Healthcare has always been a top concern for any individual or family. Today, most of us are facing challenges in getting affordable health coverage. With the world's advanced medical technology, one need not look far for an affordable solution to his/her health needs. Manipal Cigna Health Insurance offers you a wide range of healthcare plans.
Manipal Cigna Saral Suraksha Bima offers affordable and comprehensive accidental healthcare coverage. It provides accidental hospitalisation, lumpsum payouts, as well as multiple other value-added services at subsidised rates. This health insurance policy helps provide utmost security with regard to the delivery of high-quality healthcare services.
This article will go over Saral Suraksha Bima by Manipal Cigna General Insurance in detail.
You can purchase the Standard Personal Accident Policy to protect your funds and cover unforeseen expenditures resulting from unfortunate death or catastrophic injury in a mishap. It financially protects you as well as your household and provides a feeling of safety against unforeseen expenditures resulting from the death or serious disability caused by any incident. The policy will be single-year insurance that is renewed year after year, covering accidental coverage for death or permanent disability caused by an unfortunate accident.
If you're worried someone might think that you're unprepared for the unexpected, then don't. This personal accident insurance policy acts as a financial backstop to protect against all the expenses involved in a mishap that results in death or serious injury caused by any incident. The Saral Suraksha Bima's plan has been devised keeping in mind the requirement of the insured individuals. They can be referred to as one of the best hospitalisation and medical coverage plans available in India. The terms and conditions are extremely transparent, which makes it easy for everyone to understand how it works. In other words, you can purchase this policy with complete peace of mind knowing that it could potentially save your life.
The policy benefits include
The sum insured ranges up to INR 1 crore.
The policy offers accidental death coverage.
The insurance has the option to select coverage for in-patient hospitalisation expenditures incurred as a result of an accident.
The insurance coverage covers the financial needs of a dependent kid.
The Manipal Cigna Saral Suraksha Bima provides the following benefits:
As a part of the optional coverage of this accidental health insurance, ManipalCigna Health Insurance offers education grants to the insured's children. This is an important part of the insured's financial planning because their household will undoubtedly suffer a loss of income as a result of his or her death or disability as a result of an accident.
Getting proper health insurance is beneficial not just for your family but for the insurance company as well. A good medical plan makes sure that you do not have to shell out money on extra hospitalisation and medical expenses. Saral Suraksha Bima Plan, offered by Manipal Cigna, enables you to avail high sum insured up to Rs 1 crore. This makes it possible for you to directly have the assurance of meeting your medical expenses after an accident. With this plan, you will not have to pay a large amount out of your pocket, whatever the nature of the problem or injury may be.
Saral Suraksha Bima offers its policyholders a way to save taxes while enjoying the policy benefits. Under Section 80D of the Income Tax Act of 1961, individuals paying premiums on health insurance policies can get tax breaks on their paid premium amounts. The threshold of this tax benefit is set to INR 25,000. However, for senior citizens, the same limit is raised up to INR 50,000. Now, if you have a senior citizen in your health insurance plan, you can get tax deductions up to INR 75,000. In the same way, if you are two senior citizens with the same health insurance coverage, you will be entitled to tax breaks up to INR 1 lakhs.
Saral Suraksha bima plan is a healthcare insurance plan that provides a lump sum payout up to the total sum insured. The best thing about this plan is the maximum amount assured is Rs 1 lakh. This helps insured individuals cover their hospitalisation and other medical expenses after meeting an unfortunate accident or any other mishap.
Now that you've seen what Manipal Cigna Saral Suraksha Bima has to offer, picking a policy that is perfect for your needs should be a breeze. This particular plan is an all-rounder in many ways, offering great coverage, ease of use and overall value for money! After all, why take chances with your family's health?
The coverage of Manipal Cigna Saral Suraksha Bima includes:
The optional coverage of Manipal Cigna Saral Suraksha Bima include
The exclusions of Manipal Cigna Saral Suraksha Bima include:
As you can see, there are many things to consider when choosing a health insurance provider. Manipal Cigna Saral Suraksha Bima stands out among the competition and is a great option for those looking to get affordable accidental insurance coverage available. It is one of the most comprehensive and special healthcare policies that you could ever sign up for. It offers coverage for accidental hospitalisation and also pays a good sum as an accidental death claim. Accident insurance coverage will guarantee that risks associated with accidents are minimised and that unanticipated events are controlled. Purchasing such a plan in addition to your base health insurance and life insurance plans is therefore highly advised. This gives your family a sense of security, especially when it comes to their health. You can sign up for this policy without facing any hassle.
