Andhra Bank IFSC Code

To offer quick and hassle-free online transaction process, IFSC code has been assigned by the Reserve Bank of India to all branches of the Andhra Bank. The IFSC code makes it easy for the RBI to identify the transaction done from and to the Andhra Bank. Every branch of the Andhra Bank has a different ISFC code as it makes the online funds transfer a swift process. Using the right Andhra Bank IFSC code, people don’t need to wait in the long bank queues to transfer money as by just entering the code, the transfer is initiated to the receiver bank. Using Andhra Bank IFSC code, an account holder can receive money in a hassle-free way. Also to transfer money from the Andhra Bank account, an individual has to know the IFSC code of the transferor bank. Any bank transfer, if initiated, and does not include a valid IFSC code, will not be validated, and the transferor will not be able to process the same. Hence, it is a must for a receiver and sender to know the IFSC code of the Andhra Bank branch in which the money has to be sent and received. Thus, IFSC code acts as a safety net in processing funds online, giving the transferor and the receiver a sense of surety regarding the transfer of the money. On entering the right IFSC code, the sender can send money to the recipient in no time.

What is Andhra Bank IFSC code?

Andhra Bank IFSC code is of 11 digits that is made up using a mix of alphabets and numbers. Andhra Bank IFSC code is made up of three components- first four digits being the name of the bank, the fifth digit being the zero and the last six components being the name of the bank branch. Here’s an example: IFSC code of Andhra Bank, Talaopali branch (Thane West) is ANDB0000571. The IFSC code of Andhra Bank, Dwarka, New Delhi branch is ANDB0001268. In both the above codes, the first five digits are the same, whereas the last six digits are different, representing the branch of the bank. Andhra Bank IFSC ensures that the funds are transferred to the right individual and also gives you a sense of security. Funds transfer process of Andhra Bank can be done using the IFSC code and payment systems such as NEFT, RTGS and IMPS. However, funds from Andhra Bank can be sent and received only if the branch bank is NEFT, IMPS and RTGS enabled.

How to Search for IFSC and MICR Code?

Searching the IFSC and MICR code of Andhra Bank is easy and the account holder can easily look for it in the documents issued by the bank. The IFSC code of the Andhra Bank is printed on the chequebook as well as the passbook issued by the bank. The MICR code can be found at the bottom of the Andhra Bank Cheque book. Finding IFSC and MICR code is no big task as today you get these codes online too. Just a simple search makes it easy for you to transfer funds. To send funds from Andhra Bank, it is important for the sender to know the IFSC code of the branch bank of the recipient. Similarly, if an individual wants to transfer funds to an Andhra Bank account holder, then he should know the exact branch name of the receiver.

Information required for transferring funds to Andhra bank account

If you want to transfer to an individual holding an account with the Axis Bank, then you would require the below details:

  • Name of the account holder
  • Contact details of the account holder
  • Branch name of the account holder
  • IFSC code of the branch bank
  • Andhra bank account number
  • Contact details of the account holder

Information required for transferring funds from Andhra bank account

To successfully initiate a funds transfer from your Axis bank account, you would require the below details:

  • Name of the beneficiary
  • Contact details of the beneficiary
  • Branch name of the beneficiary
  • IFSC code of the branch bank
  • Contact details of the beneficiary

Transfer Funds through Andhra Bank IFSC, IMPS and RTGS Payment Service


Andhra Bank offers its customers the National Electronic Fund Transfer service that allows them to send and receive funds on the same day of the transaction, provided that the transaction is initiated before 7:00 PM. Through this payment system, transactions are settled within 2-3 hours. The bank does not have any limit on the number of funds that can be transferred.

Andhra Bank NEFT charges

Inward TransactionFree
Outward Transaction SlabCharges not exceeding
Upto Rs.10,000/-Rs. 2.50 per transaction
Upto Rs.1 lakhRs. 5.00 per transaction
Above 1 lakh to 2 lakhRs. 15.00 per transaction
Rs.2 lakh and aboveRs. 25.00 per transaction

Timings of Andhra Bank NEFT services: Monday to Saturday: 08:00 hrs to 19:00 hrs N EFT works on all days except on the 2nd & 4th Saturday of the month, Sundays and National Holidays. For the remittance to be processed, it is important for the transferor to know the IFSC code of the branch bank.


This is a payment system which allows the Andhra Bank account holder to send and receive money on a real-time basis. Using this system, customer can transfer funds to the beneficiary who holds an account in the RTGS enabled bank branch. This type of mechanism is mostly used for transfer of high value funds. Minimum transfer limit for using this service is 2 lakhs.


The IMPS payment system allows customers to make instant, 24*7, payments to IMPS enabled merchants or enterprises via mobile phone. IMPS payment system provides the account holder to make payments using mobile Internet or the SMS service. For IMPS transaction initiated through SMS, transaction limit is Rs. 5000 and the transactions initiated through mobile banking application, transaction limit is Rs 50,000/- per day.

About Andhra Bank

The Andhra Bank is a well-known medium-sized public sector bank in India. The bank has over 2803 branches, 4 extension counters, 38 satellite offices and 3636 automated teller machines (ATMs). Overall in India, the bank operates in 25 states and three Union Territories with headquarters located in Hyderabad.

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