Bandhan Bank is one of the youngest banks in India. Established in 2015, it offers a wide range of world-class banking products to urban, semi-urban and the rural sector. One of the best products offered by Bandhan Bank is a Fixed Deposit scheme. Bandhan Bank offers good rates on FD. Read more to find out.
Bandhan Bank FD Interest Rates 2019
Term Deposit Interest Rate Chart w.e.f March 06, 2019:
Tenor
Interest Rate
7 days to 14 days
3.50%
15 days to 30 days
4.00%
31 days to Less than 2 months
4.00%
2 months to less than 3 months
4.00%
3 months to less than 6 months
4.50%
6 months to less than 1 year
6.80%
1 year to 18 months
7.35%
Above 18 months to less than 2 years
7.65%
2 years to less than 5 years
7.50%
5 years to less than 7 years
7.50%
7 years to upto 10 years
6.40%
Senior Citizens will get additional 0.75% over and above the given slab rates
Please contact nearest Bandhan Bank Branch for interest rates on deposits INR 2 Crore and above
The above rates are applicable for fresh and renewal fixed deposits and are subject to change from time to time.
Kindly check the rates before booking the Deposit.
Types of Bandhan Bank Fixed Deposits
Fixed Deposit Dan Samriddhi
Type
Growth oriented fixed deposit scheme
Tenure
6 months to 10 years
Min. Deposit
₹5,000
Nomination
Yes
Joint Holding
Yes
Loan/Overdraft
Yes
Renewal
Yes, option to renew automatically
Advantage Fixed Deposit
Type
FD with compound rate of interest
Tenure
6 months to 10 years
Min. Deposit
₹1,000, then in multiples of ₹1
Nomination
Yes
Withdrawal
Yes, partial as well as premature closure
Loan/Overdraft
Yes
Renewal
Yes, option to renew automatically
FD Tax Saver
Type
FD with a tax saver benefit under Sec 80C of the Income Tax Act, 1961
Tenure
5 to 10 years, lock-in
Deposit
Min. ₹1,000
Max. 1,50,000 (in one year)
Nomination
Yes
Standard Fixed Deposit
Type
Standard FD with an option of short/long term deposits and monthly/quarterly interest payouts
Tenure
7 days to 10 years
Min. Deposit
₹1,000, then in multiples of ₹1
Nomination
Yes
Joint Holding
Yes
Loan/Overdraft
Yes
Renewal
Yes, option to renew automatically
Premium Fixed Deposit
Type
FD for select customers with differential rate of interest on high value deposits
Tenure
7 days to 10 years
Min. Deposit
₹2 crore and above
Loan/Overdraft
Yes
Features of Bandhan Bank Fixed Deposit
The features of Bandhan Bank Fixed Deposit are-
Premature withdrawals carry a fine of 1% of the interest rate.
Ability to take a loan on the FD amount.
Good rate of interest on all types of FDs.
Option of automatic renewal.
Nomination facility is available.
FD can be easily opened via mobile banking, online banking, net banking.
Bandhan Bank Deposit Rates - NRE
Term Deposit Interest Rate Chart w.e.f March 06, 2019:
Tenor
Interest Rate
7 days to 14 days
3.50%
15 days to 30 days
4.00%
31 days to Less than 2 months
4.00%
2 months to less than 3 months
4.00%
3 months to less than 6 months
4.50%
6 months to less than 1 year
6.80%
1 year to 18 months
7.35%
Above 18 months to less than 2 years
7.65%
2 years to less than 5 years
7.50%
5 years to less than 7 years
7.50%
7 years to upto 10 years
6.40%
Senior Citizens will get additional 0.75% over and above the given slab rates.
Please contact nearest Bandhan Bank Branch for interest rates on deposits INR 2 Crore and above
The above rates are applicable for fresh and renewal fixed deposits and are subject to change from time to time.
Kindly check the rates before booking the Deposit.
Bandhan Bank Deposit Rates - NRO
Term Deposit Interest Rate Chart w.e.f. March 06, 2019:
Tenor
Interest Rate
7 days to 14 days
3.50%
15 days to 30 days
4.00%
31 days to Less than 2 months
4.00%
2 months to less than 3 months
4.00%
3 months to less than 6 months
4.50%
6 months to less than 1 year
6.80%
1 year to 18 months
7.35%
Above 18 months to less than 2 years
7.65%
2 years to less than 5 years
7.50%
5 years to less than 7 years
7.50%
7 years to upto 10 years
6.40%
Senior Citizens will get additional 0.75% over and above the given slab rates.
Please contact nearest Bandhan Bank Branch for interest rates on deposits INR 2 Crore and above.
The above rates are applicable for fresh and renewal fixed deposits and are subject to change from time to time.
Kindly check the rates before booking the Deposit.
Bandhan Bank Foreign Currency Non Residential Deposit Rates
Interest Rate Chart w.e.f March 4, 2019
USD
GBP
EUR
1 Year to < 2 Years
3.64%
1.51%
0.18%
2 Years to < 3 Years
3.58%
1.69%
0.11%
3 Years to < 4 Years
3.28%
1.70%
0.01%
4 Years to < 5 Years
3.25%
1.76%
0.01%
5 Years only
3.27%
1.81%
0.01%
Above interest will be paid at the rate available on the date of deposit.
The above rates are applicable for fresh and renewal fixed deposits and are subject to change from time to time.
Kindly check the rates before booking the Deposit.
What is the interest rate that Bandhan Bank Fixed Deposit offers to senior citizen?
In case of domestic deposits, senior citizens get 0.75% as addition to their existing FD rates.
Can I make alterations to the tenure of my ongoing Bandhan Bank Fixed Deposit?
No, you cannot make any alterations to the tenure of your existing Bandhan Bank Fixed Deposit.
How to open a Bandhan Bank Fixed Deposit account without a PAN card?
You can simply open a Fixed Deposit with Bandhan Bank with another document which serves as your proof of identity. However, PAN Card is mandatory requirement to avail the associated tax benefits.
What is the highest interest rate that is offered by Bandhan Bank Fixed Deposit?
The highest Bandhan Bank FD interest rate is 7.65% per annum for a period of above 18 months to less than 2 years.
What are the FD tenure options with Bandhan Bank?
The tenure options for FD range from 7 days to 10 years, depending on the type of FD selected.
What is the minimum amount required to open an FD with Bandhan Bank?
The minimum amount required to open an FD with Bandhan Bank is ₹1,000.
What is the eligibility criteria for opening an FD with Bandhan Bank?
You simply need a PAN card and a minimum deposit amount of ₹1,000 to open an FD with Bandhan Bank.
