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 Health Insurance
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 Liberty Health Insurance
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 Health Econnect Policy
Liberty General logo
Liberty General

Health Connect (E-Connect)

Highlights

Sum Insured Restore
Hospital Daily Cash Allowance
Second Opinion
Sum Insured Enhancement on Renewal
Extended Policy Tenure
Coverage available upto 7.5 Lakh
Total cashless network hospitals 5491
81.03% Claim Settlement Ratio
Sum Insured Restore
Hospital Daily Cash Allowance
Second Opinion
Sum Insured Enhancement on Renewal
Extended Policy Tenure
Coverage available upto 7.5 Lakh
Total cashless network hospitals 5491
81.03% Claim Settlement Ratio
family premium calculation
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Overview

The Health Connect (E-Connect) Policy by Liberty General Insurance is both, an individual as well as a family health insurance plan. It covers you for all your hospitalisation & healthcare needs. This plan comes with a sum insured option where the amount can range from 3 Lakhs to 7.5 Lakhs. It comes with a wide range of coverage benefits that include nursing allowance, organ donor transplant, domiciliary hospitalisation, daycare treatment, pre-hospitalisation and post-hospitalisation, in-patient treatment, etc. Please read further to understand all the features & benefits of this plan. You can also check whether you are qualified for this plan or not & also understand what is covered and what is not covered in this plan. Less

The Health Connect (E-Connect) Policy by Liberty General Insurance is both, an individual as well as a family health insurance plan. It covers you for all your hospitalisation & healthcare needs. This plan comes with a sum insured option where the amount can range from 3 Lakhs to 7.5 Lakhs. It comes with a wide range of coverage benefits that include nursing allowance, organ donor transplant, domiciliary hospitalisation, daycare treatment, … More

Features of Health Connect (E-Connect)

Key features to look for while selecting your health insurance plan
Sum Assured:
10.0%

Renewal Bonus

Renewal Bonus
Renewal bonus is bonus money added in the sum insured for every claim free year.
0%

Copay

Copay
Copay is the percentage of the claim amount that is borne by an insured person.
No limit on room rent

Room Rent

Room Rent
Room rent limit is the maximum amount of per day room charges that you can claim in case you get admitted to a hospital.
4 years

PED Waiting period

PED Waiting period
The amount of time you need to wait for, from the start of your policy, to be able to use the benefits in case of a particular disease
Available

Health checkup

Health checkup
This plan offers a free health checkup (specific test package), after a period of 2 years, provided you have not filed a claim.

What is covered?

Sum Assured:
Renewal Bonus
10.0%

Renewal Bonus

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What is Renewal Bonus
Renewal bonus is added in the sum insured for every claim free year. This plan offers No Claim Bonus of up to maximum of 100% of Sum Insured.
Pre hospitalization
30 days

Pre hospitalization

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What is Pre hospitalization
Medical expenses up to 30 days before admission will be covered.
Post Hospitalization
60 days

Post Hospitalization

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What is Post Hospitalization
Medical expenses up to 60 days after discharge will be covered.
Health checkup
Available

Health checkup

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What is Health checkup
This plan offers a free health checkup (specific test package), after a period of 2 years, provided you have not filed a claim.
Hospital Daily Cash
Rs 500

Hospital Daily Cash

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What is Hospital Daily Cash
For longer duration hospitalization, this plan provides a fixed amount per day for small expenses. Total limit for such expenses is Rs. 500
Restore benefits
Up to 100.0% of sum assured

Restore benefits

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What is Restore benefits
This plan reinstates your basic cover, in case you exhaust your cover in a policy year. Restoration works only for unrelated claims.
Ambulance charges
Covered

Ambulance charges

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What is Ambulance charges
You can claim Rs. 1,500 per hospitalization up to a maximum of Rs. 1,500 for ambulance charges.
Home hospitalization
Covered

Home hospitalization

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What is Home hospitalization
Treatment taken at home for any medical reason, if hospitalization is not possible. This is a rare scenario and is termed as 'Domiciliary Hospitalization'. In such a scenario, expenses of up to Rs 30,000 are covered in this plan.
Organ Donor
Covered

Organ Donor

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What is Organ Donor
In case of an organ transplant and there is a need of an organ donor, hospitalisation charges for the organ donor are covered in this plan. However, the cost of finding a donor is not covered.
Day Care
139 procedures upto S.I.

Day Care

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What is Day Care
Health insurance covers medical expenses only for hospitalizations exceeding 24 hours. Day care procedures refers to medical treatment undertaken in a hospital requiring less than 24 hours due to technological advancement. This plan covers listed day care procedures as mentioned in the policy wordings.
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What’s not covered

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Maternity
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AYUSH Cover
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OPD
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War related Injuries
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Cosmetic Surgery
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Lasik eye treatment
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Damage while driving under the influence of liquor or drugs
Compare, Buy and Renew Health Insurance Plans Online

Cashless network hospitals

You don’t have to pay a penny to get your treatment done in the network hospitals of Liberty General.
Search for number of nearby cashless network hospitals in your area.
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0
Network Hospitals in India
Search cashless hospitals in your area
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126

Eligibility criteria

AGE ELIGIBILITY

18 years
Adult
65 years
Max age bar

POLICY PERIODS

1
year(s)
 2
year(s)

AGE ELIGIBILITY

3 months
65 years
Max age bar

No. of Members Covered

4
Members
Upto 2
Adults
Upto 2
Children

Policy Periods

1 year(s) 2 year(s)

Waiting period

After
4 years
You can claim for any pre-existing conditions after 4 years of the policy start date.
After
30 days
A 30 days cooling period for all claims except any arising out of accidental injuries

About Liberty General

Liberty General Insurance offers various online insurance policies and car insurance renewal policies. It has a network of 5000+ Partner Hospitals, 4300+ partner garages for motor insurance support, 94% claim settlement ratio & 110 offices all over India. Less

Liberty General Insurance offers various online insurance policies and car insurance renewal policies. It has a network of 5000+ Partner Hospitals, 4300+ partner garages for motor insurance support, 94% claim settlement ratio & 110 offices all over India.

Other plans of Liberty General

Health Connect - Supreme

Liberty Health Connect Policy is an individual as well as …
View Details

Health Connect - Elite

Liberty Health Connect Policy is an individual as well as …
View Details

Health Connect - Basic

Liberty Health Connect Policy is an individual as well as …
View Details

Health Connect Supra

Liberty Health Connect Policy is an individual as well as …
View Details
family premium calculation
Want Expert Advice?
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I hereby authorize Coverfox to communicate with me on the more
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Types of Health Insurance

Health Insurance
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Health Insurance for Senior Citizens
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Health Insurance for Parents
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Critical Illness Insurance
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Want Expert Advice?
Talk to our Insurance experts to choose the right plan as per your medical needs.
I hereby authorize Coverfox to communicate with me on the given number for my Insurance needs. I am aware that this authorization will override my registry under NDNC. Less
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Thank you for scheduling a call with us! One of our Health Insurance experts will call you shortly.
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