Zuno Health Insurance

Investing in health insurance does not only require research and comparison but also an understanding of one’s needs. Before buying a health insurance policy, considermake note of your present and future medical requirements based on your age, size of family, your lifestyle, nature of your work and your budget. Zuno (Edelweiss) Health insurance offers coverage at three levels to suit different requirements and budgets.

Note: Edelweiss General Insurance is now Zuno General Insurance

Zuno Health Insurance (Edelweiss) Plan

It is a comprehensive health insurance plan available in three variants; silver, gold and platinum. It is available on an individual or family floater basis. These plans provide extensive coverage against medical emergencies as per the requirements of the policyholder.

Key Features

List of Benefits covered differently by Each Variant

• Zuno HealthPlus Insurance Plan: It is also a comprehensive health insurance plan with various categories of special optional benefits for specific requirements. Some of the special optional benefits in this plan are world-wide coverage, unlimited restoration of sum-insured, adventure sports cover, prosthetic cover, reconstructive surgery, accidental booster, pre-existing disease waiting period reduction, OPD expenses cover, Infertility, maternity and baby care cover which covers surrogacy also, discount covers, pandemic cover, etc. These special benefits can be availed on payment of additional premiums.
• Zuno Health TopUp Insurance Plan: It has two types of coverages available; TopUp with sum insured upto 20 lakhs and Super TopUp with sum insured upto 5 crores. These plans can be issued upto 3 years. A TopUp plan provides coverage once in case a single claim exhausts the deductible amount. A super TopUp plan lets you make multiple claims in the same policy year.
• Zuno Group Health Insurance Plan: It is available for corporates, associations, institutions or groups as per IRDAI guidelines. The policy is available on an individual or family floater basis for a period of 1 year and provides coverage against medical expenses due to hospitalisation, pre and post hospitalisation expenses, domiciliary hospitalisation, day care treatment and AYUSH treatment. It also provides 30 optional covers a policy holder can avail of.
• Add-On Covers: Zuno health insurance offers two add-ons new born baby cover and Health241. These add-ons can be added to the base policy for additional benefits. New born baby cover provides coverage to the baby from day 1 against hospitalisation, illness or injury. Health 241 is another add-on which needs to be purchased with a new policy only. It waives off the premium on first renewal if no claim has been made in the first policy year. It is offered only once during the initial entry. Health 241 is a unique feature of Zuno health insurance.

In addition to these plans, Zuno Insurance also offers Aarogya Sanjeevani Policy which is the basic standard health policy and Saral Suraksha Bima Yojna which is the personal accident cover.

Zuno health insurance claim settlement ratio is 112.32%

• It has a network of 2578+ hospitals


• It covers maximum 8 members in an individual type policy


• It provides coverage upto 1 crore.


• It provides inbuilt assistance services such as medical referral, evacuation, medical monitoring, second medical opinion etc.


• It also offers special optional coverages like discount cover, worldwide coverage, pandemic cover etc.

To calculate premium of Zuno health insurance online, you need to provide certain details such as:

• Age


• Sum Insured needed


• Policy term


• Medical history


• Coverage details


• Type of policy

Online premium calculator calculates the premium based on these details. Calculating premiums online lets you adjust the premium as per your requirements.

Zuno health insurance provides maximum coverage at affordable rates. Zuno health insurance India and Tokio Marine, a Japanese life insurance company joined hands to provide health covers with life insurance plans known as edelweiss tokio insurance. It is an innovative product that combines health insurance with life insurance and provides both the benefits in one policy.