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Health Insurance
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Aditya Birla Health Insurance
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Aditya Birla Activ Assure Diamond Plan
Aditya Birla Health Insurance logo
Aditya Birla Health Insurance

Activ Assure: Diamond - Family

Highlights

Earn up to 30% of your premium as HealthReturns
150% reload benefit
Coverage available upto 2 Cr
Total cashless network hospitals 7219
70.81% Claim Settlement Ratio
Earn up to 30% of your premium as HealthReturns
150% reload benefit
Coverage available upto 2 Cr
Total cashless network hospitals 7219
70.81% Claim Settlement Ratio
family premium calculation
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Overview

Aditya Birla Health Insurance designed the Activ Assure Diamond Plan to safegaurd you & your family in case of medical crisis. It also assures that you continue a healthy lifestyle. This plan provides you with a comprehensive coverage that ranges from regular medical check-ups to hospitalization. It provides cash back that will be credited to your account through which you can earn up to 30% of your premium amount. Additionally, this plan also offers a health & wellness mentor who will share important health tips with you you through online chat service & call back service. Read below to understand more in detail about the benefits of this plan. Less

Aditya Birla Health Insurance designed the Activ Assure Diamond Plan to safegaurd you & your family in case of medical crisis. It also assures that you continue a healthy lifestyle. This plan provides you with a comprehensive coverage that ranges from regular medical check-ups to hospitalization. It provides cash back that will be credited to your account through which you can earn up to 30% of your premium amount. Additionally, … More

Features of Activ Assure: Diamond - Family

Key features to look for while selecting your health insurance plan
Sum Assured:
10.0%

Renewal Bonus

Renewal Bonus
Renewal bonus is bonus money added in the sum insured for every claim free year.
0%

Copay

Copay
Copay is the percentage of the claim amount that is borne by an insured person.
Rs 2,000/- limit

Room Rent

Room Rent
Room rent limit is the maximum amount of per day room charges that you can claim in case you get admitted to a hospital.
4 years

PED Waiting period

PED Waiting period
The amount of time you need to wait for, from the start of your policy, to be able to use the benefits in case of a particular disease
Available

Health checkup

Health checkup
This plan offers a free health checkup (specific test package), every year.
10.0%

Renewal Bonus

Renewal Bonus
Renewal bonus is bonus money added in the sum insured for every claim free year.
0%

Copay

Copay
Copay is the percentage of the claim amount that is borne by an insured person.
Single Private A/C Room

Room Rent

Room Rent
Room rent limit is the maximum amount of per day room charges that you can claim in case you get admitted to a hospital.
4 years

PED Waiting period

PED Waiting period
The amount of time you need to wait for, from the start of your policy, to be able to use the benefits in case of a particular disease
Available

Health checkup

Health checkup
This plan offers a free health checkup (specific test package), every year.

What is covered?

Sum Assured:
Renewal Bonus
10.0%

Renewal Bonus

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What is Renewal Bonus
Renewal bonus is added in the sum insured for every claim free year. This plan offers No Claim Bonus of up to maximum of 50% of Sum Insured.
Pre hospitalization
30 days

Pre hospitalization

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What is Pre hospitalization
Medical expenses up to 30 days before admission will be covered.
Post Hospitalization
60 days

Post Hospitalization

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What is Post Hospitalization
Medical expenses up to 60 days after discharge will be covered.
Health checkup
Available

Health checkup

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What is Health checkup
This plan offers a free health checkup (specific test package), every year.
Hospital Daily Cash
Rs 500

Hospital Daily Cash

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What is Hospital Daily Cash
For longer duration hospitalization, this plan provides a fixed amount per day for small expenses. Total limit for such expenses is Rs. 500
Restore benefits
Up to 150.0% of sum assured

Restore benefits

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What is Restore benefits
This plan reinstates your basic cover, in case you exhaust your cover in a policy year. Restoration works only for unrelated claims.
Ambulance charges
Covered

Ambulance charges

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What is Ambulance charges
You can claim Rs. 1,500 per hospitalization up to a maximum of Rs. 1,500 for ambulance charges.
AYUSH Cover
Covered

AYUSH Cover

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What is AYUSH Cover
Sidha, Ayurvedic, Homeopathic, Unani are covered up to a sum of Rs 15,000
Home hospitalization
Covered

Home hospitalization

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What is Home hospitalization
Treatment taken at home for any medical reason, if hospitalization is not possible. This is a rare scenario and is termed as 'Domiciliary Hospitalization'. In such a scenario, expenses of up to Rs 20,000 are covered in this plan.
Organ Donor
Covered

Organ Donor

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What is Organ Donor
In case of an organ transplant and there is a need of an organ donor, hospitalisation charges for the organ donor and surgical expenses for harvesting the organ are covered in this plan. However, the cost of finding a donor is not covered.
Day Care
586 procedures upto S.I.

Day Care

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What is Day Care
Health insurance covers medical expenses only for hospitalizations exceeding 24 hours. Day care procedures refers to medical treatment undertaken in a hospital requiring less than 24 hours due to technological advancement. This plan covers listed day care procedures as mentioned in the policy wordings.
Renewal Bonus
10.0%

Renewal Bonus

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What is Renewal Bonus
Renewal bonus is added in the sum insured for every claim free year. This plan offers No Claim Bonus of up to maximum of 50% of Sum Insured.
Pre hospitalization
30 days

Pre hospitalization

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What is Pre hospitalization
Medical expenses up to 30 days before admission will be covered.
Post Hospitalization
60 days

Post Hospitalization

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What is Post Hospitalization
Medical expenses up to 60 days after discharge will be covered.
Health checkup
Available

Health checkup

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What is Health checkup
This plan offers a free health checkup (specific test package), every year.
Restore benefits
Up to 150.0% of sum assured

Restore benefits

info icon
close icon
What is Restore benefits
This plan reinstates your basic cover, in case you exhaust your cover in a policy year. Restoration works only for unrelated claims.
Ambulance charges
Covered

Ambulance charges

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What is Ambulance charges
You can claim Rs. 2,000 per hospitalization up to a maximum of Rs. 2,000 for ambulance charges.
AYUSH Cover
Covered

AYUSH Cover

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What is AYUSH Cover
Sidha, Ayurvedic, Homeopathic, Unani are covered up to a sum of Rs 20,000
Home hospitalization
Covered

Home hospitalization

info icon
close icon
What is Home hospitalization
Treatment taken at home for any medical reason, if hospitalization is not possible. This is a rare scenario and is termed as 'Domiciliary Hospitalization'. In such a scenario, expenses of up to Rs 50,000 are covered in this plan.
Organ Donor
Covered

Organ Donor

info icon
close icon
What is Organ Donor
In case of an organ transplant and there is a need of an organ donor, hospitalisation charges for the organ donor and surgical expenses for harvesting the organ are covered in this plan. However, the cost of finding a donor is not covered.
Day Care
586 procedures upto S.I.

Day Care

info icon
close icon
What is Day Care
Health insurance covers medical expenses only for hospitalizations exceeding 24 hours. Day care procedures refers to medical treatment undertaken in a hospital requiring less than 24 hours due to technological advancement. This plan covers listed day care procedures as mentioned in the policy wordings.
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What’s not covered

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Maternity
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Hospital Daily Cash
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OPD
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War related Injuries
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Cosmetic Surgery
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Lasik eye treatment
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Damage while driving under the influence of liquor or drugs
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Cashless network hospitals

You don’t have to pay a penny to get your treatment done in the network hospitals of Aditya Birla Health Insurance.
Search for number of nearby cashless network hospitals in your area.
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7218
Network Hospitals in India
Search cashless hospitals in your area
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52

Eligibility criteria

AGE ELIGIBILITY

5 years
Adult
100 years
Max age bar

POLICY PERIODS

1
year(s)
2
year(s)
3
year(s)

AGE ELIGIBILITY

4 months
100 years
Max age bar

No. of Members Covered

6
Members
Upto 2
Adults
Upto 4
Children

Policy Periods

1 year(s) 2 year(s) 3 year(s)

Waiting period

After
4 years
You can claim for any pre-existing conditions after 4 years of the policy start date.
After
30 days
A 30 days cooling period for all claims except any arising out of accidental injuries

Riders

Below mentioned are riders available for better coverage

Unlimited Reload of Sum Insured

150% Reload of Sum Insured Even if your Sum Insured gets exhausted, insurer will reload your Sum Insured amount by another 150%
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About Aditya Birla Health Insurance

Aditya Birla Health Insurance Co. Limited (ABHICL) is a part of Aditya Birla Capital Ltd. (ABCL). ABHICL started with its operations in the October of 2016 & is involved in the business of health insurance. The company's present portfolio includes products that offer chronic care and incentivized wellness. So far the company has safered by covering more than 1 Crore people. Less

Aditya Birla Health Insurance Co. Limited (ABHICL) is a part of Aditya Birla Capital Ltd. (ABCL). ABHICL started with its operations in the October of 2016 & is involved in the business of health insurance. The company's present portfolio includes products that offer chronic care and incentivized wellness. So far the company has safered by covering more than 1 Crore people.

Other plans of Aditya Birla Health Insurance

Activ Health Platinum - Enhanced

The aditya birla health insurance platinum plan comes with many …
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Activ Assure: Diamond with Super NCB

Aditya Birla Health Insurance designed the Activ Assure Diamond Plan …
View Details
family premium calculation
Want Expert Advice?
Talk to our Insurance experts to choose the right plan as per your medical needs.
I hereby authorize Coverfox to communicate with me on the more
I hereby authorize Coverfox to communicate with me on the given number for my Insurance needs. I am aware that this authorization will override my registry under NDNC. less
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Want Expert Advice?
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I hereby authorize Coverfox to communicate with me on the given number for my Insurance needs. I am aware that this authorization will override my registry under NDNC. Less
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Thank you for scheduling a call with us! One of our Health Insurance experts will call you shortly.
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