Kotak Mutual Fund

Kotak Mahindra Bank Limited's wholly owned subsidiary, Kotak Mahindra Asset Management Company Limited, is the asset manager for Kotak Mahindra Mutual Fund. Founded in 1998, the Asset Management Company manages equity, fixed income, balanced mutual funds and exchange traded funds for its clients. Kotak Mahindra Asset Management Company has over 10 lakh investors in different schemes, catering to varying risk-return profiles. In India, Kotak Mahindra Mutual Fund was the first fund house to set up a dedicated GILT scheme, which invests solely in G-Secs. The company has 84 branches across 80 cities.

Kotak Mahindra Asset Management Company’s vision is to become a responsible player in the mutual fund space by offering best-in-class products to investors. It aims to deliver consistent performance across all of its products, thus ensuring customer satisfaction.

Features of Kotak Mutual Fund

The salient features of the mutual fund schemes offered by the company are as under:

The different kinds of mutual fund schemes offered by the company include - Equity, Tax Saver, Hybrid, Debt, Liquid and Overnight, FOF and ETF.
Entities have the option to set up Systematic Investment Plans, Systematic Transfer Plans or Standing Instructions.
The schemes are intended to meet varied investor needs - wealth creation, wealth preservation, capital appreciation, etc.
There is a team of experienced analysts who study the mutual funds available and help applicants choose the right funds.

Types of Kotak Mutual Funds

Equity Funds

The main objective of equity funds is to facilitate capital growth from a diversified portfolio, comprising of equity and equity related instruments. Equity mutual funds are a suitable option for investors who are looking for long-term capital growth and have a higher risk appetite. What makes it an attractive option for small individual investors are its reduced risk on account of the fund's portfolio diversification and the relatively small amount of capital required to attain shares of an equity fund.

Equity funds offered by Kotak Mutual Fund with returns in CAGR (as of Jan 22, 2020) include:

Fund Name	Scheme Information	1 Year	3 Years	5 Years
Kotak Standard Multicap Fund	Invests in a few sectors as the various sectors of the economy tend to perform differently at different points of time. There is flexibility to move across market caps on the basis of their attractiveness during the economic phase.	14.1%	13.41%	9.97%
Kotak Emerging Equity Fund	Stands for winning investment ideas across the mid and small cap range offering decent growth trajectory in the medium to long term horizon. Buy and hold strategy. Riskier compared with a large cap fund but offers faster growth rate as it has a smaller base.	17.22%	11.39%	10.62%
Kotak Equity Opportunities Fund	Identifies investment opportunities across market capitalization and sectors. Investment in portfolio of primarily equity and equity related securities.	17.69%	12.69%	9.72%
Kotak Bluechip Fund	Favors industry leaders in cost, brand, competence, innovation, etc. with a proven execution track record across cycles.	15.67%	12.16%	7.7%
Kotak Smallcap Fund	The scheme’s investment objective is to generate capital appreciation from a diversified portfolio of equity and equity related securities by parking money predominantly in small cap companies	15.02%	8.38%	8.42%
Kotak Infrastructure & Economic Reform Fund	Identifies "flow related" companies - These benefit from spending from the government, private and household (in terms of properties). They are not asset owners.	12.21%	6.89%	5.92%
Kotak India EQ Contra Fund	Focus on sustainable large cap stories that can withstand market shocks. These are firms with pricing power for their competitive advantage or entry barriers.	12.66%	14.76%	8.89%
Kotak India Growth Fund Series 4	Generate capital appreciation from a diversified portfolio of equity & equity related instruments across market capitalization and sectors.	7.6%	-	-
Kotak India Growth Fund Series 5	Generate capital appreciation from a diversified portfolio of equity & equity related instruments across market capitalization and sectors.	15.82%	-	-
Kotak India Growth Fund Series 7	Generate capital appreciation from a diversified portfolio of equity and equity related instruments across market capitalization and sectors.	10.68%	-	-

Debt Funds

Debt mutual funds are schemes that predominantly invest in a mix of debt or fixed income securities, like money market instruments and corporate bonds. Some of the advantages of parking money in debt funds include its relatively stable returns, low-cost structure, relatively high liquidity and reasonable safety. They are preferred choice among investors who do not want to invest in a highly volatile equity market.

Debt funds offered by Kotak Mutual Fund with returns in CAGR (as of Jan 22, 2020) include:

Fund Name	Scheme Information	1 Year	3 Years	5 Years
Kotak Bond Short Term Fund	An open-ended debt scheme that offers reasonable returns and high levels of liquidity. Invests in debt and money market instruments of different maturities to spread risk across different kinds of issuers.	9.51%	6.96%	7.73%
Kotak Savings Fund	Generate returns by parking money in debt and money market instruments. Reduces interest rate risk.	7.64%	7.28%	7.7%
Kotak Money Market Fund	An open-ended debt scheme that reduces the interest rate risk associated with investments in fixed rate instruments.	7.83%	7.45%	7.68%
Kotak Credit Risk Fund	An open-ended debt scheme that invests in debt and money market securities across the yield curve and credit spectrum.	9.12%	7.16%	8.22%
Kotak Low Duration Fund	Generates income by primarily investing in low duration debt and money market securities.	8.25%	7.55%	8.12%
Kotak Medium Term Fund	Generates regular income and capital appreciation by investing in a portfolio of medium-term debt and money market instruments.	7.31%	6.29%	7.78%
Kotak Bond Fund	An open-ended debt scheme that creates a portfolio of debt and money market instruments of different maturities to spread the risk across a wide maturity horizon and different kinds of issuers in the debt market.	10.71%	5.11%	6.56%
Kotak Dynamic Bond Fund	An open-ended debt scheme that maximizes returns via active management of a portfolio of debt and money market securities.	11.24%	7.82%	8.73%
Kotak Corporate Bond Fund	Generates income and capital appreciation through investments in corporate debt securities.	9.51%	7.91%	8.22%
Kotak GILT Fund	An open-ended dedicated GILT unit scheme that generates risk-free returns via investments in sovereign securities, issued by the government, and in reverse repos in such securities.	10.76%	5.61%	7.36%
Kotak Banking and PSU Debt Fund	An open-ended debt scheme that generates income by investing in debt and money market instruments issued by banks, PSUs, and reverse repos in such securities. It also parks money in sovereign securities issued by the central & state governments.	11.05%	7.85%	8.46%

Hybrid Funds

Hybrid funds are mutual funds that invest in both equity and debt instruments. It gives investors the opportunity to diversify their portfolio through a single investment vehicle. The choice of hybrid fund will come down to the investor’s risk preferences and his or her investment objective. The primary objective of equity hybrid fund is to ensure growth by investing in equity and equity related instruments, balanced with income generation by parking funds in debt and money market instruments. The primary objective of debt hybrid fund is to enhance returns by investing in debt instruments, with a moderate exposure to equity and equity related instruments.

Hybrid funds offered by Kotak Mutual Fund with returns in CAGR (as of Jan 22, 2020) include:

Fund Name	Scheme Information	1 Year	3 Years	5 Years
Kotak Equity Arbitrage Fund	Discovers arbitrage opportunities by simultaneously entering transactions of long position in cash and exactly off-setting short position in futures. Equity position is hedged.	6.14%	6.14%	6.45%
Kotak Equity Savings Fund	Conservative portfolio with a blend of: Income generation - through arbitrage opportunities & debt investment, Growth potential - through moderate participation in equity markets and Tax efficiency - through equity orientation.	8.32%	8.2%	7.43%
Kotak Equity Hybrid Fund	Equity portion: Multi cap strategy to identify outstanding firms with well-managed & durable businesses and predictable earnings power. Debt portion: Actively managed with medium to long term maturity. Lower volatility than a pure equity or debt fund	16.42%	8.84%	7.61%
Kotak Debt Hybrid Fund	To boost returns over a portfolio of debt instruments with a moderate exposure in equity and equity related instruments.	11.53%	6.52%	7.47%
Kotak Balanced Advantage Fund	To boost returns over a portfolio of debt instruments with a moderate exposure in equity and equity related instruments.	12.86%	-	-

ETFs

Exchange Traded Funds (ETFs) are mutual fund schemes that are listed and traded on stock exchanges, similar to shares. They consist of a portfolio of equity and bonds, and trade close to its net asset value. Exchange Traded Funds provide protection of a mutual fund, and at the same time, flexibility of a stock, which makes it a popular choice among many investors. Such funds mainly track a commodity, an index or a pool of assets.

ETFs offered by Kotak Mutual Fund with returns in CAGR (as of Jan 22, 2020) include:

Fund Name	Scheme Information	1 Year	3 Years	5 Years
Kotak Banking ETF	The fund manager would invest primarily in stocks forming part of the underlying in the same ratio. Kotak Banking ETF endeavours to mirror the returns given by the Nifty Bank Index as closely as possible post expenses.	12.04%	18.1%	18.1%
Kotak PSU Bank ETF	The Fund manager would park money primarily in stocks that form part of the underlying in the same ratio. Kotak PSU Bank ETF endeavours to mirror the returns given by the PSU Bank Index as closely as possible post expenses	-20.81%	-7.84%	-11.18%
Kotak Gold ETF	Invests in physical gold and endeavours to track the domestic spot price of gold as closely as possible. Every unit of the scheme is approximately equal to 1 gram of gold.	22.69%	9.99%	6.15%
Kotak Nifty ETF	The fund manager would park money primarily in stocks that form part of the underlying in the same ratio. Exposure to a well-diversified portfolio of 50 quality stocks forming part of the Nifty 50 Index. The fund is eligible under Rajiv Gandhi Equity Saving Scheme for tax deduction under Section 80CCG.	12.12%	14.52%	7.97%
Kotak Sensex ETF	Kotak Sensex ETF tracks the BSE SENSEX. The fund manager would invest primarily in stocks that form part of the underlying in the same ratio.	13.71%	16.07%	8.34%
Kotak NV20 ETF	Nifty50 Value 20 is a diversified 20 stock index providing exposure to eight broader sectors of the economy.	7.3%	16.38%	-

Fund of Funds

Fund of Funds is a mutual fund scheme where the investors’ money is put into other schemes of mutual funds. They are designed to cater to the varying needs of different investor categories, as per their risk profiles, investment goals and return expectations. Fund of Funds schemes give investors the opportunity to take advantage of the benefits of diversification by parking funds in a variety of fund categories.

Fund of funds offered by Kotak Mutual Fund with returns in CAGR (as of Jan 22, 2020) include:

Fund Name	Scheme Information	1 Year	3 Years	5 Years
Kotak Asset Allocator Fund	The scheme’s investment objective is to generate long-term capital appreciation. This is to be achieved from a portfolio created by investing in specified open-ended equity, and debt schemes of Kotak Mahindra Mutual Fund.	12.01%	9.22%	8.58%
Kotak Global Emerging Market Fund	The scheme’s investment objective is to realize long-term capital appreciation by investing in an overseas MF scheme that invests in a diversified portfolio of securities as prescribed by SEBI from time to time in global emerging markets.	17.91%	9.64%	5.08%
Kotak Gold Fund	The scheme’s investment objective is to generate returns by parking money in units of Kotak Gold Exchange Traded Fund.	23.25%	10.28%	5.99%
Kotak US Equity Fund	The scheme’s primary investment objective is to provide long-term capital appreciation. Investments are made in units of a fund that invests mainly in equity and equity-related securities of firms having assets, products or operations in the US.	19.1%	12.54%	11.38%
Kotak World Gold Fund	The scheme’s primarily investment objective is to provide long-term capital appreciation by parking money mainly in units of Falcon Gold Equity Fund.	42.42%	2.92%	3.15%

Eligibility - Kotak Mutual Fund

The entities who can generally invest in mutual fund schemes include:

Resident Indian Adult Individuals
Parents/Lawful guardians on behalf of minors
Companies, corporate bodies registered in India
Registered Societies and Co-operative Societies authorized to invest in such Units.
Public sector undertakings, Public/Statutory corporations
Religious and Charitable Trusts under the provisions of 11(5) of the Income Tax Act, 1961 read with Rule 17C of the Income Tax Rules, 1962
Trustees of private trusts
Partner(s) of Partnership Firms
Association of Persons or Body of Individuals
Hindu Undivided Families
Banks and Financial Institutions and Investment Institutions
Non-Resident Indians/Persons of Indian origin resident abroad
Other Mutual Funds registered with SEBI
Foreign Institutional Investors
International Multilateral Agencies
Army/Navy/Air Force, Para-Military Units and other eligible institutions.
Scientific and Industrial Research Organizations
Provident/Pension/Gratuity and such other Funds
Public Financial Institution
Act 2013
Foreign Portfolio Investor
Universities and Educational Institutions Source: Official website of Kotak Mutual fund

Documents Required for Investing in Kotak Mutual Fund

Proof of Identity (for PAN exempt Investor or if PAN card copy not provided):

Passport
Voter ID Card
Driving Licence
Aadhaar Card
NREGA Job Card
Others (any document notified by the central government)

Proof of Address:

Passport
Voter ID Card
Driving Licence
Aadhaar Card
NREGA Job Card
Others (any document notified by the central government)

Benefits Offered Under Kotak Mutual Funds

Here is a look at some of the reasons why one should make Kotak Mahindra Asset Management Company their preferred choice of fund house -

The fund house has dedicated fund managers who suggest schemes in line with the investment goals.
They have a broad range of investment products across different asset classes, with varying risk parameters.
The AMC’s online portal allows investors to choose from an array of investment options from the convenience of their homes.
Kotak Mutual Fund strives to provide best-in-class products across investor lifecycle.
They have a dedicated research team who study and analyse the different kinds of mutual funds and its corresponding benefits.

How to Invest in Kotak Mutual Fund

There are different modes by which individuals can invest in the schemes of the company. They are:

Entities can invest in the schemes of Kotak MF through the company's website. New users will need to first register, while existing investors can enter their mobile number to proceed with the investment.
Kotak account-holders can login to their net-banking account, choose the investment tab and go ahead with the purchase option.
Mobile banking investors have to login to their mobile banking app, choose the investment open and purchase the scheme.
Individuals can visit the nearest branch to invest in the schemes of the company.

Contact Kotak Mutual Fund Customer Care Centre by Phone

Contacting via call for queries or grievances is one of the easiest ways to get in touch with the customer care team at Kotak Mahindra Asset Management Company. The phone number of the registered office is 91-22-61152100. The call centre numbers for the corporate office are 91-22-61152100 and 1800222626 (toll free). Before making the call, it helps to keep in handy investor information ready, such as the folio number, as this will aid in quick resolution.

Kotak Mutual Fund Customer Care Service by Email

Individuals also have the option of getting in touch with the Asset Management Company via email. The email address for communication with Kotak Mutual Fund is mutual@kotak.com. While dropping an email, make sure to mention necessary investor information to enable the concerned team to easily access the records. Also, one needs to send the email out from the email address that has been registered with the fund house.

Visiting a Branch Office

Kotak Mahindra Asset Management Company presently has established its presence in 80 cities, with 84 branches. Individuals can locate the nearest branch on the company website by selecting the city name from the list of options provided. While visiting any of the branches, it is advisable to carry the necessary documents provided by the fund house to help in easy identification of the records.

The registered office of Kotak Mahindra Asset Management Co. Ltd. is: 27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai - 400 051

The corporate office of Kotak Mahindra Asset Management Co. Ltd. is: 2nd Floor, 12-BKC, Plot No C-12, G Block, BKC, Bandra (East), Mumbai - 400051

FAQs on Kotak Mutual Fund

How much of my returns will be given to my nominees?

The returns will depend on the performance of the schemes where the investor's money has been put in. The proportion of the returns given to the nominees will come down to the percentage that has been allotted to them in the nomination form.

How do I buy Kotak Mutual Fund plan online?

Individual can invest online through the official website of Kotak Mutual Fund. The “Invest Now” option allows users to choose from Lumpsum investment, SIP investments, Zero balance folio and Minor investments. To proceed, an individual has to complete the KYC process.

How do I contact Kotak Mutual Fund Company?

The contact details of the fund house are as under:

Registered Office - Kotak Mahindra Asset Management Co Ltd

27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai - 400 051 Phone Number - 91-22-61152100 Fax Number - 91-22-67082213

Corporate office- Kotak Mahindra Asset management Company 2nd Floor, 12-BKC, Plot No C-12, G Block, BKC, Bandra (East), Mumbai - 400 051 Tel: 91-22-62185000 (Board Line) Fax: 91-22-67082213 Call Centre: 91-22-61152100 - 1800222626 (Toll Free)

Services team address - Kotak Mahindra Asset management Company 6th Floor, Kotak Towers, Building No:21, Infinity Park, Off Western Express Highway, Goregaon - Mulund Link Road, Malad (East), Mumbai - 400 097 Call Centre: 91-22-61152100 - 1800222626 (Toll Free) Fax Number - 91-22-67082213

Email ID - mutual@kotak.com

How do I login Kotak Mutual Fund Company website?

Registered users can login using their registered user ID and password. There is also the option of logging in by using the Folio number and PIN. New users who want to register can do so by entering their Folio number and other personal details.

What is Kotak Mutual Fund Company's contact number?

The phone number of Kotak Mahindra Asset Management Company’s registered office is 91-22-61152100. The call centre numbers for the corporate office are 91-22-61152100 and 1800222626 (toll free).

What type of investor should invest in a smallcap scheme?

In case of small-cap funds, fund managers can have around 65% to 90% exposure to stocks of small companies. Investors who would like to take on higher risks can consider putting their money in this category.

Which Kotak mutual fund scheme should I invest?

Below are some of the popular mutual fund choices that individuals can consider investing in:

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Scheme Name	NAV (as on 28th August)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)
Kotak NV 20 ETF-Dividend	57.839	30.6	-	-
Kotak US Equity Fund Direct-Growth	17.604	27.8	15.0	-
Kotak US Equity Fund - Standard Plan	16.980	26.8	14.1	-
Kotak Sensex Exchange Traded Fund	396.471	23.5	15.1	18.6
Kotak India EQ Contra Fund Direct-Growth	58.167	20.9	18.3	21.9

Who is eligible for Kotak Mutual Fund?

Individuals above the age of 18 years can invest in Kotak Mutual Funds.

How to invest in Kotak Mutual Funds Online?

Individuals can invest in Kotak Mutual Funds for as low as Rs. 500 per month. Investors can either buy it through the online mode i.e. the company website or visit any of the nearby branches. If one chooses the online mode, head to the “Invest Now” section and choose from Lumpsum investment, SIP investments, Zero balance folio and Minor investments. To proceed, the individual would need to complete the KYC process.

Why choose Kotak Mutual Funds?

Kotak Mahindra Asset Management Company is a well-established fund house offering best-in-class products to investors. It aims to deliver consistent performance across all of its products, thus ensuring customer satisfaction. The asset management company has dedicated fund managers who suggest schemes in line with the investment goals. Kotak Mahindra Asset Management Company’s online portal allows investors to choose from an array of investment options from the convenience of their homes.

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