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Health Insurance
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Maxbupa Health Insurance
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Health Recharge Policy
Niva Bupa Health Insurance logo
Niva Bupa Health Insurance

Health Recharge

Highlights

Coverage upto 95 Lacs
E-Consultation
Pharmacy & Diagnostic Services
Convert your policy to an indemnity policy (without deductible) post 5 years
All Day care treatments covered
Mental Disorders Treatment
HIV / AIDS
Artificial Life Maintenance
Modern Treatments
Coverage available upto 95 Lakh
Total cashless network hospitals 7804
89.46% Claim Settlement Ratio
Coverage upto 95 Lacs
E-Consultation
Pharmacy & Diagnostic Services
Convert your policy to an indemnity policy (without deductible) post 5 years
All Day care treatments covered
Mental Disorders Treatment
HIV / AIDS
Artificial Life Maintenance
Modern Treatments
Coverage available upto 95 Lakh
Total cashless network hospitals 7804
89.46% Claim Settlement Ratio
family premium calculation
Want Expert Advice?
Talk to our Insurance experts to choose the right plan as per your medical needs.
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Overview

Max Bupa's Health Recharge plan comes with an extensive cover amount at a very affordable price. This plan comes both, on an individual basis & on a family floater basis. In this plan, you can go for riders like Critical Illness Cover & Personal Accident. This plan comes with a comprehensive cover of up to 25 lakhs & a lifetime renewability. Please read further to understand all the features & benefits of this plan. You can also check whether you are qualified for this plan or not & also understand what is covered and what is not covered in this plan. Less

Max Bupa's Health Recharge plan comes with an extensive cover amount at a very affordable price. This plan comes both, on an individual basis & on a family floater basis. In this plan, you can go for riders like Critical Illness Cover & Personal Accident. This plan comes with a comprehensive cover of up to 25 lakhs & a lifetime renewability. Please read further to understand all the features & … More

Features of Health Recharge

Key features to look for while selecting your health insurance plan
Sum Assured:
5.0%

Renewal Bonus

Renewal Bonus
Renewal bonus is bonus money added in the sum insured for every claim free year.
0%

Copay

Copay
Copay is the percentage of the claim amount that is borne by an insured person.
SIngle Pvt Room

Room Rent

Room Rent
Room rent limit is the maximum amount of per day room charges that you can claim in case you get admitted to a hospital.
3 years

PED Waiting period

PED Waiting period
The amount of time you need to wait for, from the start of your policy, to be able to use the benefits in case of a particular disease

What is covered?

Sum Assured:
Renewal Bonus
5.0%

Renewal Bonus

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What is Renewal Bonus
Renewal bonus is added in the sum insured for every claim free year. This plan offers No Claim Bonus of up to maximum of 50% of Sum Insured.
Pre hospitalization
60 days

Pre hospitalization

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What is Pre hospitalization
Pre (for diagnosis, tests etc.) and post hospitalization (recovery period) expenses up to Rs 7,50,000 will be covered in this plan. Expenses incurred 60 days pre and 90 days post hospitalization will be covered in this plan
Post Hospitalization
90 days

Post Hospitalization

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What is Post Hospitalization
Pre (for diagnosis, tests etc.) and post hospitalization (recovery period) expenses up to Rs 7,50,000 will be covered in this plan. Expenses incurred 60 days pre and 90 days post hospitalization will be covered in this plan
Ambulance charges
Covered

Ambulance charges

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What is Ambulance charges
You can claim Rs. 1,500 per hospitalization up to a maximum of Rs. 1,500 for ambulance charges.
AYUSH Cover
Covered

AYUSH Cover

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What is AYUSH Cover
Sidha, Ayurvedic, Homeopathic, Unani are covered up to a sum of Rs 7,50,000
Home hospitalization
Covered

Home hospitalization

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What is Home hospitalization
Treatment taken at home for any medical reason, if hospitalization is not possible. This is a rare scenario and is termed as 'Domiciliary Hospitalization'. In such a scenario, expenses of up to Rs 7,50,000 are covered in this plan.
Organ Donor
Covered

Organ Donor

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What is Organ Donor
In case of an organ transplant and there is a need of an organ donor, hospitalisation charges for the organ donor and surgical expenses for harvesting the organ are covered in this plan. However, the cost of finding a donor is not covered.
Day Care
All procedures upto S.I.

Day Care

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What is Day Care
Health insurance covers medical expenses only for hospitalizations exceeding 24 hours. Day care procedures refers to medical treatment undertaken in a hospital requiring less than 24 hours due to technological advancement. This plan covers listed day care procedures as mentioned in the policy wordings.
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What’s not covered

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Maternity
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Health checkup
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Hospital Daily Cash
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Restore benefits
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OPD
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War related Injuries
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Cosmetic Surgery
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Lasik eye treatment
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Damage while driving under the influence of liquor or drugs
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Cashless network hospitals

You don’t have to pay a penny to get your treatment done in the network hospitals of Niva Bupa Health Insurance.
Search for number of nearby cashless network hospitals in your area.
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8190
Network Hospitals in India
Search cashless hospitals in your area
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5

Eligibility criteria

AGE ELIGIBILITY

18 years
Adult
65 years
Max age bar

POLICY PERIODS

1
year(s)
2
year(s)
3
year(s)

AGE ELIGIBILITY

3 months
65 years
Max age bar

No. of Members Covered

6
Members
Upto 2
Adults
Upto 4
Children

Policy Periods

1 year(s) 2 year(s) 3 year(s)

Waiting period

After
3 years
You can claim for any pre-existing conditions after 3 years of the policy start date.
After
30 days
A 30 days cooling period for all claims except any arising out of accidental injuries

About Niva Bupa Health Insurance

(Max Bupa) Max Bupa Health Insurance Company Ltd. is a joint venture between True North, which is one of the leading private equity firms in India & Bupa which is a UK based healthcare services expert. Bupa has an experience of 60 years in healthcare industry & a customer-base of 2.9 CR in over 190 countries across the world. Together, Max Bupa provides affordable Health Insurance Plans for you and your family. Less

(Max Bupa) Max Bupa Health Insurance Company Ltd. is a joint venture between True North, which is one of the leading private equity firms in India & Bupa which is a UK based healthcare services expert. Bupa has an experience of 60 years in healthcare industry & a customer-base of 2.9 CR in over 190 countries across the world. Together, Max Bupa provides affordable Health Insurance Plans for you and … More

Other plans of Niva Bupa Health Insurance

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Corona Kavach

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ReAssure

Max Bupa ReAssure is a comprehensive health insurance plan
View Details

Health Companion

Max Bupa Health Companion is a type of health plan …
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family premium calculation
Want Expert Advice?
Talk to our Insurance experts to choose the right plan as per your medical needs.
I hereby authorize Coverfox to communicate with me on the more
I hereby authorize Coverfox to communicate with me on the given number for my Insurance needs. I am aware that this authorization will override my registry under NDNC. less
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Types of Health Insurance

Health Insurance
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Mediclaim Policy
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Health Insurance for Senior Citizens
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Health Insurance for Parents
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Maternity Insurance
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Critical Illness Insurance
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Top Health Insurers
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family premium calculation
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Want Expert Advice?
Talk to our Insurance experts to choose the right plan as per your medical needs.
I hereby authorize Coverfox to communicate with me on the given number for my Insurance needs. I am aware that this authorization will override my registry under NDNC. Less
I hereby authorize Coverfox to communicate with me on the More
Thank you for scheduling a call with us! One of our Health Insurance experts will call you shortly.
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