- About Coverfox
Liberty General, a joint venture between Liberty Citystate holdings PTE Ltd and Enam Securities and DP Jindal Group, understands the vitality of health and therefore, offers comprehensive health insurance plans that benefit each individual.
The insurance provider covers pre and post hospitalisation expenses, the cost of second consultation and offers a free look up period of up to 15 days. These unique health insurance policies ensure that your health is their priority.
Liberty General offers you seamless health care solutions that ensure you are provided with the best benefits during a medical emergency. The health insurance policies by Liberty General ensure a cashless medical insurance across a wide network of hospitals. The plans offered come with a 15 day free look period and offer loyalty perks that increase your sum insured to 10% in case of a claim free year.
Liberty General offers you a quick and hassle-free claim process through their appointed Vipul Med Corp TPA. The group is committed in offering quick claim support.
How to register a claim with Liberty General -
List of documents required for claim process
In-patient Treatment/Daycare Procedures
Duly filled and signed Claim Form.
Photocopy of ID card / Photocopy of current year policy.
Original Detailed Discharge Summary / Day care summary from the hospital. Original consolidated hospital bill with bill no. and break up of each Item, duly signed by the Insured.
Original payment receipt of the hospital bill with receipt number
First Consultation letter and subsequent Prescriptions. Original bills, original payment receipts and Reports for investigation supported by the note from the attending Medical Practitioner/ Surgeon demanding such test.
Surgeons certificate stating nature of Operation performed and Surgeons Bills and Receipts
Attending Doctors/ Consultants/ Specialist's/ Anesthetist Bill and receipt and certificate regarding same
Original medicine bills and receipts with corresponding Prescriptions.
Original invoice/bills for Implants (viz. Stent /PHS Mesh/ IOL etc.) with original payment receipts.
Hospital Registration Number and PAN details from the Hospital.
Doctor’s registration Number and Qualification from the doctor.
Road traffic accident
In addition to in-patient treatment documents, copy of FIR from Police Department / Copy of the Medico-Legal Certificate is to be submitted.
In non-medico legal cases
The treating Doctor’s Certificate with details of injuries (How, when and where injury sustained)
In Accidental Death cases In this case, copy of post mortem report along with death certificate is to be submitted.
For Death Cases
In addition to in-patient documents, copy of death certificate, legal heir certificate and original death summary from the hospital has to be submitted.
Pre and post-hospitalisation expenses
Reimbursement of Organ Donor Expenses
In addition to the documents of general hospitalization
In addition to the In-patient Treatment documents -
The company may ask for additional documents as relevant to the claim.
With high customer service, technology implementation, Liberty General has become one of the leading insurance companies in India. In 2014, the company was awarded with ‘Employer of choice’ by excellence awards. With one of the most comprehensive and flexible health plans, Liberty General stands out distinctly with their 5000+ hospital network partner and thus, must be looked forward when buying a health insurance plan.
Liberty Health Insurance has claim settlement ratio of 94%
Liberty Health Insurance is a joint venture between Liberty Citystate holdings PTE Ltd, a group company of US Headquartered Liberty Mutual Insurance Group, a leading multinational property and casualty group, Enam Securities, a privately owned and managed firm.
Yes, there is an age limit to purchase Liberty Health Insurance. Minimum age limit is 18 years and maximum is 65 years
Liberty Health Insurance has a network hospital base of over 5000+ hospitals
To claim for Liberty Health Insurance, you can call at 1800 102 7477 or write an email at email@example.com
Liberty Health Insurance offers five types of health insurance plans, namely Health Connect Supra, Liberty Health Connect Policy, Janta Personal Accident Policy, and Individual Personal Accident policy.
The waiting period for pre existing ailments under Liberty Health Insurance is 36 months
Liberty Health Insurance offers policies with tenure of 1 year & 2 year
Under the Liberty Health Insurance, two adults, two adults with one child, two adults with two children, one adult with one, two or three children can be covered
For every claim free year, Liberty Health Insurance offers 10% increase in the sum insured