Bajaj Allianz Corona Kavach Policy

The Bajaj Allianz Corona Kavach Policy is a very good covid protection policy that offers coverage for the entire family. Bajaj Allianz General Insurance launched this plan after the IRDA directed all the general insurance companies in India to offer health insurance for covid 19. This was a landmark decision by the insurance authorities that helped thousands of people in the country to deal with covid and its complications. If you are looking to purchase a good Corona Kavach Policy, consider the one from Bajaj Allianz. Read on to know why that’s a good decision.

Importance of the Corona Kavach Policy

The pandemic has been harsh on most people. While a lot of people suffered healthwise, others suffered financial setbacks. A major reason behind that was the cost of the covid treatment. Hospitals charged the patients a lot and most people struggled to afford the treatment expenses. The situation has not improved much, but now with the availability of Health Insurance to cover the covid costs, many people have found a solution to this problem. If you are also looking to protect yourself, along with all your family members, you should definitely explore the Corona Kavach Policy, which is one of the best Bajaj Allianz Health Insurance Plans. It will offer medical as well as financial security and both of these are crucial in the current day and age.

Reasons to choose the Bajaj Allianz Corona Kavach Policy

After the IRDA mandated the issue of the Corona Kavach Policy by all insurance companies in India, Bajaj Allianz launched this cover. There are several factors that make this policy an excellent option. Some of them are:

Helpful team

Bajaj Allianz Health Insurance has a very good team. Whether you need to speak to someone who handles the claims, or you need to contact the customer support executive to get clarity about your policy, you can do so in a very smooth and quick manner. The employees of the company are very experienced, well-trained and polite. The experience of the team also comes in handy as they design their policies in very effective ways. When you buy any of the health insurance policies by Bajaj Allianz, you get some of the most interesting and beneficial covers. The covid plan is no different and this proves to be an advantage.

Great Covers

From comprehensive in-patient care to pre and post-hospital care, from home health care to ambulance costs, a lot of helpful features are available under the Bajaj Allianz Corona Kavach Policy. You will be assured of having a well-rounded covid protection plan when you invest in this policy. Additionally, with a waiting period of just 15 days, you don't have to worry about not getting coverage for a long time. You can make a claim after waiting for just a fortnight post the policy purchase.

Low Cost

Another major benefit here is the cost of the plan. As mentioned above, getting treated for covid is unaffordable for many people. But since the Bajaj Allianz Corona Kavach Policy is available at a premium starting at INR 450, you can get all the benefits without worrying too much about your budget. The sum insured goes up to INR 4 lakhs and there are many covers and policy period options to choose from, making this plan highly flexible.

Available online

And finally, the facility to get the policy online in a quick and hassle-free manner, makes the cover all the more beneficial. You can go online and instantly purchase the Corona Kavach Policy as pre-policy health screens are not needed. You can also initiate claims, renew the plan and attach riders to be policy online. Bajaj Allianz has an excellent digital presence and that works to your advantage.

These are some very good reasons why you should consider the covid protection cover from Bajaj Allianz Health Insurance over the other options.

Bajaj Allianz Corona Kavach Policy - What is included?

Before you buy the plan, you must find out more about the features and covers available under it. Thankfully, like the other health insurance policies by Bajaj Allianz, this policy also offers a comprehensive list of covers. Some of them are:

All the expenses related to your stay in the hospital following a covid attack are covered under the Bajaj Allianz Corona Kavach Policy. These include the hospital room rent, the bed or ward charges, the nursing expenses, the fees of the doctors, ICU charges (if required), pharmacy bills, etc.
If you are unable to secure a hospital bed due to non-availability, or if you cannot be shifted to the hospital due to a mobility factor, a hospital can be set up at home. This is known as domiciliary care and is fully covered under this plan.
As a covid patient, It is dangerous for you to travel in public transport when going to or returning from a hospital. Also, you are too weak to drive in this condition. Therefore, the only option is to call for an ambulance. Thankfully, the ambulance costs are covered under the covid plan, which is undoubtedly one of the best Bajaj Allianz Health Insurance Plans.

These are the best covers you can expect under the Corona Kavach Policy from Bajaj Allianz General Insurance.

Bajaj Allianz Corona Kavach Policy - What is Not Included?

Before you make a purchase, be aware of the exclusion mentioned under this plan:

You cannot make a claim for any pre-existing ailments
You cannot make a claim for any other health issue apart from the covid related expenses
You cannot get compensated for a general surgery
You cannot make a claim if you got covid after visiting a prohibited region, state or nation
You cannot make any claim for your diagnostic RT-PCR test, blood tests or even a CT scan done to confirm covid.

Conclusion

The covid plan from Bajaj Allianz Health Insurance is very effective and offers wholesome coverage to your entire family. Get this plan and keep your loved ones protected, as covid is quite a dangerous disease and everyone is vulnerable to it.