Digit offers two types of bike insurance plans - Third Party and Standard Package. The third party bike insurance covers third-party losses and Personal Accident for the owner driver, damage to someone else's property or vehicle, and injury or death of third party. It is a basic bike insurance plan which is ideal for people who do not use their bike on a regular basis, but still seek a minimum level of protection. Also, as per the India Motor Vehicles Act, 1988, it is mandatory to have a third party bike insurance.
The standard package provides cover against third-party losses, damages caused by accidents, fire, theft and personal accident to the owner driver.
Add-on Covers with Digit Bike Insurance
The following rider options can be purchased with Digit Bike Insurance:
- Parts Depreciation Cover (Zero Dep/ Bumper to Bumper).
- Consumable Cover.
- Breakdown Assistance (RSA).
- Return to Invoice Cover.
- Engine and Gear-Box Protection Cover.
To help you better, Digit also provides the facility of a premium calculator. You can easily calculate your two wheeler insurance premium based on your vehicle make/model and your registration year.
What’s not covered in Digit’s Bike Insurance?
Following are the exclusions of Digit bike insurance-
- Drunk driving or driving without a valid license.
- Damages which are not a direct result of the accident.
- Damages due to contributory negligence.
