Bank of Baroda IFSC code

Bank of Baroda (BOD) IFSC code refers to the 11-character code issued to each branch bank by the Reserve Bank of India. Referred to as the Indian Financial System Code, the BOB IFSC code is used to carry out safe online financial transactions. For Bank of Baroda account holders, it is necessary to know the IFSC code of their branch bank to receive money in a hassle-free way. Also, to initiate a funds transfer from Bank of Baroda account to another bank, you need the IFSC code of the transferee. Knowing the IFSC code of BOB account holder’s branch helps individuals transfer funds to the right person without any problems. It also helps RBI keep a track of all the funds transferred from the BOB branch banks to other banks. With the advent of IFSC, each branch of BOB has got a unique identity, thus helping the transferor initiate a safe online transaction.

Bank of Baroda is a state-owned bank, headquartered in Vadodara. The bank was founded by the Maharaja of Baroda, Maharaja Sayajirao Gaekwad III on 20 July 1908 in the Princely State of Baroda, Gujarat. The bank, along with 13 other major commercial banks of India, was nationalised on 19 July 1969, by the Government of India and has been designated as a profit-making public sector undertaking (PSU).

The Bank of Baroda IFSC code is a unique 11-character alphanumeric code assigned to every branch by the Reserve Bank of India. It is essential for routing online fund transfers safely and accurately to the intended branch. Each IFSC code ensures that transactions are processed without errors, giving each branch a distinct identity.

Components of Bank of Baroda IFSC Code

• First four characters: Represent the bank name – BARB for Bank of Baroda


• Fifth character: Always 0 (reserved for future use)


• Last six characters: Denote the specific branch code, giving each branch a unique identity

Popular IFSC Codes of Bank of Baroda (Examples)

• Bank of Baroda, Connaught Place, New Delhi: BARB0CONNA


• Bank of Baroda, Andheri West, Mumbai: BARB0ANDHW


• Bank of Baroda, MG Road, Bengaluru: BARB0MGROB


• Bank of Baroda, Salt Lake City, Kolkata: BARB0SLKLC

These examples show how each branch has a unique IFSC for smooth electronic fund transfers.

You can find the IFSC and MICR code of any Bank of Baroda branch by:

• On your passbook or cheque book


• On the Bank of Baroda official website


• Using the RBI official IFSC directory


• On trusted banking portals online

If you want to transfer to an individual holding an account with the BOB Bank, then you would require the following details:

• Name of the account holder


• The branch name of the account holder


• IFSC code of the branch bank


• Bank of Baroda account number

To successfully initiate a funds transfer from your Bank of Baroda bank account, you would require the below details :

• Name of the beneficiary


• The branch name of the beneficiary


• IFSC code of the branch bank


• Account number of the beneficiary

Bank of Baroda provides its customers the convenience and comfort of transferring money online using the NEFT and RTGS payment services. The funds transfer service offered by Bank of Baroda is simple, convenient, quick and secure.

Baroda NEFT service

Bank of Baroda allows account holders to transfer funds using the National Electronic Funds Transfer Service, which allows you to transfer funds in an easy way. NEFT fund transfer can take up to 2-4 hours for the funds to get credited in the recipient's account. NEFT is now available 24x7 as per the new RBI rules 2019.

Bank of Baroda RTGS service

If you are a BOB bank account holder and want to transfer funds in high volume, then the Real Time Gross Settlement payment system allows you to do so on a real-time basis. The funds are credited to the bank account holder’s account within 30 minutes. This is done generally for transactions above ₹2 lakh and the service is available 24x7 as per the new RBI guidelines 2019.

Bank of Baroda IMPS service

Known as Immediate Payment Service, IMPS is the quickest way to transfer your money from or to a Bank of Baroda account. This service is instant, provides 24×7 fund transfer using mobile, net banking, or Bank of Baroda mobile app (YONO) and is useful for small to medium value transfers.

1. Visit Bank of Baroda net banking portal.


2. Log in using your credentials.


3. Navigate to Fund Transfer → NEFT/RTGS/IMPS.


4. Add the beneficiary (enter name, account number, branch, and IFSC).


5. Initiate the transfer securely.

Transfers can also be done via the Bank of Baroda mobile banking app (YONO) or UPI-enabled apps.

Disclaimer: The above charges are exclusive of GST and may vary depending on whether the transaction is carried out via branch or digital channels. Customers are advised to check the latest official Bank of Baroda service charge circular before making transactions.