5 KEY ANSWERS

30 FLAT SECONDS

Instant Renewals
For policies bought on Coverfox

Travel Insurance

Now with the right travel insurance, travelling abroad can be even more secure and hassle-free.
Buy Confidently

With 25 insurers and 100+ products to choose from, Coverfox works actively to find a plan that is ideal for you—basically, the best one, the right one. From providing you with all the right information to offering unbiased comparisons, we do it all. Hey, you don't even need to engage with the insurer yourself.

Insurer Logo

What is Travel Insurance?

What is Travel Insurance

So, you are a travel junkie and you live vacation to vacation! And you would wonder how a travel insurance would be of your help in your vacation? Well, a travel insurance would help you tackle all the travel and medical contingencies while you travel abroad. You might find buying a travel insurance silly, but it's better to be safe than sorry. Buying travel insurance would not only safeguard you from all the possible unforeseen situations but also help you cherish all the lovely memories of your stay abroad. It is utmost important to add best travel insurance to your checklist while you plan your vacation, be it for leisure or business. Travel insurance is gaining back all its lost significance. To avoid unforeseen conditions like flight delay, loss of baggage, loss of passport as well as medical emergencies, buying travel insurance becomes extremely necessary. It is also convenient and easy, as you can buy travel insurance online.

Single Trip Policy

Single trip policy is good for one-time travellers. The maximum of 180 days these policies can last for, however, your travel insurance policy can also be extended post a humble request to the insurer. So, have you packed your bags yet? And don't forget to buy travel insurance.

Annual Multi-Trip Policy

This policy is ideal for frequent travellers or globetrotters. It's valid for making several trips during the year, each one ranging from 30-45 days, rewarding you with suitcases full of memories. You have the option to choose the coverage and the type of plan basis your needs. However, there are various plans offered under travel insurance.

Travel Insurance Plans

You have the option to choose the coverage and the type of plan basis your needs. However, there are various plans offered under travel insurance.

Various general insurance companies offer the best of tailor-made travel insurance plans. Because every destination requires different requirements. Also, every insurance company strives hard to see that all the requirements are met and every minute detail is covered. Features like a total loss of checked-in-baggage, no medical test for a person above 80 years age, cashless hospitalization etc. are covered by most of the international travel insurance plans.

Different insurance companies offer comprehensive travel insurance to the senior citizens for stress-free travel around the world. Benefits like medical cancellation of the trip, burglary back home when you are busy enjoying your vacation, loss of baggage, pre-existing illnesses cover, emergency medical expenses, personal liability, emergency financial assistance, dental treatment, flight cancellation, etc. are covered under travel insurance.

Student Travel Insurance Plan

A student travel insurance plan offers medical as well as financial support to the students travelling abroad for higher studies. A student might face sudden medical emergencies or financial problems while studying in the foreign land. This might interrupt his studies as well. Student travel insurance plan would cover any such emergencies throughout the duration of studies without any hindrances.

Asia Travel Insurance

If you are travelling to any of the Asian countries or Southeast Asian countries, then Asia travel insurance comes into the picture. Here benefits offered include distress allowance, loss of passport, emergency cash assistance, emergency medical cover, third-party liability etc. Asia travel insurance offers a comprehensive coverage that would take care of any uncertainties.

Corporate Travel Insurance Plan

Many employees have to visit different countries for business trips. To safeguard them from any unforeseen situations, the employers offer them with corporate travel insurance plans. These travel insurance plans can be tailor-made as per the employee's requirement and they offer medical assistance as well as travel-related cover to the insured. This covers injuries, loss of baggage, emergency evacuation, and flight cancellations. etc.

Group Travel Insurance

There are vacations where you would like to go with your friends and relatives in a big group to have the most memorable and fun-filled vacation. Group travel insurance offers 20 or more individuals with benefits like loss of baggage, trip delay or curtailments, loss of documents etc. It is essential for every group member to go through the features and benefits of the travel insurance plan because the travel includes a big group.

Anyone travelling to Schengen countries for a maximum 90 days like Austria, Belgium, Czech Republic, Denmark, Poland, Finland, Estonia, France, Greece, Iceland, Germany, Latvia, Lithuania, Italy, Hungary, Malta, Norway, Luxembourg, Liechtenstein, Portugal, Poland, Spain, Slovakia, Slovenia, Sweden and Switzerland, need to mandatorily have a Schengen travel insurance or a health insurance in addition to the Schengen Visa.

Domestic travel insurance covers travel within India. Individuals are covered for loss of baggage, medical expenses, 24/7 customer support, medical evacuation, emergency cash assistance, personal accident cover, loss of baggage etc. It offers coverage to the individual policyholder. Any person above 18 years and below 65 years can opt for this travel insurance plan.

An individual travel insurance plan comprises multiple benefits for a single traveller. It offers coverage while travelling in Schengen countries, Asia and worldwide including/excluding Canada and USA. The plan covers emergency medical expenses, emergency dental expenses, medical evacuation, hospital daily cash allowance, accidental death, medical and body repatriation. Additional cover includes baggage related and journey related.

Similar to individual travel insurance, a family travel insurance plan provides cover for all members of your family while travelling abroad. It has the same features and benefits of an individual travel insurance.

Travel Insurance Companies & Plans

Travel Insurance CompanyPlans offered
Religare Travel Insurance Company
  • Explore – Asia Travel Insurance Plan
  • Explore – Africa Travel Insurance Plan
  • Explore – Europe Travel Insurance Plan
  • Explore – Worldwide Travel Insurance Plan
  • Explore – Worldwide Excl. US Travel Insurance Plan
  • Explore – Worldwide Excl. US/Canada Travel Insurance Plan
  • Bajaj Allianz Travel Insurance Company
  • Individual Travel Insurance Plan
  • Family Travel Insurance Plan
  • Student Travel Insurance Plan
  • Senior Citizen Travel Insurance Plan
  • Bharti AXA Travel Insurance
  • Pre underwritten Insurance Plan/ Non Schengen Travel Insurance Plan
  • Schengen Travel Insurance Plan
  • Annual Multi-trip Insurance Plan
  • Cholamandalam Travel Insurance Plan
  • Domestic Travel Insurance Plan
  • Chola Overseas Travel Protection Plan
  • Chola Student Travel Protection Plan
  • Chola MS corporate Travel Insurance Plans for Frequent Flyers
  • Future Generali Travel Insurance Plan
  • Future Suraksha for Worldwide Travel
  • Future Suraksha for Asia Travel
  • Future Suraksha for Europe Travel
  • Future Suraksha for Students
  • IFFCO Tokio Travel Insurance Company
  • Travel Insurance Policy Online
  • Pravasi Bhartiya Bima Yojna
  • New India Assurance Travel Insurance
  • Suhana Safar Policy
  • Overseas Mediclaim Policy
  • Apollo Munich Travel Insurance Company
  • Easy Travel Family
  • Easy Travel Individual
  • Easy Travel Senior Citizen
  • Easy Travel Annual Multi-Trip Plan
  • Educare – Student Travel Insurance
  • HDFC ERGO Travel Insurance Plan
  • HDFC ERGO Individual Travel Insurance Policy
  • HDFC ERGO Family Travel Insurance Policy
  • HDFC ERGO Student Suraksha Policy
  • Key Features of the Best Travel Insurance Plans

    • Medical expenses - Offers coverage for any surgical or emergency medical treatment when you are away from home
    • Curtailment - Offers coverage for any trip that is shortened or cancelled due to a valid reason. This feature helps you to save a lot of money on cancellation of flights or hotel accommodation
    • Personal liability cover - Offers coverage if you damage some one's property or are liable for bodily injuries due to an accident
    • Loss of passport - Offers coverage towards expenses for replacing the original passport if robbed during your travel
    • Terrorism - Offers coverage for your medical and insured losses during an act of terrorism while your visit overseas
    • Repatriation of remains - Offers coverage for expenses to take the insured's mortals or human remains back to the home country
    • No Medical Check-up - There are multiple insurers which do not ask for a medical check-up before purchasing a travel insurance plan
    • Cashless Hospitalization - With travel insurance, you can easily avail cashless treatment at network hospitals across the globe
    Inclusions and Exclusions in Travel Insurance

    Benefits of Travel Insurance

    • Medical Benefits - Emergency medical expenses & out-patient care , Personal accidents, Medical evacuation
    • Travel Benefits - Trip cancellations, trip delays, missed connecting flights
    • Baggage Benefits - Baggage Loss and baggage delay
    • Personal Accident Cover - Personal accident protection to cover for accidental death or dismemberment of policyholders
    • Emergency Evacuation - Provides cover for emergency medical evacuation back to the policyholder’s residence
    • Emergency cash advances
    • Loss of passport

    Eligibility Criteria for Travel Insurance Plans

    • International travel insurance - offers coverage for 2 adults up to 60 years and 2 children up to 21 years.
    • Family travel insurance - offers coverage for 2 adults up to 60 years and 2 children up to 21 years.
    • Student travel insurance - offers coverage for students aged between 16 and 34/40 who wish to travel abroad for higher studies.
    • Senior citizen travel insurance - offers coverage to senior citizens aged up to 85 years. These senior citizens do not have to go through a medical test.
    • Schengen travel insurance - offers coverage for adults up to 70 years and new-born babies over 90 days. However, the travel should be only business or tourism.

    Factors Affecting the Cost of a Travel Insurance Plan

    The following factors affect the cost of a travel insurance plan-

    1. Country of visit
    2. Pre-existing diseases
    3. Type of cover
    4. Length of Trip
    5. Time Sensitivity
    6. Additional Boosters
    7. Hazardous Sports Coverage
    8. Policy Maximum

    Travel Insurance Claim Process

    In case of any emergency assistance during your stay abroad, you need to call your insurer immediately.

    1. Intimate the claim within 24 hours of occurrence of claim
    2. To avail Worldwide cashless facility, directly call your insurer
    3. For reimbursement, submit the duly filled claim form along with all documents and doctor’s reports to your insurer when you get back home

    Documents Required

    Details & Documents for Claim Filing,

    1. Policy number
    2. Name of insured person
    3. Your current contact number and email id
    4. Diagnosis in case of medical cases
    5. Place and country of loss
    6. Provider name
    7. Contact details and the name of the caller (in case the person intimating the claim is not the insured)
    8. Date & time of accident
    9. Brief description of loss

    List of documents you should keep ready while making a claim,

    1. Claim Form
    2. Doctor's report
    3. Original admission/discharge card
    4. Original bills/receipts/prescription
    5. Original X-ray reports/ Pathological/ Investigative reports
    6. Copy of passport/Visa with entry & exit stamp

    Loss of Baggage,

    1. Claim Form
    2. Copies of Baggage Tags
    3. Copies of correspondence with the airline authorities/Others about loss of checked baggage
    4. Property Irregularity Report (obtained from Airline)
    5. Details of compensation received from Airlines/Other authorities, if any

    Delay of Baggage,

    1. Claim Form
    2. Copies of baggage tags
    3. Copies of correspondence with the airline authorities certifying the delay
    4. Property Irregularity Report (obtained from Airline)
    5. Original bills/receipts/invoices pertaining to expenses incurred/purchases made during the delay period

    Trip Delay/ Cancellation/ interruption/ missed connection,

    1. Claim Form
    2. Confirmation from the airlines, clearly mentioning the scheduled arrival time and the actual arrival time
    3. Copies of correspondence with the airline authorities certifying the delay
    4. Medical reports and doctors statement, if trip is cancelled or interrupted due to medical reasons
    5. Termination letter from the company, if trip is cancelled or interrupted due to employment reason
    6. Original tickets of the insured and the traveling companion indicating travel to the same destination for the same dates, in case the cancellation or interruption is owing to the sickness, injury or death of a traveling companion
    7. All the bills / receipts of reasonable additional expenses incurred and / or proof of cancellation charges levied by the carriers

    Loss of Passport,

    1. Copy of new passport
    2. Copy of previous passport (if available)
    3. Original bills/invoices of expenses incurred for obtaining a new passport
    4. Copy of FIR/ Police Report

    Personal Liability,

    1. Full statement of the facts in writing
    2. Witness statements
    3. Any other documents relevant to the incident, including Summons, legal notice etc.
    4. Any other information you would like to share with us

    Hijack,

    1. Claim Form
    2. Full statement of the events in writing
    3. Airline correspondence (copy of Passenger List etc.)
    4. Copy of ticket/ Boarding Pass

    Accidental Death & Dismemberment,

    1. Claim Form
    2. Original Death Certificate
    3. Copy of FIR/Police Inquest Report/Coroner’s Report
    4. Copy of Post Mortem report
    5. Dismemberment Case: Copy of treatment papers along with documents 1 &3 above

    Financial Emergency Assistance,

    1. Date of loss
    2. Copy of FIR/ Police Inquest Report

    Compassionate Visit,

    1. Medical reports and Certificate from the doctor confirming hospitalization of the insured, reason & duration of hospitalization
    2. Doctor's statement specifically stating the need for an attendant

    Study Interruption,

    1. Medical reports, statement from the treating doctor or death certificate as a proof of the reason of study interruption
    2. Medical statements from relations or spouse will not be accepted
    3. Receipts of the university fees paid

    Why Do You Need Travel Insurance?

    There are chances that you might come across some unforeseen situations in a foreign land. To tackle such emergencies, especially in unfamiliar surroundings, it becomes important to buy the best travel insurance plan. Travel insurance safeguards you financially from situations like hijack, theft, sickness etc. The cost of such emergencies abroad would rip you off completely without a good travel insurance plan.

    Mentioned below are the reasons why you should buy a travel insurance plan:

    • Compensation for flight delays, trip delays, etc.,
    • Compensation of expenses with regards to trip termination
    • Medical treatments, hospitalization and hotel accommodation for medical emergencies
    • Customized plans, according to the destination they are travelling to
    • Cover for personal liabilities, accidental death, travel delays, legal expenses, dental treatments, repatriation and emergency reunion
    • 24/7 customer service support to policyholders and assistance for loss of documents, accidents, etc.

    So, wait no more and buy travel insurance online and become worry-free.

    What Makes Comparison of Travel Insurance Important?

    Travel insurance plans offer coverage from all possible emergency crisis during transit. Different insurers form their own best travel insurance plans on certain parameters. Those parameters could vary from one plan to another. You must compare travel insurance, as this would help you understand if the features and benefit of your chosen travel insurance plan align well enough with your requirements and preferences. If you compare travel insurance policies, you would get the best travel insurance plan that is not only pocket-friendly but at the same time also provides adequate coverage for loss of baggage, trip delays, or even personal accident. It is good to have several quotations in front of your eyes, their advantages, terms and conditions. It can help you compare, shortlist and nail down the best travel insurance policy that is suitable for you. Once you complete your comparison you can then buy travel insurance online.

    Key Things to Consider Before You Compare Travel Insurance Plans

    Make sure your travel insurance policy gives you the ultimate carefree journey. You should compare travel insurance plans for:

    1. Pre-existing Medical Conditions: Check the terms that each insurance provider has about pre-existing conditions.

    2. Limits on Trip Duration: If you are traveling abroad, for how many consecutive days would you be covered? That's one of the questions you need to ask yourself when comparing plans. If you exceed the pre-determined limit even a single day, it could invalidate your insurance plan.

    3. Levels of Cover: Figure out what your needs are and how much cover would serve the purpose of purchasing a travel insurance.

    4. Sports and action-packed holiday: If you are an adrenaline-junkie and engaging in risky sports or activities during your trip is on your mind, get covered for that as well.

    5. Personal belongings: If you are negligent, your insurer could refuse to compensate upfront. Most policies only cover theft or accidental loss of cash if you were pick-pocketed or it was sneaked from your safe deposit locker in your room.

    6. Flight cancellations: You are all set to fly on a dream journey, but due to illness your trip is cancelled. Your travel insurance can cover your cancellation expenses.

    7. Missed flight: It may not be your fault if you miss a flight, but ensure your insurer covers you for a new flight.

    8. Exclusions: Sometimes certain destinations could be excluded from your policy. Compare policies to check if they cover destinations that you would most likely be your weekend getaway.

    9. Additional benefits: Make your travel insurance policy more appealing by adding extra benefits such as free support, easy approval, hassle-free claim process, free cover for children.

    Speak to our Coverfox advisory team to understand your options and settle for nothing but the best travel insurance plan. We are here to help you buy travel insurance online.

    How to Compare Travel Insurance Online?

    Comparison of travel insurance online is very convenient. In order to compare travel insurance online you should

    • Assess your requirements
    • Research a little about the background of the insurance company
    • Understand which type of policy would be suitable for you
    • Compare features and benefits of all plans using the parameters mentioned above
    • Figure out your ideal travel insurance plan

    Once you complete the comparison and zero down on the best travel insurance plan, you can buy travel insurance online in just a few clicks.

    Calculating Premium of Travel Insurance Plan

    How is the premium calculated?

    The premium for a Travel Insurance cover is determined on the basis of the following factors:

    • Travel age
      AGE

      The older you are, the higher will be the cost of premium you need to pay.

    • Destination
      DESTINATION

      You would need to pay more while traveling to countries such as Japan, the United States or Canada.

    • Travel Duration
      Travel Duration

      Going on a long trip? You'll have to be prepared to shell out more money for your premium.

    • Plan Coverage
      PLAN COVERAGE

      Single trip insurance requires a lower premium than a multi-trip cover. It also depends on the sum assured.

    Coverfox advantage Coverfox Advantage

    Expert Advice

    At Coverfox, we help you compare travel insurance in India along with expert advice and an informed, unbiased opinion that clears the confusion and helps you buy that perfect plan for you. Can it get any easier?
    Expert advice

    POST-SALES ASSISTANCE

    Service Managers who assist you with all your post-sale requirements - from claims processing to renewals! They are like superheroes, but only better.
    Post sales assistance
    You happy. We happy.

    "My first experience with Coverfox was an absolute delight. Their positive response and effective actions changed my opinion of the entire insurance segment. Hope they keep it up!"

    Ramachandran D

    "What I’ll never stop being thankful for is the fact that my claim for total loss was settled in such less time. Thank you so much for all the support from your side!"

    Arun H

    "Their prompt replies, seriousness about policy deliveries and commitment to their job are just some factors that make Coverfox shine through. But their complete transparency in their calls clearly is the icing on the cake!"

    Navneet

    "Having been a customer for over a year, I feel relaxed as far as health insurance is concerned. Their customer service personnel guided me through each step of my process while helping me finding the best plan!"

    Manoj Kumar Jain
    Travel Insurance FAQs

    Things You Must Know

    What's not included in your Travel Insurance Cover?

    Having a travel insurance can help you travel stress-free. But there are certain circumstances where the insurance might not be of any help:

    • Travelling against medical advice.
    • Travelling outside home country for medical treatment or cosmetic surgery.
    • Going for extreme, high-risk sports, like scuba-diving and bungee-jumping.
    • Losses when you were under the influence of narcotics or alcohol.

    How do you compare plans before choosing one?

    Whether you are a frequent traveller or insuring your dream vacation to an exotic destination, choose your travel insurance plan wisely. Compare on the basis of:

    • Coverage: Evaluate the coverage offered against the premium you would pay to strike perfect balance.
    • Claim Settlement Ratio: Keep an eye on the reputation of the insurance company in disposing claims and the speed of settlement.
    • Customer Service: Has to be quick and competent to handle travel emergencies arising in a different geographical location and time-zone.
    • Exclusions and Deductibles: Know what's not covered in the policy. Remember that most insurers set a deductible amount, to be paid by the trave-ler during emergency.

    How can you seek assistance on your Travel Insurance in a foreign land?

    Every insurance company offering Travel Insurance has a network of international assistance companies or partners who offer assistance in case you need any help in a foreign land. The contact numbers are usually mentioned in your policy documents. Did you know that these companies can do the following things for you?

    • Provide round-the-clock assistance.
    • Register a claim.
    • Coordinate with local service providers.
    • Arrange for medical assistance.
    • Organize for repatriation & evacuation services.

    Why is it important to take travel insurance?

    Travel insurance protects you coverage against travel risks such as stolen baggage, cancellation of flight, accident, injury etc. It pays you the financial expenses towards the unforeseen incidents that may spoil your trip and put a financial burden on you.

    Is there a free look period in the travel policy?

    Yes, there is a free look period for annual multi-trip travel policy. The condition is that free look period benefit is available provided your trip has not commenced.

    What is a deductible?

    A deductible in your plan is something you will have to pay from your pocket in a claim. For example, if a deductible on a travel insurance for hospital treatment is $100 and the bill comes to $1000 then the insurance company will be liable to pay only $900 and the rest $100 will be borne by you.

    When should you buy travel insurance?

    If you are a frequent traveller - domestic and international, it is advisable to purchase a travel insurance plan. A good travel insurance plan will help you cover medical expenses, trip cancellation, lost luggage, flight accident and other losses incurred while traveling. The best time to purchase a travel insurance plan is within 15 days of making the first deposit on your trip. Ensure you understand the level of coverage provided.

    How much does travel insurance cost?

    The actual cost of travel insurance varies from one insurer to another. In general, a travel insurance plan will cost 4%-10% of your total prepaid, non-refundable trip cost.

    What is the best travel insurance Plan?

    There is no single best travel insurance plan. The top 10 travel plans comes from General insurance companies in India like:

    1. Religare Health Insurance
    2. Tata AIG General Insurance
    3. Apollo Munich Health Insurance
    4. Reliance General Insurance
    5. Bharti AXA General Insurance
    6. HDFC ERGO General Insurance
    7. Digit General Insurance
    8. Bajaj Allianz General Insurance
    9. Royal Sundaram General Insurance
    10. SBI General Insurance

    What is covered by Travel Insurance?

    A travel insurance plan provides cover for the following:

    1. Emergency Medical Assistance
    2. Emergency Medical Evacuation
    3. Accidental Death & Dismemberment benefit
    4. Lost/Stolen Luggage
    5. Trip Cancellation
    6. Trip Interruption
    7. Flight Cancellation/Travel Delay
    8. Loss of Passport
    9. Trip delay (6 days max)
    10. Missed connections
    11. Compassionate visit

    Is it good to have travel insurance?

    While having travel insurance is not mandatory, it is always a wise decision to avail it, especially for expensive trips. A travel insurance policy typically covers - trip cancellation, medical emergencies, trip interruption, delays, medical emergencies, medical evacuation, and lost, stolen, or damaged luggage. Travel insurance does not only help travellers avoid misfortunes during their trips, but also provides security in the form of monetary compensation.

    Why do I need travel insurance?

    When an individual is taking an overseas trip, be it for business or leisure, he or she has to put in a lot of time in preparation, ensuring that the journey is comfortable, safe and fruitful. That is why having a travel insurance cover is the most important. Besides acting as a safety net against the risk of incurring unforeseen medical expenses, it offers financial protection against travel-related emergencies that could ruin one’s trip, such as losing a checked-in baggage or passport.

    How do I choose travel insurance?

    Before availing travel insurance, it is important for one to assess his or her needs and requirements and accordingly shortlist policies. The destination as well as the nature of the trip plays a big role in determining the type of cover the individual purchases. If, for instance, the individual is visiting the U.S., he or she will need to buy a policy that offers comprehensive travel medical insurance. This is due to the fact that the cost of medical treatment is very high in the country. The applicant must also take time to understand the pre-defined limits for coverage, check the policy wordings for pre-existing medical conditions and note down the exclusions.

    What companies sell travel insurance?

    The companies that offer travel insurance in India include:

    • HDFC ERGO
    • Religare
    • Bajaj Allianz
    • Bharti Axa
    • Cholamandalam MS
    • Future Generali
    • IFFCO Tokio
    • New India Assurance

    Is travel insurance worth getting?

    A travel insurance policy protects the policyholder from financial risks and losses that can arise while traveling. These losses could be minor, such as delayed baggage, or major, like a trip-cancellation or a medical emergency in a foreign country. With a travel cover in place, the financial losses of the policyholder would be covered after he or she has filed a claim, and the same is approved by the insurance provider. Thus, it can be said that travel insurance is a must-have for every traveller, as it protects them from unexpected events that can take place before or during their trip.

    What are the trip cancellation benefits offered under travel insurance?

    A travel insurance policy that includes trip cancellation benefits will reimburse the policyholder for his or her prepaid, non-refundable expenses in the event the trip has been cancelled for a covered reason. Interruptions or rescheduling are generally covered as well. Nearly all comprehensive travel insurance plans include some coverage for trip cancellations, however, the elements covered would vary from policy to policy. Before availing a travel insurance plan, buyers are advised to go through the fine print of what is covered and what is not covered.

    What credit cards have travel insurance?

    Some of the banking institutions that offer travel insurance on their credit cards are: Standard Chartered Bank, IndusInd Bank, ICICI and HSBC. The features and benefits of the travel insurance offered with the credit card will differ from one institution to another. Users are advised to read the travel insurance benefits offered on the credit cards before availing one.

    How does travel insurance work?

    Travel insurance is a policy you purchase to protect yourself from certain financial risks and losses that may occur while traveling. These losses could be in the form of delayed or lost baggage, last-minute trip cancellation or a medical emergency that occurs overseas. In most cases, a travel insurance policy reimburses you for your covered financial losses post filing a claim and the claim is approved. Filing a claim means providing proof of your loss to the travel insurance company, so that they can verify the situation and reimburse you for your covered losses.

    Can you purchase travel insurance after booking?

    You can purchase travel insurance any time before the date of your departure. However, it is advised to buy your travel insurance policy as soon as you do the booking if you want most aspects included in your policy.

    Can you fly without travel insurance?

    Yes, you can fly without travel insurance. However, it is always wise to have a travel insurance policy to get a financial cover in case of medical emergencies, loss of baggage or any other untoward situation.

    Can you buy travel insurance after starting your trip?

    No, you cannot buy travel insurance after starting your trip. Latest, you can buy it a few days before your departure.

    Does AAA offer travel insurance?

    Yes, AAA offers the AAA travel insurance through branches, only to those individuals who have purchased all or a portion of their travel plans through AAA.

    How much does medical travel insurance cost?

    Various general insurance providers offer different travel insurance plans. One can get a customised plan that covers all his/her travel insurance needs and accordingly pay for the same.

    What's the best travel insurance to get?

    The 5 general insurance companies that offer the best travel insurance plans in India are-

    • Apollo Munich General Insurance
    • Bajaj Allianz General Insurance
    • HDFC Ergo General Insurance
    • Reliance General Insurance
    • TATA AIG General Insurance

    Does Travel Insurance cover lost luggage?

    Yes, in case of permanent loss of luggage, the loss is covered under travel insurance’s baggage coverage, which reimburses the insured traveler (up to the policy limit) for the value of lost luggage and the personal items inside.

    Can I change my itinerary after getting a Schengen visa?

    Yes, you can definitely make changes such as switch hotels or day tour activities, but the travel insurance will not be applicable in case you visit a non-Schengen country.

    How much is the travel insurance for a Schengen visa?

    This usually depends on the length and purpose of stay/visit. It can range anywhere from 20 Euros to 271 Euros.

    Which country is the easiest to get a Schengen visa?

    Lithuania is the easiest Schengen country to get a visa from, with only 1.3% of the short-term applications rejected in 2018.

    What are the chances of Schengen visa rejection?

    When there is insufficient proof of means of existence or purpose for the duration of stay in the Schengen Area, there is a chance of rejection.

    Customer Reviews
    Average Customer Rating:
    Travel Insurance4 / 5 ( 23 reviews )
    Write a review
    Roshani
    Excellent Service
    Very helpful team.
    11 Feb
    Noopur
    Fast response
    Got policy in 1 min!
    06 Jan
    Madan
    Good product
    Useful
    29 Dec 2019
    Close