-->
Coverfox.com
  • Insurance
    • Car
      • Car Insurance
      • Companies
      • Third party car insurance
      • Comprehensive car insurance
      • Car insurance calculator
      • New car insurance
      • Zero Dep Car Insurance
      • Buy Car Insurance
      • Compare Car Insurance
      • Car Insurance Articles
      • Cashless Garages
    • Bike
      • Two Wheeler Insurance
      • Two Wheeler Insurance Companies
      • Two Wheeler Insurance Claim
      • Two Wheeler premium Calculator
      • Third party Bike insurance
      • Multiyear Bike Insurance
      • Bike Insurance Articles
    • Health
      • Health Insurance
      • Companies
      • Mediclaim Policy
      • Individual Health Insurance plans
      • Critical illness insurance
      • Senior citizen health insurance
      • Arogya sanjeevani policy
      • Health Insurance Articles
      • Network Hospitals
    • Term
      • Term Insurance
      • Companies
      • Life insurance
      • Life Insurance calculator
      • Term Insurance calculator
      • Life Insurance Plans
      • 1 crore term insurance
      • Compare Term Insurance
      • Buy Term Insurance
      • Term Insurance Renewals
      • Term Insurance Articles
      • Life Insurance Articles
  • About Coverfox
    • About us
    • Insurance Blog
  • Claims
  • Contact us
  • Login
/
Health Insurance
/
Kotak Mahindra Health Insurance
/
Health Premier Total Policy
Kotak Mahindra General Insurance logo
Kotak Mahindra General Insurance

Health Premier Total

Highlights

Comprehensive Plan
Coverage available upto 2 Cr
Total cashless network hospitals 5526
75.45% Claim Settlement Ratio
Comprehensive Plan
Coverage available upto 2 Cr
Total cashless network hospitals 5526
75.45% Claim Settlement Ratio
family premium calculation
Want Expert Advice?
Talk to our Insurance experts to choose the right plan as per your medical needs.
I hereby authorize Coverfox to communicate with me on the given number for my Insurance needs. I am aware that this authorization will override my registry under NDNC. Less
I hereby authorize Coverfox to communicate with me on the More
Thank you for scheduling a call with us! One of our Health Insurance experts will call you shortly.
Redirecting to quotes in seconds

Overview

Kotak Health Premier is a health plan that allows you to undergo medical treatments or medical procedures without getting into any financial crisis. You can buy this policy on an individual basis as well as on a family floater plan basis. It comes with a lifetime renewability option. It has a broad range of sum insured that ranges from Rs. 3 Lakh to Rs. 25 Lakh which makes the health plan a perfect one for a family. Read below to understand more in detail about the benefits of this plan. Less

Kotak Health Premier is a health plan that allows you to undergo medical treatments or medical procedures without getting into any financial crisis. You can buy this policy on an individual basis as well as on a family floater plan basis. It comes with a lifetime renewability option. It has a broad range of sum insured that ranges from Rs. 3 Lakh to Rs. 25 Lakh which makes the health … More

Features of Health Premier Total

Key features to look for while selecting your health insurance plan
Sum Assured:
10.0%

Renewal Bonus

Renewal Bonus
Renewal bonus is bonus money added in the sum insured for every claim free year.
0%

Copay

Copay
Copay is the percentage of the claim amount that is borne by an insured person.
No limit on room rent

Room Rent

Room Rent
Room rent limit is the maximum amount of per day room charges that you can claim in case you get admitted to a hospital.
4 years

PED Waiting period

PED Waiting period
The amount of time you need to wait for, from the start of your policy, to be able to use the benefits in case of a particular disease
Available

Health checkup

Health checkup
This plan offers a free health checkup (specific test package), after a period of 1 year.

What is covered?

Sum Assured:
Renewal Bonus
10.0%

Renewal Bonus

info icon
close icon
What is Renewal Bonus
Renewal bonus is added in the sum insured for every claim free year. This plan offers No Claim Bonus of up to maximum of 50% of Sum Insured.
Pre hospitalization
60 days

Pre hospitalization

info icon
close icon
What is Pre hospitalization
Medical expenses up to 60 days before admission will be covered.
Post Hospitalization
90 days

Post Hospitalization

info icon
close icon
What is Post Hospitalization
Medical expenses up to 90 days after discharge will be covered.
Health checkup
Available

Health checkup

info icon
close icon
What is Health checkup
This plan offers a free health checkup (specific test package), after a period of 1 year.
Restore benefits
Up to 100.0% of sum assured

Restore benefits

info icon
close icon
What is Restore benefits
This plan reinstates your basic cover, in case you exhaust your cover in a policy year. Restoration works only for unrelated claims.
Ambulance charges
Covered

Ambulance charges

info icon
close icon
What is Ambulance charges
You can claim up to a maximum of Rs. 20,000 for ambulance charges.
AYUSH Cover
Covered

AYUSH Cover

info icon
close icon
What is AYUSH Cover
Ayurvedic, Homeopathic are covered up to a sum of Rs 3,00,000
Home hospitalization
Covered

Home hospitalization

info icon
close icon
What is Home hospitalization
Treatment taken at home for any medical reason, if hospitalization is not possible. This is a rare scenario and is termed as 'Domiciliary Hospitalization'. In such a scenario, expenses of up to Rs 3,00,000 are covered in this plan.
Organ Donor
Covered

Organ Donor

info icon
close icon
What is Organ Donor
In case of an organ transplant and there is a need of an organ donor, hospitalisation charges for the organ donor are covered in this plan. However, the cost of finding a donor is not covered.
Day Care
405 procedures upto S.I.

Day Care

info icon
close icon
What is Day Care
Health insurance covers medical expenses only for hospitalizations exceeding 24 hours. Day care procedures refers to medical treatment undertaken in a hospital requiring less than 24 hours due to technological advancement. This plan covers listed day care procedures as mentioned in the policy wordings.
Buy Now

What’s not covered

exclusion icon
Maternity
exclusion icon
Hospital Daily Cash
exclusion icon
OPD
exclusion icon
War related Injuries
exclusion icon
Cosmetic Surgery
exclusion icon
Lasik eye treatment
exclusion icon
Damage while driving under the influence of liquor or drugs
Compare, Buy and Renew Health Insurance Plans Online

Cashless network hospitals

You don’t have to pay a penny to get your treatment done in the network hospitals of Kotak Mahindra General Insurance.
Search for number of nearby cashless network hospitals in your area.
network hospital icon
5526
Network Hospitals in India
Search cashless hospitals in your area
search input icon
18

Eligibility criteria

AGE ELIGIBILITY

18 years
Adult
65 years
Max age bar

POLICY PERIODS

1
year(s)
2
year(s)
3
year(s)

AGE ELIGIBILITY

3 months
65 years
Max age bar

No. of Members Covered

5
Members
Upto 2
Adults
Upto 3
Children

Policy Periods

1 year(s) 2 year(s) 3 year(s)

Waiting period

After
4 years
You can claim for any pre-existing conditions after 4 years of the policy start date.
After
30 days
A 30 days cooling period for all claims except any arising out of accidental injuries

About Kotak Mahindra General Insurance

Kotak Mahindra General Insurance is a 100% subsidiary of one of the fastest growing banks in India, Kotak Mahindra Bank Ltd. So far, it has 19 branches all across India and nearly a strong team of 800 people who provide a quality service in the insurance segment. The company offers a wide array of non-life insurance products like Commercial, Home, Health & Motor. Less

Kotak Mahindra General Insurance is a 100% subsidiary of one of the fastest growing banks in India, Kotak Mahindra Bank Ltd. So far, it has 19 branches all across India and nearly a strong team of 800 people who provide a quality service in the insurance segment. The company offers a wide array of non-life insurance products like Commercial, Home, Health & Motor.

Other plans of Kotak Mahindra General Insurance

Health Premier Total with PA

Kotak Health Premier is a health plan that allows you …
View Details
family premium calculation
Want Expert Advice?
Talk to our Insurance experts to choose the right plan as per your medical needs.
I hereby authorize Coverfox to communicate with me on the more
I hereby authorize Coverfox to communicate with me on the given number for my Insurance needs. I am aware that this authorization will override my registry under NDNC. less
Thank you for scheduling a call with us! One of our Health Insurance experts will call you shortly.
Redirecting to quotes in seconds

Types of Health Insurance

Health Insurance
forward icon
Mediclaim Policy
forward icon
Health Insurance for Senior Citizens
forward icon
Health Insurance for Parents
forward icon
Maternity Insurance
forward icon
Critical Illness Insurance
forward icon
Top Health Insurers
View more Insurers
call expert Talk to Expert
family premium calculation
close icon
Want Expert Advice?
Talk to our Insurance experts to choose the right plan as per your medical needs.
I hereby authorize Coverfox to communicate with me on the given number for my Insurance needs. I am aware that this authorization will override my registry under NDNC. Less
I hereby authorize Coverfox to communicate with me on the More
Thank you for scheduling a call with us! One of our Health Insurance experts will call you shortly.
Redirecting to quotes in seconds
×

Get Lowest Rates for health Insurance

With Upto 60% Discount

  • Secure
  • Licensed By
  • Payment Options
  • Car Insurance
  • Bike Insurance
  • Motor Insurance
  • Car Insurance Premium Calculator
  • Family Health Insurance
  • Senior Citizens Insurance
  • Group Insurance
  • Corona Rakshak Policy
  • Corona Kavach Policy
  • Super Topup Plan
  • Term Insurance
  • ULIP
  • e-Term Plan
  • 1 Cr Term Insurance
  • कार इन्शुरन्स
  • टू व्हीलर इंश्योरेंस
  • टर्म इंश्योरेंस
  • हेल्थ इंश्योरेंस
  • मेडिक्लेम पॉलिसी
  • Learn About Insurance
  • Network Hospitals
  • Cashless Garages
  • Get Android App
  • Get iOS App
  • Learn
  • About Us
  • Contact Us
  • Careers
  • Sitemap
  • FAQs
Connect with us
Become a Partner
Become a Coverdrive POS Agent

Coverfox Insurance Broking Pvt. Ltd. : C Wing, 6111-6118, 6th Floor, Oberoi Garden Estate, Chandivali Farm Road, Chandivali, Andheri (East), Mumbai - 400072

Licence No. 478 , IRDA Direct Broker Code: IRDA/ DB 556/ 13 , Valid till: 26/12/2025, CIN: U66000MH2013PTC243810

  • Shipping & Delivery Policy
  • Privacy Policy
  • Legal Policies
  • Cancellation & Refund
  • Terms & Conditions
Copyright © 2025 Coverfox.com. All Rights Reserved