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icon Aadhar Card icon How To Link Aadhaar Card With Bank Of Baroda Account

How to Link Aadhaar with Bank of Baroda Account

Bank of Baroda, headquartered in Vadodara, Gujarat, is one of India’s major international banks serving millions of customers across the country and abroad. Popularly known as India’s International Bank, it offers a wide range of financial services designed to support the needs and interests of its customers. Linking Aadhaar with bank accounts is considered important for smoother verification, faster services, and easier access to various banking facilities. Bank of Baroda has also implemented this mandate to ensure secure identity verification and smooth banking services. By linking Aadhaar, customers can easily receive various government benefits directly into their accounts, without delays or leakages. The bank aims to make digital banking and financial inclusion accessible for everyone through this important process.

Link Aadhaar Card with Bank of Baroda

Benefits of Linking Aadhaar to Your Bank of Baroda Account

Linking your Aadhaar with your Bank of Baroda account helps you receive government benefits and banking services in a smooth and direct manner. The key advantages are:

  • Direct Benefit Transfers through Bank of Baroda

  • Subsidies such as LPG cylinder subsidy and other government-approved DBT payouts are credited straight into your Aadhaar-linked Bank of Baroda account without delays.

  • Credit of MNREGA and Welfare Payments

  • Wages under schemes like the Mahatma Gandhi National Rural Employment Guarantee Act and other welfare funds are transferred securely to your linked Bank of Baroda account, ensuring timely access to earnings.

  • Subsidised Amounts for Essential Items

  • Benefits related to kerosene, sugar, rice, pulses and other subsidised products are routed directly to your Bank of Baroda account when it is linked with Aadhaar.

  • Scholarships and Educational Benefits

  • Students who use Bank of Baroda accounts can receive government-sponsored scholarships and educational assistance directly into their linked accounts.

  • Improved Access through BOB’s Aadhaar-Enabled Services

  • Aadhaar linkage allows you to use Bank of Baroda’s Aadhaar Enabled Payment System (AePS) facilities, micro ATMs and authorised outlets to access your account even without a traditional ATM or debit card.

  • Faster KYC and Account Verification

  • Aadhaar serves as a valid KYC document at Bank of Baroda, making account verification quicker and reducing repeated paperwork for updates or services.

  • Reduced Transaction Errors and Leakages

  • Linking Aadhaar helps Bank of Baroda ensure that government funds reach the correct customer, reducing benefit leakages and improving transaction accuracy.

Methods to Link Aadhaar with Bank of Baroda Account

Bank of Baroda provides multiple convenient ways for customers to link their Aadhaar number with their bank account. Whether you prefer digital services or in-person assistance, the bank offers flexible options to ensure secure and hassle-free updating of your Aadhaar details.

1. Internet Banking

Log in to Bank of Baroda’s Internet Banking portal and update your Aadhaar information through the Aadhaar linking or service request section.

2. BoB Mobile Banking App (BoB World)

Access the BoB World app on your smartphone, navigate to the Aadhaar update option and submit your Aadhaar number for linking.

3. Branch Visit

Visit the nearest Bank of Baroda branch and submit your Aadhaar card along with your account details. Bank staff will verify the information and complete the linking process.

4. Bank of Baroda ATM

Insert your Bank of Baroda debit card at the ATM, choose the Aadhaar registration or update option and enter your Aadhaar number.

5. SMS Facility

Customers with a registered mobile number can link Aadhaar by sending an SMS in the required format, based on the availability of this service in their location.

Steps to Link Aadhaar with Bank of Baroda Account through Internet Banking

Internet banking allows Bank of Baroda customers to access their accounts, manage services and complete important updates from anywhere. Linking Aadhaar through Internet Banking is a simple and secure process. Follow the steps below to complete it correctly.

  • Open the official Bank of Baroda website and go to the Internet Banking login page.
  • Log in using your User ID and password to access your Internet Banking dashboard.
  • Select the Update Aadhaar option from the service request or profile update section.
  • Enter your Bank of Baroda account number and your registered mobile number.
  • Choose Generate OTP and enter the OTP received on your registered mobile number.
  • Submit your Aadhaar number and confirm the request.
  • A confirmation message will appear stating that your request has been accepted and Aadhaar will be linked shortly.
  • Once the update is completed, you will receive an SMS confirmation on your registered mobile number.

Link Aadhaar with Bank of Baroda Account Via Offline

Link Aadhaar with the Bank of Baroda Account via Offline

  • Visit your nearest Bank of Baroda branch where your account is maintained.
  • Request the Aadhaar seeding form from the bank representative.
  • Fill in your Aadhaar number and registered mobile number, then submit the form.
  • Provide your original Aadhaar card for verification.
  • Once processed, you will receive an SMS confirmation within a few working days.

Steps to Link Aadhaar Card with Bank of Baroda Account through Mobile App

Using the Bank of Baroda M-Connect Plus mobile app is one of the most convenient ways to link your Aadhaar. The process is quick, secure and can be completed directly from your smartphone. Follow the steps below:

  1. Download the M-Connect Plus app from your device’s app store.

  2. Android users can download it from the Play Store, iOS users from the App Store and Windows users from the Windows Store.

  3. Log in to your account on the M-Connect Plus app using your credentials.

  4. Navigate to the Update Aadhaar option within the app’s service or profile section.

  5. Enter your registered mobile number and your Bank of Baroda account number.

  6. Select Generate OTP and enter the OTP received on your registered mobile number.

  7. Submit the request to complete the Aadhaar linking process.

  8. Once processed, you will receive an SMS confirmation on your registered mobile number.

Steps to Link Aadhaar Card with Bank of Baroda Account through SMS

Bank of Baroda also allows Aadhaar linking through SMS, making it one of the fastest methods for customers who have their mobile number registered with the bank. You only need your Aadhaar number and the last four digits of your account number.

  • Type the SMS in the following format:
    UID 12-digit Aadhaar number last 4 digits of your account number
  • Send the SMS to 8422009988 from your registered mobile number.
  • Example: UID 124367892516 9876
  • You will receive a confirmation SMS within 2 to 3 working days once Aadhaar is successfully linked with your Bank of Baroda account.

Frequently Asked Questions

  • Q. Why do I need to link my Aadhaar with my Bank of Baroda (BOB) account?

    • To receive government subsidies, ensure secure verification, and comply with banking regulations.

  • Q. Can I link my Aadhaar with multiple BOB accounts?

    • Yes, you can link the same Aadhaar number to more than one Bank of Baroda account in your name.

  • Q. Can I get my Aadhaar card updated at Bank of Baroda?

    • Yes, some BOB branches have Aadhaar Seva Kendras where you can update your Aadhaar details.

  • Q. What if I have problems linking my Aadhaar with my BOB account?

    • You can visit your home branch for assistance or contact customer support for help resolving the issue.

  • Q. Is it mandatory to link my Aadhaar with my BOB account?

    • Yes, it is mandatory as per government guidelines to receive benefits and keep accounts operational.

  • Q. What documents do I need to conduct a Bank of Baroda Aadhaar link?

    • You only need your Aadhaar card and your registered mobile number for verification.

  • Q. How do I check if my Aadhaar is successfully linked to my Bank of Baroda account?

    • You can check via Internet Banking, Mobile Banking, or by contacting your branch to confirm the status.

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