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There are many health insurance companies in India, but choosing a good insurance provider is important. When you have a trustworthy health insurance provider, not only do you have excellent cover, but you also get the best service, which is an essential requirement. The Kotak Health Insurance Company is a leading health insurer in India, offering some very good and well-defined medical insurance covers. Read on to know why you should consider the health plans from Kotak Mahindra and what benefits you can get once you do so.
Getting a critical illness plan is necessary for today's day and age. Lifestyle-related ailments are on a rise and so you need to have proper medical coverage to ensure you can tackle any life-threatening disease with precision. The Secure Shield plan is one of the best Kotak Mahindra Bank health insurance plans.
This is an excellent family floater comprehensive health plan from Kotak Mahindra Health Insurance. It offers a well-rounded health cover for you as well as all your near and dear ones.
If you get injured in a road accident or are left disabled due to it, you will get compensated for the loss. If you die in the accident, your family will get a predetermined sum assured.
A super top-up plan is a very handy form of health insurance that helps you to have a much higher coverage amount. The Kotak Health Super Top-Up is a very good plan in this category.
One of the best health insurance plans available in the market currently, the Kotak Health Premier Plan is an all-inclusive comprehensive health plan that offers many rewards and benefits such as the restoration benefit and the vaccination covers.
In the case of a pre-planned hospitalisation, inform the insurer by calling on the Kotak Mahindra health insurance customer care number, at least 48 before you get admitted and submit a duly filled and signed pre-authorization form.
If the admission happens due to an emergency, you need to fill the pre-authorisation form at the time of admission. This needs to be done at the help desk situated at the hospital within 24 hours.
A young person is considered to be fit and healthy. He has fewer health conditions and risks too. This is why a younger person has to pay a lower health insurance premium as compared to an elderly person.
People who have pre-existing health conditions such as diabetes, hypertension, etc are asked to pay a higher premium amount. This is because their health is fragile and they are more likely to make a claim on the insurance plan.
A person who smokes and drinks regularly will have to pay a much higher health insurance premium as compared to a non-smoker.
People living in the big cities of India have to pay more health insurance premiums as compared to the people living in the smaller towns. This is because living in large cities involves many health hazards due to higher pollution levels, more stress, chances of road accidents, etc.
You can easily buy a Kotak Mahindra bank health insurance policy online. To do so, all you have to do is visit the portal of Coverfox or visit the app. Then, compare and find all the available health plans. Select the Kotak health plan that you wish to buy. Get some riders if desired. Fill in the application form and upload the required documents. Finally, pay the premium and the plan will be issued to you.
If you have a specific health condition, or if you are aged, the insurance provider may ask you to undergo a pre-policy health test. Agree to the test and get it done so that you get your health insurance plan in a smooth and hassle-free manner.
The process to renew the health insurance Kotak Mahindra bank plans are quite simple. All you have to do is go online and complete the process in a few minutes.
The renewal can be done through the official website of Kotak Mahindra bank health insurance. You just need to enter the details regarding yourself and the policy you have. Then, pay the premium mentioned through a safe and fast online payment mode and the policy will be renewed then and there.
The Kotak health plan can also be renewed on Coverfox.com in a quick and easy manner.
The Kotak Mahindra health insurance plans are very economically and competitively priced. When you compare the various health insurance plans on Coverfox, you can see that the Kotak health plans are affordable and wholesome.
Getting treated at a non-network hospital is okay, but you have to pay the bill yourself first and then get it reimbursed from the insurer. You cannot get the cashless claim settlement done at a non-network hospital.
Yes, the Kotak Secure Shield is a very good and popular critical illness plan from Kotak Mahindra Health Insurance.
Yes, you can add as well as remove riders when you renew the health insurance plans from Kotak Mahindra. This is a simple process and can be done during an online health insurance renewal.
Kotak Mahindra usually takes about 15 days to settle the reimbursement claim requests.