• Investment
  • Car
  • Bike
  • Taxi
  • Term Life
  • Health
  • Travel

Bandhan Bank Fixed Deposit Rates

Bandhan Bank is one of the youngest banks in India. Established in 2015, it offers a wide range of world-class banking products to urban, semi-urban and the rural sector. One of the best products offered by Bandhan Bank is a Fixed Deposit scheme. Bandhan Bank offers good rates on FD. Read more to find out.

Bandhan Bank FD Interest Rates 2019

Term Deposit Interest Rate Chart w.e.f March 06, 2019:

TenorInterest Rate
7 days to 14 days3.50%
15 days to 30 days4.00%
31 days to Less than 2 months4.00%
2 months to less than 3 months4.00%
3 months to less than 6 months4.50%
6 months to less than 1 year6.80%
1 year to 18 months7.35%
Above 18 months to less than 2 years7.65%
2 years to less than 5 years7.50%
5 years to less than 7 years7.50%
7 years to upto 10 years6.40%

Senior Citizens will get additional 0.75% over and above the given slab rates

Please contact nearest Bandhan Bank Branch for interest rates on deposits INR 2 Crore and above

The above rates are applicable for fresh and renewal fixed deposits and are subject to change from time to time.

Kindly check the rates before booking the Deposit.

Types of Bandhan Bank Fixed Deposits

Fixed Deposit Dan Samriddhi

TypeGrowth oriented fixed deposit scheme
Tenure6 months to 10 years
Min. Deposit₹5,000
NominationYes
Joint HoldingYes
Loan/OverdraftYes
RenewalYes, option to renew automatically

Advantage Fixed Deposit

TypeFD with compound rate of interest
Tenure6 months to 10 years
Min. Deposit₹1,000, then in multiples of ₹1
NominationYes
WithdrawalYes, partial as well as premature closure
Loan/OverdraftYes
RenewalYes, option to renew automatically

FD Tax Saver

TypeFD with a tax saver benefit under Sec 80C of the Income Tax Act, 1961
Tenure5 to 10 years, lock-in
DepositMin. ₹1,000 Max. 1,50,000 (in one year)
NominationYes

Standard Fixed Deposit

TypeStandard FD with an option of short/long term deposits and monthly/quarterly interest payouts
Tenure7 days to 10 years
Min. Deposit₹1,000, then in multiples of ₹1
NominationYes
Joint HoldingYes
Loan/OverdraftYes
RenewalYes, option to renew automatically

Premium Fixed Deposit

TypeFD for select customers with differential rate of interest on high value deposits
Tenure7 days to 10 years
Min. Deposit₹2 crore and above
Loan/OverdraftYes

Features of Bandhan Bank Fixed Deposit

The features of Bandhan Bank Fixed Deposit are-

  1. Premature withdrawals carry a fine of 1% of the interest rate.
  2. Ability to take a loan on the FD amount.
  3. Good rate of interest on all types of FDs.
  4. Option of automatic renewal.
  5. Nomination facility is available.
  6. FD can be easily opened via mobile banking, online banking, net banking.

Bandhan Bank Deposit Rates - NRE

Term Deposit Interest Rate Chart w.e.f March 06, 2019:

TenorInterest Rate
7 days to 14 days3.50%
15 days to 30 days4.00%
31 days to Less than 2 months4.00%
2 months to less than 3 months4.00%
3 months to less than 6 months4.50%
6 months to less than 1 year6.80%
1 year to 18 months7.35%
Above 18 months to less than 2 years7.65%
2 years to less than 5 years7.50%
5 years to less than 7 years7.50%
7 years to upto 10 years6.40%

Senior Citizens will get additional 0.75% over and above the given slab rates.

Please contact nearest Bandhan Bank Branch for interest rates on deposits INR 2 Crore and above

The above rates are applicable for fresh and renewal fixed deposits and are subject to change from time to time.

Kindly check the rates before booking the Deposit.

Bandhan Bank Deposit Rates - NRO

Term Deposit Interest Rate Chart w.e.f. March 06, 2019:

TenorInterest Rate
7 days to 14 days3.50%
15 days to 30 days4.00%
31 days to Less than 2 months4.00%
2 months to less than 3 months4.00%
3 months to less than 6 months4.50%
6 months to less than 1 year6.80%
1 year to 18 months7.35%
Above 18 months to less than 2 years7.65%
2 years to less than 5 years7.50%
5 years to less than 7 years7.50%
7 years to upto 10 years6.40%

Senior Citizens will get additional 0.75% over and above the given slab rates.

Please contact nearest Bandhan Bank Branch for interest rates on deposits INR 2 Crore and above.

The above rates are applicable for fresh and renewal fixed deposits and are subject to change from time to time.

Kindly check the rates before booking the Deposit.

Bandhan Bank Foreign Currency Non Residential Deposit Rates

Interest Rate Chart w.e.f March 4, 2019USDGBPEUR
1 Year to < 2 Years3.64%1.51%0.18%
2 Years to < 3 Years3.58%1.69%0.11%
3 Years to < 4 Years3.28%1.70%0.01%
4 Years to < 5 Years3.25%1.76%0.01%
5 Years only3.27%1.81%0.01%

Above interest will be paid at the rate available on the date of deposit. The above rates are applicable for fresh and renewal fixed deposits and are subject to change from time to time. Kindly check the rates before booking the Deposit.

FAQ's On Bandhan Bank Fixed Deposit Rates

What is the interest rate that Bandhan Bank Fixed Deposit offers to senior citizen?

In case of domestic deposits, senior citizens get 0.75% as addition to their existing FD rates.

Can I make alterations to the tenure of my ongoing Bandhan Bank Fixed Deposit?

No, you cannot make any alterations to the tenure of your existing Bandhan Bank Fixed Deposit.

How to open a Bandhan Bank Fixed Deposit account without a PAN card?

You can simply open a Fixed Deposit with Bandhan Bank with another document which serves as your proof of identity. However, PAN Card is mandatory requirement to avail the associated tax benefits.

What is the highest interest rate that is offered by Bandhan Bank Fixed Deposit?

The highest Bandhan Bank FD interest rate is 7.65% per annum for a period of above 18 months to less than 2 years.

What are the FD tenure options with Bandhan Bank?

The tenure options for FD range from 7 days to 10 years, depending on the type of FD selected.

What is the minimum amount required to open an FD with Bandhan Bank?

The minimum amount required to open an FD with Bandhan Bank is ₹1,000.

What is the eligibility criteria for opening an FD with Bandhan Bank?

You simply need a PAN card and a minimum deposit amount of ₹1,000 to open an FD with Bandhan Bank.

Leave a rating!
5.0 (6 votes)