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Health Insurance
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Religare Health Insurance
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Care Heart Policy
Care Health Insurance (formerly Religare) logo
Care Health Insurance (formerly Religare)

Care Health Insurance Care Heart

Highlights

Sum Insured Automatic Recharge
Cardiac Health checkup
2 years waiting period for Pre-Existing Diseases
Coverage available upto 10 Lakh
Total cashless network hospitals 7988
95.47% Claim Settlement Ratio
Sum Insured Automatic Recharge
Cardiac Health checkup
2 years waiting period for Pre-Existing Diseases
Coverage available upto 10 Lakh
Total cashless network hospitals 7988
95.47% Claim Settlement Ratio
family premium calculation
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Overview

The Care Heart Plan by Care Health Insurance is an indemnity based health insurance policy. It covers most of the actual costs that you incur in case of medical emergencies that require hospitalisation & treatment. The plan is different from other health plans because it allows you to go for annual heart or cardiac related health check-ups for free. This feature of free annual heart health check-ups allow policy holders to take preventive care of their cardiac health & live a healthy life. The plan provides the policy holder with customisable coverage options. It also offers four different coverage options to select from. The coverage options are Rs. 2 Lakh or Rs. 3 Lakh or Rs. 4 Lakh or Rs. 5 lakh or Rs. 7 lakh or Rs. 10 lakh. Read below to understand more in detail about the benefits of this plan. Less

The Care Heart Plan by Care Health Insurance is an indemnity based health insurance policy. It covers most of the actual costs that you incur in case of medical emergencies that require hospitalisation & treatment. The plan is different from other health plans because it allows you to go for annual heart or cardiac related health check-ups for free. This feature of free annual heart health check-ups allow policy holders … More

Features of Care Health Insurance Care Heart

Key features to look for while selecting your health insurance plan
Sum Assured:
10.0%

Renewal Bonus

Renewal Bonus
Renewal bonus is bonus money added in the sum insured for every claim free year.
20%

Copay

Copay
Copay is the percentage of the claim amount that is borne by an insured person.
Rs 3,000/- limit

Room Rent

Room Rent
Room rent limit is the maximum amount of per day room charges that you can claim in case you get admitted to a hospital.
2 years

PED Waiting period

PED Waiting period
The amount of time you need to wait for, from the start of your policy, to be able to use the benefits in case of a particular disease
Available

Health checkup

Health checkup
This plan offers a free health checkup (specific test package), after a period of 1 year.
10.0%

Renewal Bonus

Renewal Bonus
Renewal bonus is bonus money added in the sum insured for every claim free year.
20%

Copay

Copay
Copay is the percentage of the claim amount that is borne by an insured person.
Single Pvt Room

Room Rent

Room Rent
Room rent limit is the maximum amount of per day room charges that you can claim in case you get admitted to a hospital.
2 years

PED Waiting period

PED Waiting period
The amount of time you need to wait for, from the start of your policy, to be able to use the benefits in case of a particular disease
Available

Health checkup

Health checkup
This plan offers a free health checkup (specific test package), after a period of 1 year.

What is covered?

Sum Assured:
Renewal Bonus
10.0%

Renewal Bonus

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What is Renewal Bonus
Renewal bonus is added in the sum insured for every claim free year. This plan offers No Claim Bonus of up to maximum of 50% of Sum Insured.
Pre hospitalization
30 days

Pre hospitalization

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What is Pre hospitalization
Medical expenses up to 30 days before admission will be covered.
Post Hospitalization
60 days

Post Hospitalization

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What is Post Hospitalization
Medical expenses up to 60 days after discharge will be covered.
Health checkup
Available

Health checkup

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What is Health checkup
This plan offers a free health checkup (specific test package), after a period of 1 year.
Restore benefits
Up to 100.0% of sum assured

Restore benefits

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What is Restore benefits
This plan reinstates your basic cover, in case you exhaust your cover in a policy year. Restoration works only for unrelated claims.
Ambulance charges
Covered

Ambulance charges

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What is Ambulance charges
You can claim Rs. 2,000 per hospitalization up to a maximum of Rs. 2,000 for ambulance charges.
AYUSH Cover
Covered

AYUSH Cover

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What is AYUSH Cover
Sidha, Ayurvedic, Homeopathic, Unani are covered up to a sum of Rs 75,000
Home hospitalization
Covered

Home hospitalization

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What is Home hospitalization
Treatment taken at home for any medical reason, if hospitalization is not possible. This is a rare scenario and is termed as 'Domiciliary Hospitalization'. In such a scenario, expenses of up to Rs 3,00,000 are covered in this plan.
Day Care
541 procedures upto S.I.

Day Care

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What is Day Care
Health insurance covers medical expenses only for hospitalizations exceeding 24 hours. Day care procedures refers to medical treatment undertaken in a hospital requiring less than 24 hours due to technological advancement. This plan covers listed day care procedures as mentioned in the policy wordings.
Renewal Bonus
10.0%

Renewal Bonus

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What is Renewal Bonus
Renewal bonus is added in the sum insured for every claim free year. This plan offers No Claim Bonus of up to maximum of 50% of Sum Insured.
Pre hospitalization
30 days

Pre hospitalization

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What is Pre hospitalization
Medical expenses up to 30 days before admission will be covered.
Post Hospitalization
60 days

Post Hospitalization

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What is Post Hospitalization
Medical expenses up to 60 days after discharge will be covered.
Health checkup
Available

Health checkup

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What is Health checkup
This plan offers a free health checkup (specific test package), after a period of 1 year.
Restore benefits
Up to 100.0% of sum assured

Restore benefits

info icon
close icon
What is Restore benefits
This plan reinstates your basic cover, in case you exhaust your cover in a policy year. Restoration works only for unrelated claims.
Ambulance charges
Covered

Ambulance charges

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What is Ambulance charges
You can claim Rs. 3,000 per hospitalization up to a maximum of Rs. 3,000 for ambulance charges.
AYUSH Cover
Covered

AYUSH Cover

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What is AYUSH Cover
Sidha, Ayurvedic, Homeopathic, Unani are covered up to a sum of Rs 1,75,000
Home hospitalization
Covered

Home hospitalization

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What is Home hospitalization
Treatment taken at home for any medical reason, if hospitalization is not possible. This is a rare scenario and is termed as 'Domiciliary Hospitalization'. In such a scenario, expenses of up to Rs 7,00,000 are covered in this plan.
Day Care
541 procedures upto S.I.

Day Care

info icon
close icon
What is Day Care
Health insurance covers medical expenses only for hospitalizations exceeding 24 hours. Day care procedures refers to medical treatment undertaken in a hospital requiring less than 24 hours due to technological advancement. This plan covers listed day care procedures as mentioned in the policy wordings.
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What’s not covered

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Maternity
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Hospital Daily Cash
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OPD
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Organ Donor
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War related Injuries
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Cosmetic Surgery
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Lasik eye treatment
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Damage while driving under the influence of liquor or drugs
Compare, Buy and Renew Health Insurance Plans Online

Cashless network hospitals

You don’t have to pay a penny to get your treatment done in the network hospitals of Care Health Insurance (formerly Religare).
Search for number of nearby cashless network hospitals in your area.
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7988
Network Hospitals in India
Search cashless hospitals in your area
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6

Eligibility criteria

AGE ELIGIBILITY

18 years
Adult
99 years
Max age bar

POLICY PERIODS

1
year(s)
2
year(s)
3
year(s)

AGE ELIGIBILITY

18 years
No limit
Max age bar

No. of Members Covered

2
Members
Upto 2
Adults
Upto 0
Children

Policy Periods

1 year(s) 2 year(s) 3 year(s)

Waiting period

After
2 years
You can claim for any pre-existing conditions after 2 years of the policy start date.
After
30 days
A 30 days cooling period for all claims except any arising out of accidental injuries

Riders

Below mentioned are riders available for better coverage

Care Shield

An add-on cover that offers 3 benefits claim shield, no claim bonus shield and inflation shield

Home Care

Covers expenses incurred towards hiring a qualified nurse for providing care to insured person on recommendation of your doctor.
Buy Now

About Care Health Insurance (formerly Religare)

Care Health Insurance mainly offers health insurance services to individual customers, corporate employess & even for financial inclusion. They have a customer first philosophy. The company has always applied the trending technology to provide excellent customer service. They also use trending technology for product innovation & value-for-money services. Through all these efforts, the company aims for a financially secure future for their customers by delivering customized health insurance policies. These policies include Family Floater Plans, Critical Illness Cover, Maternity Cover, Diabetes Cover, Senior Citizens Health Policies & specific types of travel insurance plans. They also provide you with a hassle-free claims procedure. Less

Care Health Insurance mainly offers health insurance services to individual customers, corporate employess & even for financial inclusion. They have a customer first philosophy. The company has always applied the trending technology to provide excellent customer service. They also use trending technology for product innovation & value-for-money services. Through all these efforts, the company aims for a financially secure future for their customers by delivering customized health insurance policies. These … More

Other plans of Care Health Insurance (formerly Religare)

Care Senior

Care Health Insurance provides the Care Senior Health Insurance Policy …
View Details

Care Advantage

Care Advantage policy by Care Health insurance is a comprehensive …
View Details

Care - No Claim Bonus Super

Care Plan provided by Care Health Insurance is a comprehensive …
View Details

Care

Care plan provided by Care Health Insurance is a comprehensive …
View Details

Care Freedom

Care Health Insurance Policy is an indemnity based policy that …
View Details

Enhance

Care Enhance is a super top-up plan that offers you …
View Details
family premium calculation
Want Expert Advice?
Talk to our Insurance experts to choose the right plan as per your medical needs.
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Types of Health Insurance

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Health Insurance for Parents
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Want Expert Advice?
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I hereby authorize Coverfox to communicate with me on the given number for my Insurance needs. I am aware that this authorization will override my registry under NDNC. Less
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Thank you for scheduling a call with us! One of our Health Insurance experts will call you shortly.
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