Main Highlight of the plan
- This plan offers basic coverage for hospitalization expenses, no-claim bonus, etc.
- This plan has an option to opt for voluntary deductible option.
Scope of cover
Maximum Number of Members
Sum Insured Range
Discount on premium
Children- 3 month to 25 years
Adults- 18 years to 65 years
Two or more members are covered
10 % if two or more members are covered
Coverage: Benefits & Features
ROOM RENT/ ROOM CATEGORY
- Age related co-pay of 20% is applicable for individuals with entry age 56 years and above.
- Non-network hospital related co-pay of 10 % is applicable for treatment in non-network hospital. However, this can be waivered off by paying additional 10 % of premium.
- Note: After any claim, only the bonus amount would be reduced at the time of renewal. However, the basic sum insured will not be affected.
- Note: With each deductible option a discount in the range of 10 % to 32 % is applicable.
Good to have
CRITICAL ILLNESS COVERAGE
ORGAN DONOR COVER
Bajaj Allianz's flagship health insurance product. The plan is a standard health insurance product with no room rent limits. An important condition you should be aware of is the 10% copay if you are hospitalized in a non-network hospital.