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Background

Bima for Bharat,
Serving the Underserved

We are redefining the way insurance has been distributed to the last mile of the country.

Farmer illustration

Our Impact

60 Lakhs+
Lives covered since inception
90%
Pincodes covered
70%
Policies from Tier 2-3 India
50+
Lending & SaaS Partners
60%+
Lives Covered Are Women
50%+
Low Income Customers
Background

Who we are

We are an insurance distribution group focused on strengthening India's financial protection infrastructure for underserved communities.

Founded in 2013 as India's first digital insurance broker, we pioneered the PoSP agency model, enabling scalable retail distribution.

With over 100 years of combined expertise across insurance, lending, and technology, we're insuring Bharat through a full-stack tech platform ‍We aim to solve the 3 As for insurance -Accessibility, Affordability, and Availability through the use of technology, trusted partners, and last-mile agents.

Our Businesses

Embedded Insurance

Standardized APIs for one-time insurance integration across journeys, with claims tracking, demographic analytics, and a unified policy dashboard.

Group Partner Business

Distributing insurance at scale by embedding it into the distribution workflows of MFIs, NBFCs, digital platforms, agri-aggregators, and gig networks.

Retail Digital

Selling insurance digitally to customers through www.coverfox.com since 2013, offering a wide choice of products.

Retail Feet-on-Street

Bringing doorstep delivery of insurance to underserved communitie via our Bima Sevaks, offering affordable policies & support through the process.

Sehat Suraksha Micro-Insurance

Offering health insurance plans priced between ₹99 and ₹499 to low-income families across India, making it the first affordable healthcare option of its kind.

Our Specialized Micro-Insurance Products

Coverfox Sehat Suraksha

Health Insurance

Priced at just ₹499

Coverage of ₹1.85 Lakh

Daily cash on hospitalization
Buy now @499

Coverfox Sankalp Suraksha

Climate Safe Insurance

Protection from Climate Risks

Minimize financial stress

Flexible insurance for every need

Industries we Serve

Effortlessly bringing insurance into your business workflows - adding value to what you do best.

Industries illustration
NBFCs
Retail & FMCG Distribution Networks
Digital Consumer Businesses
EV Manufacturers and Distributors
Insurance Brokers
Digital Lenders
MFIs
Agri-Aggregators & Agri-Tech Platforms
Fintech Platforms
E-Commerce Platforms
Gig Economy Platforms
Banking Correspondents

We work with the top lenders and digital businesses in the country

Satfin
Oxyzo
Avanti Finance
Kinara
Shubham
CarInfo
OneInsure
udChalo
Spinny
CP Capital
CreditAccess Grameen
Mufin
ART Housing Finance
IFL Finance
Propelld
Indifi
Cars24
Akasa Finance
eKors Finance
Kissan Dhan

50+ Insurers: 10+ years of strong relations

Bajaj Allianz ICICI Lombard ICICI Prudential Digit Insurance Niva Bupa IndusInd Bajaj Allianz ICICI Lombard ICICI Prudential Digit Insurance Niva Bupa IndusInd Bajaj Allianz ICICI Lombard ICICI Prudential Digit Insurance Niva Bupa IndusInd

What Sets Us Apart

  • Tech-empowered workflows
  • Bharat-first last-mile distribution
  • Deep insurer partnerships
  • Co-created, community-focused products
  • Digital + phygital presence
Farmer working in field

This is why we do what we do

Stories from the heartland - real voices, real impact

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Customer testimonial video 2
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Customer testimonial video 3
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Trusted by Leaders

from various industries

Oxyzo

Tailored Insurance Delivered Fast.

Partnering with Coverfox has completely redefined our insurance experience. What stood out was their ability to significantly reduce policy issuance TAT, making our processes faster and more reliable. They go beyond offering off-the-shelf products, they work with us closely to design solutions tailored to our unique business needs.
Satin

Insurance That Empowers

We're working closely with Coverfox to bring micro-insurance to customers in rural Bharat. Their team has also helped us implement Loan Protection solutions like Credit Life, enabling our borrowers to secure their financial liabilities with ease. With competitive pricing and a strong focus on accessibility, Coverfox continues to be a trusted and valuable partner.
Avanti

Fast.Flexible.Trusted.

We're working closely with Coverfox to bring micro-insurance to customers in rural Bharat. Their team has also helped us implement Loan Protection solutions like Credit Life, enabling our borrowers to secure their financial liabilities with ease. With competitive pricing and a strong focus on accessibility, Coverfox continues to be a trusted and valuable partner.
Kinara

Regional Reach, Rapid Response

Coverfox has helped us automate our insurance processes, making things faster and smoother in real time. One of the major benefits is their network of regional Insurer distributors, which has reduced our turnaround time, especially for claim response in insurance-linked loans disbursements
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Coverfox Insurance Broking Pvt. Ltd. : C Wing, 5098-5110 (Middle Lift), 5th Floor, Oberoi Garden Estate, Chandivali Farm Road, Chandivali, Andheri East, Mumbai, Maharashtra - 400072

Licence No. 478 , IRDA Direct Broker Code: IRDA/ DB 556/ 13 , Valid till: 26/12/2028, CIN: U66000MH2013PTC243810

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