Mukhyamantri Ayushman Arogya Yojana (MAAY) is a state government health insurance scheme in Rajasthan that provides cashless medical treatment and financial protection against healthcare expenses. The scheme was originally launched on 1 May 2021 as Mukhyamantri Chiranjeevi Swasthya Bima Yojana to expand affordable healthcare access to residents of the state. In February 2024, the Rajasthan government renamed it to Mukhyamantri Ayushman Arogya Yojana (MAAY) while retaining its core benefits. Overall, the scheme aims to reduce out-of-pocket medical costs by offering high-value health insurance coverage for hospitalisation and treatment at empanelled hospitals.
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Mukhyamantri Ayushman Arogya Yojana (MAAY) is a Rajasthan government scheme that provides health insurance coverage and cashless treatment to eligible families at empanelled hospitals. This government scheme offers annual health coverage of up to ₹25 lakh, helping residents access hospital care without facing large medical expenses.
₹25 lakh annual health coverage per family for hospitalisation
₹10 lakh accident insurance for accidental death or disability
Cashless treatment at empanelled government and private hospitals
Coverage for secondary and tertiary care treatments
Pre-existing diseases covered under the scheme
Large network of empanelled hospitals across Rajasthan
Free coverage for eligible groups such as NFSA and SECC beneficiaries
Affordable enrolment option for other residents with a nominal premium
Integrated with Ayushman Bharat PM-JAY benefits
Here are the benefits of MAAY:
Residents of Rajasthan enrolled in the scheme can receive hospital treatment without paying upfront, up to the specified annual coverage limit.
The Rajasthan government bears the insurance premium for families covered under the National Food Security Act (NFSA), Socio-Economic Caste Census (SECC) categories, small and marginal farmers, and contract workers.
Households not included in the eligible categories can still enrol in the scheme by paying an annual premium of ₹850.
Eligibility for Mukhyamantri Ayushman Arogya Yojana is divided into two main categories: families receiving free coverage and families enrolling with a subsidised premium.
Applicants must be residents of the state and registered with Jan Aadhaar or other recognised state databases.
The government pays the full premium for families covered under NFSA (National Food Security Act), SECC 2011 households, small and marginal farmers, and contract workers in state government departments or public sector units.
Families not included in the free category and not covered under government employee medical attendance rules can still enrol by paying a subsidised premium of ₹850 per family per year, with the remaining premium paid by the state government.
Economically Weaker Section (EWS) families are also included among the eligible beneficiaries under the scheme.
Under Mukhyamantri Ayushman Arogya Yojana, the Rajasthan government pays the entire insurance premium for several vulnerable groups to ensure free health coverage. These include BPL families, NFSA ration cardholders, households identified in SECC 2011, small and marginal farmers, contractual workers in state departments, and eligible EWS families. As a result, these beneficiaries can access the scheme’s health insurance benefits without paying any enrolment premium.
Certain groups are not eligible under Mukhyamantri Ayushman Arogya Yojana, including non-residents of Rajasthan, state and central government employees, pensioners, and individuals already covered under other government medical attendance schemes. In addition, treatments or procedures that are not included in the scheme’s approved hospital package list are generally not covered under MAAY.
Follow these steps to register for the scheme through the official MAAY portal.
Go to the Rajasthan government’s official portal: https://maayojana.rajasthan.gov.in/#/home
Click on the registration/login option and sign in using your Rajasthan SSO ID. If you do not have one, you can create it on the SSO portal: https://sso.rajasthan.gov.in/
Provide the necessary information for verification: Jan Aadhaar number, Aadhaar number, and Mobile number linked with Aadhaar for OTP verification.
The system verifies whether the applicant belongs to: Free coverage category (NFSA families, SECC 2011 households, small and marginal farmers, contract workers, etc.), or Paid enrolment category.
Families not eligible for free coverage can enrol by paying ₹850 per family per year through online payment or authorised service centres.
Applicants can also complete the registration process by visiting the nearest e-Mitra centre, where operators assist with enrolment and payment.
After successful registration and verification, beneficiaries can download or print the policy certificate from the MAAY portal.
Applicants need the following documents while registering for the scheme:
Jan Aadhar Card
Jan Aadhar Card Number
Jan Aadhar Card Registration Receipt Number
The Mukhyamantri Ayushman Arogya Yojana (MAAY) follows a cashless claim process at empanelled hospitals.
The beneficiary must seek treatment at a hospital registered under the MAAY network.
Provide Jan Aadhaar and Aadhaar details at the hospital helpdesk to verify eligibility under the scheme.
The hospital submits a treatment approval request to the scheme authority through the MAAY portal.
Once approved, the patient receives cashless treatment under the approved package.
After treatment, the hospital submits the claim and the government settles the bill directly with the hospital.
Beneficiaries can easily verify their MAAY application status or coverage details online using the official Rajasthan government portals.
Visit the official MAAY portal
Select the option related to beneficiary details or status check on the portal dashboard
Provide any of the required details to search your record: Jan Aadhaar number, Aadhaar number, and Registered mobile number
After submitting the details, the system will display the beneficiary status, eligibility information, and coverage details under the Mukhyamantri Ayushman Arogya Yojana.
Yes, pre-hospitalisation and post-hospitalisation expenses are covered under the Pradhan Mantri Jan Arogya Yojana (PMJAY/MAAY). The scheme covers diagnostic tests and medicines for up to 3 days prior to admission and up to 15 days after discharge, provided these expenses are related to the specific condition for which the patient was hospitalised.
Beneficiaries under Mukhyamantri Ayushman Arogya Yojana (MAAY) can receive cashless treatment at empanelled government and private hospitals across Rajasthan. These hospitals are authorised under the scheme to provide treatment covered under the approved MAAY package list.
Visit the official MAAY portal
Click on the “Hospital List” or “Empanelled Hospitals” section on the homepage. Or Click
Select the required filters such as district, hospital type, or speciality
The portal will display the list of hospitals where beneficiaries can avail cashless treatment under MAAY.
CM Helpline (Toll-Free): Dial 181 for general queries, enrollment issues, or to lodge grievances.
Alternative Toll-Free: 1800-180-6127 (Rajasthan Sampark).
Health Information: Dial 104 (Health Helpline) for health-related information and medical advice.
The scheme is managed by the Rajasthan State Health Assurance Agency (RSHAA).
CEO, RSHAA: 0141-2200611 | Email: ceo-rshaa@gov.in
Medical Director: 0141-2923243 | Email: edm.rshaa@rajasthan.gov.in
IT Support: 0141-2923239 | Email: rshaait@rajasthan.gov.in (for portal or biometric issues)
General Helpdesk: chiranjeeviyojana@rajasthan.gov.in
New India Assurance (MAAY Claims): 0141-2617965 or 0141-2609838
Accidental Insurance Helpline: 954-648-1802
Project Director (MADBY): +91 9289328386 | Email: pd.mcdby@rajasthan.gov.in
Rajasthan State Health Assurance Agency (RSHAA)
Swasthya Bhawan, Tilak Marg, C-Scheme
Jaipur, Rajasthan - 302005
MAAY is a Rajasthan government health insurance scheme that provides cashless medical treatment of up to ₹25 lakh per family per year at empanelled hospitals.
Permanent residents of Rajasthan can benefit from the scheme, including NFSA families, SECC 2011 households, small and marginal farmers, contractual workers, EWS families, and other eligible residents.
Eligible vulnerable groups receive free coverage with the premium paid by the state government, while other residents can enrol by paying ₹850 per family per year.
Beneficiaries can avail cashless treatment at government and private hospitals empanelled under the MAAY network.
The scheme provides health insurance coverage of up to ₹25 lakh per family annually for approved medical treatments and hospitalisation.
Residents can apply through the official MAAY portal, Rajasthan SSO portal, or by visiting the nearest e-Mitra centre for registration.
Beneficiaries can check their application or coverage status on the official MAAY website using their Jan Aadhaar or Aadhaar details.
