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Sbi Health Insurance
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Sbi General Arogya Sanjeevani Policy
SBI General Insurance logo
SBI General Insurance

Arogya Sanjeevani

Highlights

In-patient hospitalisation.
Day care treatment.
Pre and Post hospitalisation.
No claim bonus.
AYUSH treatment.
Coverage available upto 5 Lakh
Total cashless network hospitals 5703
66.08% Claim Settlement Ratio
In-patient hospitalisation.
Day care treatment.
Pre and Post hospitalisation.
No claim bonus.
AYUSH treatment.
Coverage available upto 5 Lakh
Total cashless network hospitals 5703
66.08% Claim Settlement Ratio
family premium calculation
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Overview

The SBI Arogya Sanjeevani Policy is introduced by the IRDAI. The coverage under this policy ranges between Rs 1 lakh to Rs 5 lakh. It is available on an individual basis as well as a family floater plan. It also covers Covid19 hospitalization and treatment expenses. Read below to understand more in detail about the benefits of this plan. Less

The SBI Arogya Sanjeevani Policy is introduced by the IRDAI. The coverage under this policy ranges between Rs 1 lakh to Rs 5 lakh. It is available on an individual basis as well as a family floater plan. It also covers Covid19 hospitalization and treatment expenses. Read below to understand more in detail about the benefits of this plan.

Features of Arogya Sanjeevani

Key features to look for while selecting your health insurance plan
Sum Assured:
5.0%

Renewal Bonus

Renewal Bonus
Renewal bonus is bonus money added in the sum insured for every claim free year.
5%

Copay

Copay
Copay is the percentage of the claim amount that is borne by an insured person.
Rs 5,000/- limit

Room Rent

Room Rent
Room rent limit is the maximum amount of per day room charges that you can claim in case you get admitted to a hospital.
4 years

PED Waiting period

PED Waiting period
The amount of time you need to wait for, from the start of your policy, to be able to use the benefits in case of a particular disease

What is covered?

Sum Assured:
Renewal Bonus
5.0%

Renewal Bonus

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What is Renewal Bonus
Renewal bonus is added in the sum insured for every claim free year. This plan offers No Claim Bonus of up to maximum of 50% of Sum Insured.
Pre hospitalization
30 days

Pre hospitalization

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What is Pre hospitalization
Medical expenses up to 30 days before admission will be covered.
Post Hospitalization
60 days

Post Hospitalization

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What is Post Hospitalization
Medical expenses up to 60 days after discharge will be covered.
Ambulance charges
Covered

Ambulance charges

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What is Ambulance charges
You can claim up to a maximum of Rs. 2,000 for ambulance charges.
AYUSH Cover
Covered

AYUSH Cover

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What is AYUSH Cover
Sidha, Ayurvedic, Homeopathic, Unani are covered up to a sum of Rs 1,00,000
Day Care
142 procedures upto S.I.

Day Care

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What is Day Care
Health insurance covers medical expenses only for hospitalizations exceeding 24 hours. Day care procedures refers to medical treatment undertaken in a hospital requiring less than 24 hours due to technological advancement. This plan covers listed day care procedures as mentioned in the policy wordings.
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What’s not covered

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Maternity
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Health checkup
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Hospital Daily Cash
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Restore benefits
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OPD
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Home hospitalization
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Organ Donor
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War related Injuries
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Cosmetic Surgery
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Lasik eye treatment
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Damage while driving under the influence of liquor or drugs
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Cashless network hospitals

You don’t have to pay a penny to get your treatment done in the network hospitals of SBI General Insurance.
Search for number of nearby cashless network hospitals in your area.
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5703
Network Hospitals in India
Search cashless hospitals in your area
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89

Eligibility criteria

AGE ELIGIBILITY

3 months
Adult
55 years
Max age bar

POLICY PERIODS

1
year(s)

AGE ELIGIBILITY

3 months
55 years
Max age bar

No. of Members Covered

7
Members
Upto 4
Adults
Upto 3
Children

Policy Periods

1 year(s)

Waiting period

After
4 years
You can claim for any pre-existing conditions after 4 years of the policy start date.
After
30 days
A 30 days cooling period for all claims except any arising out of accidental injuries

About SBI General Insurance

SBI General Insurance Company Limited started its operations as a joint venture between (SBI) State Bank of India & (IAG) Insurance Australia Group. SBI General Insurance offers a variety of insurance products raning from from Motor insurance, Health insurance, Personal Accident insurance, Travel insurance and Home Insurance in the retail space. Less

SBI General Insurance Company Limited started its operations as a joint venture between (SBI) State Bank of India & (IAG) Insurance Australia Group. SBI General Insurance offers a variety of insurance products raning from from Motor insurance, Health insurance, Personal Accident insurance, Travel insurance and Home Insurance in the retail space.

Other plans of SBI General Insurance

Arogya Supreme

Arogya Supreme Policy by SBI General Insurance is a comprehensive …
View Details

Arogya plus

SBI Arogya Plus Health Insurance Plan is a cost saving …
View Details

Arogya premier

SBI General Arogya Premier is a health insurance plan that …
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family premium calculation
Want Expert Advice?
Talk to our Insurance experts to choose the right plan as per your medical needs.
I hereby authorize Coverfox to communicate with me on the more
I hereby authorize Coverfox to communicate with me on the given number for my Insurance needs. I am aware that this authorization will override my registry under NDNC. less
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Types of Health Insurance

Health Insurance
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Mediclaim Policy
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Health Insurance for Senior Citizens
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Health Insurance for Parents
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Maternity Insurance
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Critical Illness Insurance
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family premium calculation
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Want Expert Advice?
Talk to our Insurance experts to choose the right plan as per your medical needs.
I hereby authorize Coverfox to communicate with me on the given number for my Insurance needs. I am aware that this authorization will override my registry under NDNC. Less
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Thank you for scheduling a call with us! One of our Health Insurance experts will call you shortly.
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