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Bajaj Health Insurance is offered by Bajaj General Insurance Company Limited (formerly Bajaj Allianz Insurance Company Limited), a joint venture that commenced operations in 2001. It is one of India’s well-known private insurers providing a strong portfolio of health insurance solutions for individuals and families. The insurer offers plans such as individual health insurance, family floater, senior citizen, critical illness, and super top-up covers. Policyholders also get access to over 18,400 network hospitals across India, enabling convenient cashless treatment during medical emergencies and hospitalisation.
Bajaj Health Insurance was established in 2001 and is registered with the Insurance Regulatory and Development Authority of India (IRDAI) under Registration No. 113. During April 2024–December 2024, the insurer reported a Gross Written Premium of ₹6,593 crore and sold 5.16 lakh+ health insurance policies. It also reported 10.2 lakh+ claims during FY 2024–25 and has received awards such as Best Customer Experience (Insurance) 2023, Best Organisation for Women 2023, and Non-Life Insurer of the Year 2021.
Network Hospitals: 18,400+ hospitals across India for cashless treatment.
Cashless Claim Approval: Cashless health insurance claims approved within 60 minutes.
Health Insurance Categories: Individual, Family Floater, Senior Citizen, Critical Illness, Maternity, and Super Top-Up health insurance plans.
Coverage Options: Sum insured options ranging from ₹1.5 lakh to ₹1 crore under select health insurance plans.
Global Health Coverage: Worldwide medical coverage available under select plans such as Global Health Care.
OPD Benefits: Available under select health insurance plans and optional covers.
AYUSH Coverage: Coverage for treatment under Ayurveda, Yoga, Unani, Siddha, and Homoeopathy systems under eligible plans.
Restoration Benefit: Automatic restoration of the sum insured available under eligible plans.
No Claim Bonus: Coverage enhancement through cumulative bonus benefits under eligible plans.
Digital Services: Policy purchase, renewal, claims, and policy management through the Bajaj General Insurance mobile app and digital platforms.
Here are the Types of Bajaj Health Insurance Plans designed to offer comprehensive coverage options for individuals, families, and different healthcare needs.
Covers a single policyholder under an independent sum insured. Bajaj General's individual health insurance portfolio includes plans with features such as OPD benefits, restoration benefits, preventive health check-ups, and AYUSH coverage under eligible plans.
Provides a common sum insured for multiple family members under one policy. Bajaj General offers family floater variants across its health insurance portfolio, allowing spouses, children, and dependent family members to be covered under a single plan.
Available for individuals aged 60 years and above. These plans form part of Bajaj General's health insurance portfolio and include coverage for hospitalisation expenses, subject to the applicable waiting periods, co-payment clauses, and policy conditions.
Provides a lump-sum benefit upon the diagnosis of specified critical illnesses covered under the policy. Bajaj General also offers specialised critical illness solutions, including plans focused on women-specific critical illnesses.
Available under select health insurance plans and add-on benefits. Coverage may include expenses related to childbirth, maternity care, and newborn-related medical expenses, subject to waiting periods and policy terms.
Provides additional coverage after the deductible threshold is crossed. Bajaj General offers super top-up solutions for policyholders seeking higher health insurance coverage without increasing the base policy sum insured.
Bajaj Health Insurance offers several optional covers and policy enhancements that allow policyholders to customise their health insurance coverage based on their healthcare requirements.
Available under select health insurance plans, this add-on covers maternity-related expenses, including childbirth and newborn baby-related medical expenses, subject to policy terms and waiting periods.
Available under eligible plans, OPD Cover helps policyholders manage expenses related to outpatient consultations, diagnostics, and other non-hospitalisation medical services.
Provides a lump-sum benefit upon the diagnosis of specified critical illnesses covered under the policy. This add-on can help manage treatment costs and other financial obligations arising from serious illnesses.
Covers specified non-medical consumables and disposable items that are generally excluded from standard health insurance claims, subject to policy conditions. (Available under select plans.)
Helps remove or reduce room rent restrictions applicable under the base health insurance policy, depending on the selected plan and add-on terms.
Provides financial compensation in the event of accidental death or specified accidental disabilities during the policy period.
Available under select plans, wellness-related benefits may include health rewards, preventive care initiatives, and fitness-linked programmes such as Healthy Life Reward – Walk to Win.
Available under select plans, this benefit extends coverage for eligible medical treatments received outside India, subject to policy terms and geographical limits.
Policyholders can enhance their existing health insurance coverage through super top-up solutions and higher sum insured options available within Bajaj's health insurance portfolio.
Note: The availability of add-ons varies across Bajaj Health Insurance plans. Policyholders should refer to the respective policy wording and product brochure for the exact optional covers available with their chosen plan.
Bajaj Health Insurance offers a diverse portfolio of health insurance plans, including comprehensive indemnity plans, global health insurance, super top-up covers, and specialised health insurance solutions for different healthcare needs.
Health Guard is one of Bajaj's flagship health insurance plans and is available in Silver, Gold, and Platinum variants. It offers coverage ranging from ₹1.5 lakh to ₹1 crore and includes benefits such as hospitalisation coverage, day care treatments, AYUSH treatment, maternity benefits, newborn baby cover, and sum insured reinstatement.
Health Infinity provides coverage based on a selected daily room rent limit rather than a fixed sum insured. The plan is available with room rent options ranging from ₹3,000 to ₹50,000 per day and can also be purchased as a family floater policy.
Health Care Supreme offers coverage ranging from ₹5 lakh to ₹50 lakh and focuses on higher medical coverage requirements. The plan includes hospitalisation-related benefits and access to cashless treatment at network hospitals.
My Health Care Plan offers customisable health insurance coverage with multiple sum insured options. The plan also includes features such as OPD-related benefits and allows policyholders to tailor coverage based on their healthcare requirements.
Extra Care Plus is Bajaj's super top-up health insurance plan that provides higher coverage at a comparatively lower premium. The plan includes cumulative claim benefits and flexible coverage options that can be customised based on the chosen deductible.
Global Health Care provides worldwide medical coverage with a sum insured of up to USD 1 million. The plan is suitable for individuals seeking access to treatment both within and outside India.
AapKe Liye is a health insurance plan featuring region-specific premiums and wellness-focused benefits. The plan includes features such as Healthy Life Reward – Walk to Win and festive protection benefits.
Critical Illness for Women is a specialised health insurance solution that provides financial assistance upon the diagnosis of specified critical illnesses affecting women, subject to policy terms and conditions.
Health Ensure is a health insurance plan from Bajaj's portfolio that provides coverage for hospitalisation and related medical expenses. Benefits and coverage vary based on the selected policy variant.
M-Care Health Insurance Policy is part of Bajaj's health insurance product portfolio and provides coverage for eligible medical and hospitalisation expenses incurred during the policy period.
Bajaj General Health Insurance offers a broad range of health insurance solutions, from individual and family floater plans to global health and super top-up covers. The insurer also combines a large hospital network, digital policy servicing, and multiple coverage options across its health insurance portfolio.
Bajaj Health Insurance provides access to 18,400+ network hospitals across India for cashless treatment.
The insurer states that eligible cashless health insurance claims are approved within 60 minutes.
The portfolio includes individual, family floater, senior citizen, maternity, critical illness, and super top-up health insurance plans.
Plans such as Global Health Care provide international medical coverage with a sum insured of up to USD 1 million.
Policyholders can enhance their coverage with benefits such as OPD cover, maternity benefits, critical illness cover, wellness benefits, and super top-up options under eligible plans.
Select plans include benefits such as preventive health check-ups and Healthy Life Reward – Walk to Win wellness initiatives.
Policy purchase, renewal, claims assistance, and policy servicing are available through Bajaj General's digital platforms and mobile application.
Bajaj Health Insurance offers plans with coverage ranging from ₹1.5 lakh to ₹1 crore, along with global plans offering coverage up to USD 1 million.
Buying a Bajaj Health Insurance policy through Coverfox is a simple online process that allows you to compare plans, customise coverage, and complete your purchase in just a few steps.
Step 1: Share Your Details
Enter basic details such as age, city, and the members you want to insure.
Step 2: Compare Bajaj Health Insurance Plans
Review available Bajaj Health Insurance plans, coverage options, benefits, and premiums to find a policy that matches your healthcare needs.
Step 3: Customise Your Coverage
Select the sum insured and enhance your policy with available benefits and add-ons such as OPD Cover, Critical Illness Cover, Maternity Cover, Consumable Cover, or Super Top-Up options, depending on the chosen plan.
Step 4: Complete the Proposal Form
Provide the required personal, nominee, medical history, and lifestyle details for policy issuance.
Step 5: Make the Payment
Review your policy details and pay the premium through Coverfox's secure payment platform.
Step 6: Receive Your Policy Instantly
Once the payment is successful and the proposal is approved, the policy document is issued and shared digitally.
If you're unsure which Bajaj Health Insurance plan best suits your needs, simply share your details on Coverfox. One of our insurance experts will contact you on the provided mobile number, explain the available options, answer your queries, and help you choose the right coverage for yourself and your family.
Bajaj Health Insurance provides access to 18,400+ network hospitals across India, allowing policyholders to avail cashless treatment for covered medical expenses. The extensive Bajaj Health Insurance hospital list includes multi-speciality, super-speciality, and leading healthcare facilities across the country, helping policyholders access medical care without making upfront payments for eligible treatments.
Finding hospitals from the Bajaj Health Insurance hospital list through Coverfox is simple:
Visit Coverfox and navigate to the Health Insurance section.
Click on Network Hospitals.
Select Bajaj Health Insurance from the list of insurers.
Enter your State and City details.
View the complete Bajaj Health Insurance hospital list available in your selected location.
Choose a network hospital to avail cashless treatment under your Bajaj Health Insurance policy.
Health Insurance Customer Care Number: 1800 209 5858
Email ID: careforyou@bajajgeneral.com
WhatsApp Support: +91 75072 45858
Mobile App: Bajaj General App (for health claims, policy management, e-cards, and policy servicing)
Customer Portal: Online portal for policy servicing, claim tracking, document downloads, and policy management
Online Health Claim Intimation: Available through Bajaj General's digital claim platform
Network Hospital Locator: Online tool to search cashless network hospitals across India
Grievance Redressal Email: ggro@bajajgeneral.com
Head Customer Service Email: head.customerservice@bajajgeneral.com
Registered Office Address: Bajaj Allianz House, Airport Road, Yerawada, Pune – 411006, Maharashtra, India.
Disclaimer: The information provided on this page is for general informational purposes only and is based on publicly available information, insurer disclosures, product brochures, and policy documents available at the time of publication. Benefits, coverage, exclusions, waiting periods, premiums, and terms may vary depending on the selected Bajaj Health Insurance policy. Please refer to the official policy wording and prospectus for complete details before purchasing a policy or filing a claim.
Bajaj Health Insurance refers to the health insurance products offered by Bajaj General Insurance Company Limited. The insurer offers individual, family floater, senior citizen, critical illness, maternity, global health, and super top-up health insurance plans.
Coverage varies by plan but generally includes in-patient hospitalisation, pre- and post-hospitalisation expenses, day care procedures, ambulance charges, AYUSH treatment, domiciliary treatment, and modern medical treatments, subject to policy terms and conditions.
Common exclusions include cosmetic treatments, self-inflicted injuries, treatment arising from substance abuse, non-medical expenses, and expenses related to excluded conditions during the applicable waiting period. Coverage may vary depending on the selected policy.
You can calculate the premium online by visiting Coverfox, entering details such as age, city, coverage requirements, and family composition, and comparing the available Bajaj Health Insurance plans.
You can check your policy status through the Bajaj General App, the insurer's customer portal, or by contacting the customer care team.
Hospitalisation coverage generally includes room rent, nursing expenses, ICU charges, doctor's fees, medicines, diagnostic tests, and other eligible medical expenses incurred during hospital admission, subject to policy conditions.
Premiums can typically be paid online through net banking, debit cards, credit cards, UPI, digital wallets, and other payment options offered by the insurer or authorised insurance platforms.
Yes, Bajaj Health Insurance policies can generally be used across India. Policyholders can avail cashless treatment at network hospitals and reimbursement benefits at eligible non-network hospitals, subject to policy terms.
Premiums paid towards Bajaj Health Insurance policies may qualify for tax deductions under Section 80D of the Income Tax Act, 1961, subject to prevailing tax laws.
Bajaj General Health Insurance policies come with a free-look period during which policyholders can review the policy terms and cancel the policy if they are not satisfied, subject to the insurer's applicable free-look provisions.
The sum insured depends on the selected plan. Bajaj Health Insurance offers coverage options ranging from ₹1.5 lakh to ₹1 crore under select plans, while global health plans may offer higher coverage limits.
You can access the Bajaj Health Insurance hospital list through Coverfox's Network Hospitals section or by using the network hospital locator available on the insurer's website.
You should immediately contact Bajaj General's customer support team or notify Coverfox if the policy was purchased through Coverfox. The insurer may request supporting documents to verify and rectify the information.
