Where Can I Buy Health Insurance From

In this digital age with so many buying options available making a choice becomes difficult. So, before we answer this question we must know what is health insurance.

Health Insurance is a form of insurance cover that will protect you against expenses you would face when you or your family members have to avail of medical treatment due to an accident, illness, medical emergency, or getting diagnosed with a disease.

In simple words, all your medical and hospital bills are taken care of by the insurance company when you buy a health insurance plan.

The Indian insurance market is full of players who provide various types of health insurance plans. The benefits offered under these plans like Cashless Treatment at Network Hospitals, pre and post hospitalization expenses, free annual medical check-ups, etc. vary from plan to plan and insurer to insurer. You can buy any of these plans from their branch office or website.

This brings us to the essential question, “Where Can I Buy Health Insurance From?” Well, the answer is quite simple. Online at Coverfox.com. It is simple, easy, and hassle-free.

Coverfox is a licensed online insurance broker. We at Coverfox believe in just one thing, “Make Insurance Simple.” When we take out the complexities surrounding the most crucial decision, i.e., buying health insurance, choosing the best health insurance plan becomes very easy.

When you buy health insurance from Coverfox, you get access to many value-added services like:

• Time-Saving: When you buy from Coverfox, you save a lot of your time. Now there is no need to meet insurance agents, fill lengthy proposal forms, research, and understand complex health insurance terms. All information is available in simple terms at the click of a button. You can easily access this information from the comfort of your home or office.

• Instant Comparison: You get to make a side-by-side comparison of the best health insurance plan. This way, you get what each health insurance company is offering to you. Now choose from the best without any worry.

• One-Stop-Shop: You can complete your entire buying journey on Coverfox in just a few minutes. Once done, you receive your policy in your inbox this way, you can access it anytime you want.

• Unbiased Advice: We do not believe in enforcing our views on you. We believe in showing you the right path, the decision to walk on it, and get protection for yourself and your family or drain your savings when an emergency comes knocking down your door.

• Premium Calculation: Coverfox does not just provide you a comparison of benefits between health insurance plans, but you also get to calculate the premium amounts instantly. This way, selecting the best health insurance at an affordable premium becomes easy and convenient.

• Life Time Commitment: Buying a health insurance plan does not bring our relationship to an end. We believe in a long term partnership that goes way beyond just buying. No, when an eventuality strikes, we are right by your side to help you get your claim quickly settled.

• Discounts: When you buy insurance online, you get a discount on the premium rates. Why? Because there are no agents involved. Insurance company saves a lot of money on commission and administration cost. This saving is passed on to you in the form of lower premium rates.

Just follow these steps, and we will do the rest.

Step 1 - Visit the official website of Coverfox.

Step 2 - Select the health insurance tab under the insurance menu.

Step 3 - Fill in your details such as gender, number of people you want to insure, and Pincode of your locality, mobile number, and email.

Step 4 - The tab will automatically display a list of the top 10 recommended health plans along with their respective quotes.

Step 5 - You have the option to increase your coverage in place of buying a new health plan altogether.

Step 6 - You can also buy separate health policies for you and your parents.

Step 7 - Once you have selected the right plan, select the Buy Now option.

Step 8 - Make the payment online via your preferred mode.

Step 9 - Congratulations, you have successfully insured your health. The policy details will be sent to your email shortly.

Are you similar to your neighbor or your friend or relative?

Of course not.

Are your needs similar to that of your neighbors, relatives, or friends?

Of course not.

Then how can a health insurance plan bought by them be right for you?

Well, you will have to compare the top health insurance plans available in the market. Compare the features, benefits, premiums, and then you will be able to pick out the plan that is best suited for your needs.

Well, the first and foremost thing to do is identify your needs. Answer these questions, and it will guide your path:

• I want to buy health insurance for? Myself / My Family / My Parents
• I want a Sum Insured of? Rs. ___
• I can pay an annual premium of Rs. __
• I am happier with? Availing Cashless facility / Getting my claims reimbursed
• I have pre-existing diseases and medical conditions? YES / NO

These answers will give a perfect idea of what you should choose from the vast range of options available in the market. Also, do not forget to take into consideration:

• Claim Settlement Ratio: All insurance players declare their claim ratio. The claim ratio shows how good an insurer is when a claim is presented. Choose a plan from the insurer who has the highest claim settlement ratio.

• Financial Strength of Insurer: You are going to entrust an insurance company to protect you when eventuality strikes; thus, you must be entirely sure that the insurance company is financially strong to honor the claim. It is easy; go for the insurer with the highest solvency ratio.

• No. of Network Hospitals: Choose an insurer with the highest number of network hospitals near your locality. Thus, you will get instant access to health services when you need it.

• Customer Service: Pick an insurance company with a customer service team that works 24 x 7 this way, you get answers to all your questions when the need arises.

• Check Reviews: In today's digital age, social media can be of great help. You can quickly get to know other people’s experience with a particular insurance company. Read online reviews and make a smart buying decision.

We have collated a small list of the best health insurance plans to make your buying decision more comfortable.

Disclaimer: The information given above has been sourced from the official website of the respective insurance providers. (Last updated on 13.10.2020)

In short

Health Insurance is the best way you can protect your savings and at the same time get quality health care without any worries. Coverfox is your perfect partner for comparing/buy a health insurance plan online. So, What are your waiting for buy health insurance that fulfills all your requirements instantly at Coverfox.

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