About Coverfox

Sanjib is a globally recognized expert in financial services, impact and startup ecosystem.

He was hired by the World Bank to help execute the $500 million Innovative MSME Funding Program of the Government of India, which was operationalized by SIDBI. He was involved in conceptualizing the 59 minutes loan along with the World Bank. He further led the $1.5 billion Fund of Fund for Start-ups in India.

He was the founding team member of Intellecap- Aavishkar Group and the founding CEO of IntelleGrow, the first Start-up lending company in India. At IntelleGrow, he raised ~$80 million from international investors and disbursed over $65million to more than 100 enterprises, thus creating the startup lending industry in India.

As the CFO of Intellecap- Aavishkar Group, he led the acquisition of Arohan, the first and only acquisition in the Indian microfinance industry and was the Promoter representative on the Board for 4 years.

Shreyans Vijay is the CBO of Coverfox, and is responsible for entire business build up and PnL. With 15+ years of experience, Shreyans has held lead positions at companies like Fisdom, Lehman, Nomura, JM Financial and Barclays.

In his entrepreneurial journey, he co-founded two startups: RiskFreeLife, an Insurtech startup and Stuffed, a Foodtech startup. A graduate from IIT Bombay and he has diverse Fintech exposure from working in bulge bracket investment banks to Insurance sector firms.

Devendra is an IIT Bombay graduate with strong expertise in product management and a proven track record of building and scaling tech products. He has founded two technology startups, giving him hands-on experience in problem-solving, customer understanding, and end-to-end product ownership.


He has also led product teams at HDFC Red and Quikr, where he drove product strategy, execution, and innovation across fast-growing digital platforms. His experience spans user research, product design, go-to-market planning, and building cross-functional alignment to deliver high-impact solutions.