Premium Personal Guard Plan
The Premium Personal Guard plan by Bajaj Allianz is personal accident disability plan which offers financial compensation to overcome crises after death or disability resulting from an accident.
Main Highlight of the plan
Some of the important benefits offered by Bajaj Allianz Premium Personal Accident Plan are:
- 200% of sum insured as compensation in case of permanent disability.
- Coverage on Individual and Family Package basis.
- There are 4 variants of this plan namely Plan A, B, C and D.
Scope of cover
- Proposer and/or spouse between age 18 years to 65 years can be covered under this policy.
- Dependents between age 5 years up to 21 years can be covered under this plan.
Sum insured values –
There are 4 plans A, B, C and D with different sum insured values.
| Plan | Sum insured |
| A | INR 10,00,000 |
| B | INR 15,00,000 |
| C | INR 20,00,000 |
| D | INR 25,00,000 |
Risk Group Covered – This policy is available only for individuals under occupation Risk Group I which includes individual under administrative/ managerial functions, teachers, etc.
Coverage: Benefits & Features
Most Important
The Premium Personal Accident Plan by Bajaj Allianz offers benefits like:
Good to have
Some of the good to have benefits offered by Premium Personal Accident plan by Bajaj Allianz are:
Value Adds
The Premium Personal Guard policy by Bajaj Allianz offers some of the value added benefits without any extra premium like:
Exclusions
Some of the major exclusions under a personal accident plan are:
Please refer the policy document for the detailed list of all the exclusions.
