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Health Insurance
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Religare Health Insurance
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Care Senior Policy
Care Health Insurance (formerly Religare) logo
Care Health Insurance (formerly Religare)

Care Senior

Highlights

Automatic Recharge of Sum Insured
Annual Health check-up
Second Opinion
Coverage available upto 10 Lakh
Total cashless network hospitals 7988
95.47% Claim Settlement Ratio
Automatic Recharge of Sum Insured
Annual Health check-up
Second Opinion
Coverage available upto 10 Lakh
Total cashless network hospitals 7988
95.47% Claim Settlement Ratio
family premium calculation
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Overview

Care Health Insurance provides the Care Senior Health Insurance Policy specifically for senior citizens. It is quite an affordable health plan for senior citizens. This plan is available as an individual health policy as well as a floater health policy. It offers coverage options of Rs. 3 Lakh & Rs. 5 Lakh, 7 Lakhs & 10 Lakhs. The plan offers tremendous benefit of up to 150% increase in your cover or sum assured with no-claim bonus & no-claim bonus super options. The no-claim bonus super is a cover that is optional. This plan doesn't require you to go for a pre-policy medical check-up in order to buy the policy. The plan provides optional covers of Out Patient Department (OPD) care of up to 5000/- per policy year. This covers pharmacy expenses, diagnostics & even doctor consultations. Under this plan, you can also drop the option of choosing the SMART SELECT benefit, that increases the premium by 15%. Read below to understand more in detail about the benefits of this plan. Less

Care Health Insurance provides the Care Senior Health Insurance Policy specifically for senior citizens. It is quite an affordable health plan for senior citizens. This plan is available as an individual health policy as well as a floater health policy. It offers coverage options of Rs. 3 Lakh & Rs. 5 Lakh, 7 Lakhs & 10 Lakhs. The plan offers tremendous benefit of up to 150% increase in your cover … More

Features of Care Senior

Key features to look for while selecting your health insurance plan
Sum Assured:
10.0%

Renewal Bonus

Renewal Bonus
Renewal bonus is bonus money added in the sum insured for every claim free year.
20%

Copay

Copay
Copay is the percentage of the claim amount that is borne by an insured person.
Rs 3,000/- limit

Room Rent

Room Rent
Room rent limit is the maximum amount of per day room charges that you can claim in case you get admitted to a hospital.
4 years

PED Waiting period

PED Waiting period
The amount of time you need to wait for, from the start of your policy, to be able to use the benefits in case of a particular disease
Available

Health checkup

Health checkup
This plan offers a free health checkup (specific test package), after a period of 1 year.
10.0%

Renewal Bonus

Renewal Bonus
Renewal bonus is bonus money added in the sum insured for every claim free year.
20%

Copay

Copay
Copay is the percentage of the claim amount that is borne by an insured person.
SIngle Private Room

Room Rent

Room Rent
Room rent limit is the maximum amount of per day room charges that you can claim in case you get admitted to a hospital.
4 years

PED Waiting period

PED Waiting period
The amount of time you need to wait for, from the start of your policy, to be able to use the benefits in case of a particular disease
Available

Health checkup

Health checkup
This plan offers a free health checkup (specific test package), after a period of 1 year.

What is covered?

Sum Assured:
Renewal Bonus
10.0%

Renewal Bonus

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What is Renewal Bonus
Renewal bonus is added in the sum insured for every claim free year. This plan offers No Claim Bonus of up to maximum of 50% of Sum Insured.
Pre hospitalization
30 days

Pre hospitalization

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What is Pre hospitalization
Medical expenses up to 30 days before admission will be covered.
Post Hospitalization
60 days

Post Hospitalization

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What is Post Hospitalization
Medical expenses up to 60 days after discharge will be covered.
Health checkup
Available

Health checkup

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What is Health checkup
This plan offers a free health checkup (specific test package), after a period of 1 year.
Hospital Daily Cash
Rs 500

Hospital Daily Cash

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What is Hospital Daily Cash
For longer duration hospitalization, this plan provides a fixed amount per day for small expenses. Total limit for such expenses is Rs. 500
Restore benefits
Up to 100.0% of sum assured

Restore benefits

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What is Restore benefits
This plan reinstates your basic cover, in case you exhaust your cover in a policy year. Restoration works only for unrelated claims.
Ambulance charges
Covered

Ambulance charges

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What is Ambulance charges
You can claim Rs. 1,500 per hospitalization up to a maximum of Rs. 1,500 for ambulance charges.
AYUSH Cover
Covered

AYUSH Cover

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What is AYUSH Cover
Sidha, Ayurvedic, Homeopathic, Unani are covered up to a sum of Rs 15,000
Home hospitalization
Covered

Home hospitalization

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What is Home hospitalization
Treatment taken at home for any medical reason, if hospitalization is not possible. This is a rare scenario and is termed as 'Domiciliary Hospitalization'. In such a scenario, expenses of up to Rs 30,000 are covered in this plan.
Organ Donor
Covered

Organ Donor

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What is Organ Donor
In case of an organ transplant and there is a need of an organ donor, hospitalisation charges for the organ donor are covered in this plan. However, the cost of finding a donor is not covered.
Day Care
541 procedures upto S.I.

Day Care

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What is Day Care
Health insurance covers medical expenses only for hospitalizations exceeding 24 hours. Day care procedures refers to medical treatment undertaken in a hospital requiring less than 24 hours due to technological advancement. This plan covers listed day care procedures as mentioned in the policy wordings.
Renewal Bonus
10.0%

Renewal Bonus

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What is Renewal Bonus
Renewal bonus is added in the sum insured for every claim free year. This plan offers No Claim Bonus of up to maximum of 50% of Sum Insured.
Pre hospitalization
30 days

Pre hospitalization

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What is Pre hospitalization
Medical expenses up to 30 days before admission will be covered.
Post Hospitalization
60 days

Post Hospitalization

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What is Post Hospitalization
Medical expenses up to 60 days after discharge will be covered.
Health checkup
Available

Health checkup

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What is Health checkup
This plan offers a free health checkup (specific test package), after a period of 1 year.
Restore benefits
Up to 100.0% of sum assured

Restore benefits

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What is Restore benefits
This plan reinstates your basic cover, in case you exhaust your cover in a policy year. Restoration works only for unrelated claims.
Ambulance charges
Covered

Ambulance charges

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What is Ambulance charges
You can claim Rs. 2,000 per hospitalization up to a maximum of Rs. 2,000 for ambulance charges.
AYUSH Cover
Covered

AYUSH Cover

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What is AYUSH Cover
Sidha, Ayurvedic, Homeopathic, Unani are covered up to a sum of Rs 20,000
Home hospitalization
Covered

Home hospitalization

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What is Home hospitalization
Treatment taken at home for any medical reason, if hospitalization is not possible. This is a rare scenario and is termed as 'Domiciliary Hospitalization'. In such a scenario, expenses of up to Rs 70,000 are covered in this plan.
Organ Donor
Covered

Organ Donor

info icon
close icon
What is Organ Donor
In case of an organ transplant and there is a need of an organ donor, hospitalisation charges for the organ donor are covered in this plan. However, the cost of finding a donor is not covered.
Day Care
541 procedures upto S.I.

Day Care

info icon
close icon
What is Day Care
Health insurance covers medical expenses only for hospitalizations exceeding 24 hours. Day care procedures refers to medical treatment undertaken in a hospital requiring less than 24 hours due to technological advancement. This plan covers listed day care procedures as mentioned in the policy wordings.
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What’s not covered

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Maternity
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Hospital Daily Cash
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OPD
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War related Injuries
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Cosmetic Surgery
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Lasik eye treatment
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Damage while driving under the influence of liquor or drugs
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Cashless network hospitals

You don’t have to pay a penny to get your treatment done in the network hospitals of Care Health Insurance (formerly Religare).
Search for number of nearby cashless network hospitals in your area.
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7988
Network Hospitals in India
Search cashless hospitals in your area
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6

Eligibility criteria

AGE ELIGIBILITY

61 years
Adult
99 years
Max age bar

POLICY PERIODS

1
year(s)
2
year(s)
3
year(s)

AGE ELIGIBILITY

61 years
99 years
Max age bar

No. of Members Covered

2
Members
Upto 2
Adults
Upto 0
Children

Policy Periods

1 year(s) 2 year(s) 3 year(s)

Waiting period

After
4 years
You can claim for any pre-existing conditions after 4 years of the policy start date.
After
30 days
A 30 days cooling period for all claims except any arising out of accidental injuries

Riders

Below mentioned are riders available for better coverage

Air Ambulance

Covers the Air Ambulance expenses

NCB SUPER

Increase sum assured by 50% for every claim free year (up to a max. of 100%)
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About Care Health Insurance (formerly Religare)

Care Health Insurance mainly offers health insurance services to individual customers, corporate employess & even for financial inclusion. They have a customer first philosophy. The company has always applied the trending technology to provide excellent customer service. They also use trending technology for product innovation & value-for-money services. Through all these efforts, the company aims for a financially secure future for their customers by delivering customized health insurance policies. These policies include Family Floater Plans, Critical Illness Cover, Maternity Cover, Diabetes Cover, Senior Citizens Health Policies & specific types of travel insurance plans. They also provide you with a hassle-free claims procedure. Less

Care Health Insurance mainly offers health insurance services to individual customers, corporate employess & even for financial inclusion. They have a customer first philosophy. The company has always applied the trending technology to provide excellent customer service. They also use trending technology for product innovation & value-for-money services. Through all these efforts, the company aims for a financially secure future for their customers by delivering customized health insurance policies. These … More

Other plans of Care Health Insurance (formerly Religare)

Care Advantage

Care Advantage policy by Care Health insurance is a comprehensive …
View Details

Care Heart

The Care Heart Plan by Care Health Insurance is an …
View Details

Care - No Claim Bonus Super

Care Plan provided by Care Health Insurance is a comprehensive …
View Details

Care

Care plan provided by Care Health Insurance is a comprehensive …
View Details

Care Freedom

Care Health Insurance Policy is an indemnity based policy that …
View Details

Enhance

Care Enhance is a super top-up plan that offers you …
View Details
family premium calculation
Want Expert Advice?
Talk to our Insurance experts to choose the right plan as per your medical needs.
I hereby authorize Coverfox to communicate with me on the more
I hereby authorize Coverfox to communicate with me on the given number for my Insurance needs. I am aware that this authorization will override my registry under NDNC. less
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Types of Health Insurance

Health Insurance
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Mediclaim Policy
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Health Insurance for Senior Citizens
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Health Insurance for Parents
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Maternity Insurance
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Critical Illness Insurance
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Want Expert Advice?
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I hereby authorize Coverfox to communicate with me on the given number for my Insurance needs. I am aware that this authorization will override my registry under NDNC. Less
I hereby authorize Coverfox to communicate with me on the More
Thank you for scheduling a call with us! One of our Health Insurance experts will call you shortly.
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