Future Generali Traditional Plans

Future Generali offers a wide range of savings as well as investment and protection plans. A traditional plan is a savings plan which provide a guaranteed sum assured upon survival, death and maturity. Read more to find out more about Future Generali Investment Plans.

Note: All information related to Product Benefits and Eligibility Details has been sourced from the official website of Future Generali India Life Insurance Company Limited.

Future Generali Assure Plus

This is a traditional savings plan which provides multiple term options to suit your financial goals in order to help you generate higher returns.

Product Benefits

• Flexibility to choose the policy term and premium payment term.
• Death benefit payable will be a higher of Death Sum Assured plus vested bonus plus Terminal Bonus, if any OR 105% of total premiums paid (excluding Goods & Services Tax, extra premiums, if any).
• Death Sum Assured is higher of Sum Assured OR 10X the annualized premium if age of the Life Assured is less than 45 years or 7X the annualized premium if age of the Life Assured is greater than or equal to 45 years.
• Maturity benefit will be Sum Assured plus accrued bonus and Terminal Bonus, if any.

Eligibility Details

Future Generali Triple Anand Advantage

This is an investment plan which comes with three unique benefits.

1. Money Back - Once you have paid all your premiums, you will receive a fixed amount of money equal to 10% of Sum Assured for 5 consecutive years.
2. Payout - As the policy matures, you will receive a lump sum payout.
3. Life Cover - You will receive another lump sum as you turn 80 years.

Product Benefits

• Flexibility to select the amount of insurance cover and policy term.
• You get extended life cover at the age of 80. The payout will be a lump sum payment equal to 100% of your Sum Assured.
• You will be entitled to survival benefit where you will receive 5 annual payouts equal to 10% of your Sum Assured
• Maturity benefit will be a lump sum payout equal to 50% of the Sum Assured + any declared Compounded Reversionary bonuses + any Terminal Bonus.
• Death benefit payable will be higher of 105% of all the premiums paid (excluding taxes, rider premiums and extra premiums, if any) as on date of death; or Death Sum Assured + Accrued Compounded Reversionary Bonuses (if any) plus Terminal Bonus (if any).

Eligibility Details

Future Generali New Saral Anand

This is an investment plan which provides extended insurance cover till the age of 100 years.

Product Benefits

• Flexibility to select the amount of insurance cover and the term of your policy.
• Maturity benefit will be a lump sum payout equal to 100% of the Sum Assured plus any declared Compounded Reversionary Bonuses plus any Terminal Bonus (Only if you have paid all your premiums).
• You will receive extended life cover benefit when you reach the age of 100. Another lump sum payment equal to 100% of your Sum Assured is paid on surviving till the age of 100.
• Death benefit payable will be a higher of 105% of all the premiums paid as on date of death; or Death Sum Assured + Accrued Compounded Reversionary Bonuses (if any) plus Terminal Bonus (if any).
• Death Sum Assured is higher of Sum Assured OR 10 times Annualised Premium OR Maturity Sum Assured, which is equal to sum assured OR Absolute amount payable on death (which is equal to Sum Assured).

Eligibility Details

Future Generali New Assure Plus

This is a non-linked participating life insurance plan which comes with a dual death benefit option.

Product Benefits

• You are entitled to tax benefits under Section 80C, 80D, 80CCC and 10(10D).
• Flexibility to select your policy term and premium payment term.
• Maturity benefit will be Guaranteed Maturity Sum Assured equal to Sum Assured plus Vested Compound Reversionary Bonuses, if any, plus Terminal Bonus, if any, for option 1.
• Maturity benefit will be Guaranteed Maturity Sum Assured equal to Sum Assured plus Vested Compound Reversionary Bonuses, if any, plus Terminal Bonus, if any, for option 2. Even in case of death of the Life Assured, the Maturity Benefit will be payable.
• Death benefit (option 1) payable will be a lump sum amount higher of 105% of all the premiums paid (excluding taxes, rider premiums and extra premiums, if any) as on date of death; and Death Sum Assured plus vested Compound Reversionary Bonuses, if any plus Terminal Bonus, if any.
• Death benefit (option 2) payable will be a lump sum amount higher of 105% of all the premiums paid (excluding taxes, rider premiums and extra premiums, if any) as on date of death; and Death Sum Assured.
• You can avail a loan against this policy.
• Free Look Cancellation of 15 days.
• Grace period of 30 days.

Eligibility Details