In recent months, the Government of India has asked everyone to link their Aadhaar with their bank accounts. With this in view, all banks have started to provide many methods for customers to link their bank accounts with the Aadhaar number. The Central Bank of India has set up different measures by which people can link their bank account with their Aadhaar and initiate subsidy benefits.
Existing users of internet banking may utilise their online Central Bank of India accounts for seeding the Aadhaar number with their bank account. Just in case you have a Central Bank internet banking account, kindly follow the given steps to link Aadhaar with bank account.
Visit the Central Bank of India Internet Banking Portal
Go to: https://centralbank.bank.in/
Log in to your Net Banking Account
Enter your User ID and password to access your dashboard.
Go to the ‘Services’ or ‘Request’ Section
Once logged in, navigate to the ‘Services’, ‘Requests’, or ‘Customer Service’ option (menu names may vary slightly).
Select the Aadhaar Seeding Option
Look for ‘Aadhaar Registration/Seeding’ or ‘Link Aadhaar’ and click on it.
Enter Your Aadhaar Number
Type your 12-digit Aadhaar number and confirm it by re-entering.
Verify Details and Submit
Check your details displayed on the screen, then click ‘Submit’.
OTP Verification
An OTP will be sent to your registered mobile number with the bank. Enter it to complete the process.
Confirmation Message
You will receive an on-screen acknowledgement and an SMS once the Aadhaar is successfully linked.
Account holders of the Central Bank of India may link their bank accounts with Aadhaar using the bank’s mobile app. They simply have to go through these steps to fully link their accounts with Aadhaar:
Log in to the bank’s Cent mobile app by entering the user id and password.
Select the Request option displayed at the interface’s lower end.
Choose Link Aadhar card to your Account.
Input details on Aadhaar number and submit the request.
The Aadhaar will get successfully linked to your CBI account in a couple of working days.
Soon you will receive a confirmation SMS stating successful linkage of your registered mobile number.
NOTE: Ensure your mobile number, address and other details are the same in the bank records and the Aadhaar card to avoid rejections.
Central Bank of India has now released a system through which one can link his/her bank account to the Aadhaar number using the ATM, without really visiting the branch or through Internet Banking. The broad steps in this process will be the same, except for a few variations here and there. The steps will be present on the display screen itself.
At the bank’s ATM, simply swipe your debit/ATM card and input your PIN when required.
From the menu, select options that indicate linking of Aadhaar. Certain banks will make you undergo an additional option - ‘Other Services’.
After this, follow the instructions that appear on the display. Most often, you will be asked to input your Account Type, the Aadhaar number and reconfirmation of it.
Account holders not familiar with the internet or mobile banking system can link their bank accounts with their Aadhaar by going to the home branch. These people need to run through the steps mentioned below.
Go to the branch where the account is operated.
Input the Aadhaar number and your name as mentioned in your Aadhaar card in the Aadhaar Seeding form.
Fill in all mandatory details in the form.
Now submit the form together with self-attested documents of your Aadhaar and the passbook of the account.
An Executive from the bank will countersign a receipt to you.
You will receive confirmation on the registered mobile number upon successful linking of Aadhaar to your account number.
Pro Tip: Make sure to carry an original Aadhaar card as some branches may ask for it for verification.
You can link your Aadhaar to your Central Bank of India account easily using the bank’s toll-free phone banking number and the IVR system, without visiting a branch or using internet/mobile banking.
Call Central Bank of India’s Phone Banking Number
Dial the customer care/phone banking helpline: 1800 22 1911 (toll-free).
Select the Language & IVR Options
Choose your preferred language, then select the option for Account Services or Aadhaar Seeding (IVR menu options may vary slightly).
Enter Your Account Details
Provide your savings account number or customer ID using the keypad when prompted.
Enter Your Aadhaar Number
Type your 12-digit Aadhaar number and re-enter it to confirm.
Authenticate Using OTP
An OTP will be sent to your bank-registered mobile number. Enter the OTP into the IVR to validate your request.
Receive Confirmation
The IVR will confirm submission, and you will also get an SMS acknowledgement once the Aadhaar linking request is processed.
You can verify your Aadhaar–bank account linking status through the UIDAI portal, the Central Bank of India mobile/online banking, or by contacting customer support.
Visit: https://myaadhaar.uidai.gov.in/check-aadhaar-bank-linking-status
Enter your Aadhaar number.
Fill in the captcha and click Send OTP.
Enter the OTP received on your registered mobile number.
The screen will display your bank linking status (linked / not linked / inactive).
Open the Cent Mobile App and log in.
Go to Services or Requests.
Tap on Aadhaar Status or Aadhaar Seeding.
Your current Aadhaar–account linking status will be displayed.
Log in to Central Bank of India Net Banking: https://centralbank.bank.in
Go to Profile, Services, or Requests.
Select Aadhaar Seeding / Aadhaar Status.
The portal will show whether your Aadhaar is linked.
Linking Aadhaar with your bank account ensures smoother verification, government benefit transfers, and compliance with certain regulatory requirements. Here’s why
Under the Aadhaar (Targeted Delivery of Financial and Other Subsidies, Benefits and Services) Act, 2016, Aadhaar linking is required to receive government subsidies, pensions, LPG subsidy, scholarships, and welfare benefits directly into your bank account.
Aadhaar is accepted as a valid OVD (Officially Valid Document) under the Prevention of Money Laundering (PMLA) Rules, 2005, making Aadhaar-based e-KYC faster, safer, and fully compliant.
Aadhaar-enabled verification strengthens security and reduces identity-related fraud during banking transactions.
Aadhaar-linked accounts support AEPS, UPI verification, e-KYC, and quick identity validation for various digital services.
Makes updating details, activating DBT schemes, and accessing government services smoother without repeated document submissions.
Banks follow Aadhaar-based KYC norms as permitted under the Supreme Court judgment (2018), which allows Aadhaar for voluntary banking use with customer consent.
Ans: No, it is not mandatory for regular banking, but Aadhaar linking is required to receive government subsidies and benefits under DBT schemes.
Ans: You can check via the UIDAI portal (myaadhaar.uidai.gov.in), Cent Mobile app, internet banking, or by calling the bank’s phone banking number 1800 22 1911.
Ans: It usually takes 1–3 working days, and you will receive an SMS once the linking is completed.
Ans: You may not receive DBT benefits, subsidies, or government scheme payments, as these require Aadhaar-linked bank accounts.
Ans: It enables DBT benefits, faster e-KYC, smoother account verification, secure authentication, and easier access to government and digital services.
Ans: You can link Aadhaar through internet banking, Cent Mobile app, or UIDAI’s Aadhaar-bank linking service.
Ans: Yes, Aadhaar linking is secure as banks use encrypted channels and OTP-based verification for authentication.
Ans: No, Aadhaar linking is completely free.
Ans:Carry your physical Aadhaar card and bank passbook/account details; the bank may ask for photocopies.
Ans: Yes, you can link Aadhaar to multiple bank accounts, but only one bank account can be used for DBT/benefit transfers at a time.
