protection needs of small and medium-sized enterprises (SMEs) across India. This policy provides robust financial coverage in case your business establishment suffers any kind of loss or damage due to fire or other related perils such as explosions, lightning, volcanic eruptions, and several similar unforeseen incidents.
Bharat Sookshma Udyam Suraksha offers comprehensive protection for your business against a variety of natural and accidental risks. From fire and lightning to floods and explosions, it ensures your business stays secure and financially resilient.
Provides coverage against losses caused by storms, cyclones, typhoons, tempests, hurricanes, tornadoes, tsunamis, floods, and inundations. It also protects against water damage from sprinkler systems, burst pipes, and tanks.
Covers damages resulting from lightning strikes, including fires triggered by lightning, helping your business recover quickly from such incidents.
Protects your property, machinery, and equipment against damage caused by sudden explosions or collapses, reducing the financial burden of repairs or replacements.
Provides protection against fire caused by flames, spontaneous combustion, natural heating, or fermentation, ensuring compensation for property and asset losses.
Covers damages to your property caused by terrorist activities, including costs for repairing or replacing affected assets.
Protects office spaces—big or small—from fire damage to buildings, equipment, and inventory, enabling businesses to recover financially without major setbacks.
Ensures schools, colleges, and other institutions can quickly recover from fire damage, safeguarding property, staff, and students, and minimizing disruption to education.
Covers retail businesses against fire-related losses, helping maintain operations and protect revenue streams even after a disaster.
Provides financial protection for factories and manufacturing units, covering repair costs, income loss during downtime, and potential liabilities for smooth operational recovery.
Helps hospitality businesses recover from fire incidents efficiently, allowing quick repairs and resumption of operations to minimize financial and operational impact.