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Portfolio of products

Family Health Plans

Prohealth Protect Plan

  • This is a basic family floater plan which covers health costs of the entire family in the range of INR 2,50,000 and INR 4,50,000.
  • A maximum of 2 adults of any age above 18 years and 2 children between age 3 months and 18 years in the family can be covered under this policy.
  • Post hospitalisation expenses, coverage for day care procedures, restore benefit, no claim bonus, etc., are benefits provided in this plan.
  • Co-pay (10% / 20%), deductible (INR 1,00,000; INR 2,00,000 or INR 3,00,000), critical illness cover, etc. are optional in this plan.

Prohealth Plus

  • This is a family floater plan which covers health costs of the entire family in the range of INR 4,50,000 and INR 10,00,000.
  • A maximum of 2 adults of any age above 18 years and 2 children between age 3 months and 18 years in the family can be covered under this policy.
  • Pre and post hospitalisation expenses, coverage for day care procedures, restore benefit, no claim bonus, maternity cover, health check upetc., are benefits provided in this plan.
  • Co-pay (10% / 20%) and deductible (INR 1,00,000; INR 2,00,000 or INR 3,00,000), reduction in the maternity waiting period, critical illness cover, etc. are optional in this plan.

Prohealth Preferred

  • This is a family floater plan which covers health costs of the entire family in the range of INR 15,00,000 and INR 50,00,000.
  • A maximum of 2 adults of any age above 18 years and 2 children between age 3 months and 18 years in the family can be covered under this policy.
  • Pre and post hospitalisation expenses, coverage for day care procedures, restore benefit, health check up, no claim bonus, etc. are benefits provided in the plan.
  • Compared to prohealth plus plan, this plan has higher maternity cover and health maintenance benefit cover.
  • Critical illness cover and reduction in the maternity waiting period are optional in this plan.

Prohealth Premier

  • This is a basic family floater plan which covers health costs of the entire family in the range of INR 1,00,00,000.
  • A maximum of 2 adults of any age above 18 years and 2 children between age 3 months and 18 years in the family can be covered under this policy.
  • Pre and post hospitalisation expenses, coverage for day care procedures, health check up, etc. are benefits provided in the plan.
  • Compared to prohealth preferred plan, this plan has higher maternity cover and health maintenance benefit cover.
  • The optional coverage includes reduction in waiting period for maternity.

Lifestyle Protection- Critical Care

  • This is a family floater plan which covers health costs of the entire family up to INR 3,00,00,000.
  • It covers family members between age 18 years and 65 years which can include self, spouse, dependent parents and dependent parent in laws, dependent grandparents and dependent siblings (up to age 25 years).
  • The plan offers lump sum amount to the policy holder after being diagnosed with critical illness.

Individual Health Plans

Prohealth Plus

  • This policy offers complete health coverage in the range of INR 4,50,000 and INR 10,00,000 for children above 3 months and for adultsabove 18 years.
  • Pre and post hospitalisation expenses, coverage for day care procedures, restore benefit, no claim bonus, maternity cover, health check upetc., are benefits provided in this plan.
  • Co-pay (10% / 20%), deductible (INR 1,00,000; INR 2,00,000 or INR 3,00,000), reduction in the maternity waiting period, critical illness cover, etc. are optional in this plan.

Prohealth Protect Plan

  • This policy offers complete health coverage in the range of INR 2,50,000 and INR 4,50,000 for children above 3 months and for adultsabove 18 years.
  • Post hospitalisation expenses, coverage for day care procedures, restore benefit, no claim bonus, etc., are benefits provided in this plan.
  • Co-pay (10% / 20%), deductible (INR 1,00,000; INR 2,00,000 or INR 3,00,000), critical illness cover, etc. are optional in this plan.

Note: Deductible is the fixed amount to be paid at the time of claim.

Prohealth Preferred

  • This policy offers complete health coverage in the range of INR 15,00,000 and INR 50,00,000 for children above 3 months and for adults above 18 years.
  • Pre and post hospitalisation expenses, coverage for day care procedures, restore benefit, health check up, no claim bonus, etc. are benefits provided in the plan.
  • Compared to prohealth plus plan, this plan has higher maternity cover and health maintenance benefit cover.
  • Critical illness cover and reduction in the maternity waiting period are optional in this plan.

Prohealth Premier

  • This plan offers coverage of INR 1,00,00,000 for children of above 3 months and for adults above 18 years.
  • Pre and post hospitalisation expenses, coverage for day care procedures, health check up, etc. are benefits provided in the plan.
  • Compared to prohealth preferred plan, this plan has higher maternity cover and health maintenance benefit cover.
  • Optional coverage includes reduction in waiting period for maternity.

Lifestyle Protection- Critical Care

  • This policy offers coverage up to INR 3,00,00,000 for individuals between age 18 years and 65 years.
  • The plan offers lump sum amount to the policy holder after being diagnosed with critical illness.

Global Health Group Policy

  • This is a group health insurance policy for people travelling abroad for business purposes.
  • It provides outpatient cover, coverage for any international emergency, maternity cover, etc.
  • This plan is available in two variants ruby and diamond.