Bandhan Bank is one of the youngest banks in India. Established in 2015, it offers a wide range of world-class banking products to urban, semi-urban and the rural sector. One of the best products offered by Bandhan Bank is a Fixed Deposit scheme. Bandhan Bank offers good rates on FD. Read more to find out.
Term Deposit Interest Rate Chart w.e.f March 06, 2019:
| Tenor | Interest Rate |
|---|---|
| 7 days to 14 days | 3.50% |
| 15 days to 30 days | 4.00% |
| 31 days to Less than 2 months | 4.00% |
| 2 months to less than 3 months | 4.00% |
| 3 months to less than 6 months | 4.50% |
| 6 months to less than 1 year | 6.80% |
| 1 year to 18 months | 7.35% |
| Above 18 months to less than 2 years | 7.65% |
| 2 years to less than 5 years | 7.50% |
| 5 years to less than 7 years | 7.50% |
| 7 years to upto 10 years | 6.40% |
Senior Citizens will get additional 0.75% over and above the given slab rates
Please contact nearest Bandhan Bank Branch for interest rates on deposits INR 2 Crore and above
The above rates are applicable for fresh and renewal fixed deposits and are subject to change from time to time.
Kindly check the rates before booking the Deposit.
| Type | Growth oriented fixed deposit scheme |
| Tenure | 6 months to 10 years |
| Min. Deposit | ₹5,000 |
| Nomination | Yes |
| Joint Holding | Yes |
| Loan/Overdraft | Yes |
| Renewal | Yes, option to renew automatically |
| Type | FD with compound rate of interest |
| Tenure | 6 months to 10 years |
| Min. Deposit | ₹1,000, then in multiples of ₹1 |
| Nomination | Yes |
| Withdrawal | Yes, partial as well as premature closure |
| Loan/Overdraft | Yes |
| Renewal | Yes, option to renew automatically |
| Type | FD with a tax saver benefit under Sec 80C of the Income Tax Act, 1961 |
| Tenure | 5 to 10 years, lock-in |
| Deposit | Min. ₹1,000 Max. 1,50,000 (in one year) |
| Nomination | Yes |
| Type | Standard FD with an option of short/long term deposits and monthly/quarterly interest payouts |
| Tenure | 7 days to 10 years |
| Min. Deposit | ₹1,000, then in multiples of ₹1 |
| Nomination | Yes |
| Joint Holding | Yes |
| Loan/Overdraft | Yes |
| Renewal | Yes, option to renew automatically |
| Type | FD for select customers with differential rate of interest on high value deposits |
| Tenure | 7 days to 10 years |
| Min. Deposit | ₹2 crore and above |
| Loan/Overdraft | Yes |
The features of Bandhan Bank Fixed Deposit are-
Term Deposit Interest Rate Chart w.e.f March 06, 2019:
| Tenor | Interest Rate |
|---|---|
| 7 days to 14 days | 3.50% |
| 15 days to 30 days | 4.00% |
| 31 days to Less than 2 months | 4.00% |
| 2 months to less than 3 months | 4.00% |
| 3 months to less than 6 months | 4.50% |
| 6 months to less than 1 year | 6.80% |
| 1 year to 18 months | 7.35% |
| Above 18 months to less than 2 years | 7.65% |
| 2 years to less than 5 years | 7.50% |
| 5 years to less than 7 years | 7.50% |
| 7 years to upto 10 years | 6.40% |
Senior Citizens will get additional 0.75% over and above the given slab rates.
Please contact nearest Bandhan Bank Branch for interest rates on deposits INR 2 Crore and above
The above rates are applicable for fresh and renewal fixed deposits and are subject to change from time to time.
Kindly check the rates before booking the Deposit.
Term Deposit Interest Rate Chart w.e.f. March 06, 2019:
| Tenor | Interest Rate |
|---|---|
| 7 days to 14 days | 3.50% |
| 15 days to 30 days | 4.00% |
| 31 days to Less than 2 months | 4.00% |
| 2 months to less than 3 months | 4.00% |
| 3 months to less than 6 months | 4.50% |
| 6 months to less than 1 year | 6.80% |
| 1 year to 18 months | 7.35% |
| Above 18 months to less than 2 years | 7.65% |
| 2 years to less than 5 years | 7.50% |
| 5 years to less than 7 years | 7.50% |
| 7 years to upto 10 years | 6.40% |
Senior Citizens will get additional 0.75% over and above the given slab rates.
Please contact nearest Bandhan Bank Branch for interest rates on deposits INR 2 Crore and above.
The above rates are applicable for fresh and renewal fixed deposits and are subject to change from time to time.
Kindly check the rates before booking the Deposit.
| Interest Rate Chart w.e.f March 4, 2019 | USD | GBP | EUR |
|---|---|---|---|
| 1 Year to < 2 Years | 3.64% | 1.51% | 0.18% |
| 2 Years to < 3 Years | 3.58% | 1.69% | 0.11% |
| 3 Years to < 4 Years | 3.28% | 1.70% | 0.01% |
| 4 Years to < 5 Years | 3.25% | 1.76% | 0.01% |
| 5 Years only | 3.27% | 1.81% | 0.01% |
Above interest will be paid at the rate available on the date of deposit. The above rates are applicable for fresh and renewal fixed deposits and are subject to change from time to time. Kindly check the rates before booking the Deposit.
Fixed Deposit Interest Rates for other Banks:
What is the interest rate that Bandhan Bank Fixed Deposit offers to senior citizen?
In case of domestic deposits, senior citizens get 0.75% as addition to their existing FD rates.
Can I make alterations to the tenure of my ongoing Bandhan Bank Fixed Deposit?
No, you cannot make any alterations to the tenure of your existing Bandhan Bank Fixed Deposit.
How to open a Bandhan Bank Fixed Deposit account without a PAN card?
You can simply open a Fixed Deposit with Bandhan Bank with another document which serves as your proof of identity. However, PAN Card is mandatory requirement to avail the associated tax benefits.
What is the highest interest rate that is offered by Bandhan Bank Fixed Deposit?
The highest Bandhan Bank FD interest rate is 7.65% per annum for a period of above 18 months to less than 2 years.
What are the FD tenure options with Bandhan Bank?
The tenure options for FD range from 7 days to 10 years, depending on the type of FD selected.
What is the minimum amount required to open an FD with Bandhan Bank?
The minimum amount required to open an FD with Bandhan Bank is ₹1,000.
What is the eligibility criteria for opening an FD with Bandhan Bank?
You simply need a PAN card and a minimum deposit amount of ₹1,000 to open an FD with Bandhan Bank.
