- About Coverfox
Liberty General, a joint venture between Liberty Citystate holdings PTE Ltd and Enam Securities and DP Jindal Group, understands the vitality of health and therefore, offers comprehensive health insurance plans that benefit each individual.
The insurance provider covers pre and post hospitalisation expenses, the cost of second consultation and offers a free look up period of up to 15 days. These unique health insurance policies ensure that your health is their priority.
Liberty General offers you seamless health care solutions that ensure you are provided with the best benefits during a medical emergency. The health insurance policies by Liberty General ensure a cashless medical insurance across a wide network of hospitals. The plans offered come with a 15 day free look period and offer loyalty perks that increase your sum insured to 10% in case of a claim free year.
Liberty General offers you a quick and hassle-free claim process through their appointed Vipul Med Corp TPA. The group is committed in offering quick claim support.
How to register a claim with Liberty General -
List of documents required for claim process
In-patient Treatment/Daycare Procedures
Duly filled and signed Claim Form.
Photocopy of ID card / Photocopy of current year policy.
Original Detailed Discharge Summary / Day care summary from the hospital. Original consolidated hospital bill with bill no. and break up of each Item, duly signed by the Insured.
Original payment receipt of the hospital bill with receipt number
First Consultation letter and subsequent Prescriptions. Original bills, original payment receipts and Reports for investigation supported by the note from the attending Medical Practitioner/ Surgeon demanding such test.
Surgeons certificate stating nature of Operation performed and Surgeons Bills and Receipts
Attending Doctors/ Consultants/ Specialist's/ Anesthetist Bill and receipt and certificate regarding same
Original medicine bills and receipts with corresponding Prescriptions.
Original invoice/bills for Implants (viz. Stent /PHS Mesh/ IOL etc.) with original payment receipts.
Hospital Registration Number and PAN details from the Hospital.
Doctor’s registration Number and Qualification from the doctor.
Road traffic accident
In addition to in-patient treatment documents, copy of FIR from Police Department / Copy of the Medico-Legal Certificate is to be submitted.
In non-medico legal cases
The treating Doctor’s Certificate with details of injuries (How, when and where injury sustained)
In Accidental Death cases In this case, copy of post mortem report along with death certificate is to be submitted.
For Death Cases
In addition to in-patient documents, copy of death certificate, legal heir certificate and original death summary from the hospital has to be submitted.
Pre and post-hospitalisation expenses
Reimbursement of Organ Donor Expenses
In addition to the documents of general hospitalization
In addition to the In-patient Treatment documents -
The company may ask for additional documents as relevant to the claim.
With high customer service, technology implementation, Liberty General has become one of the leading insurance companies in India. In 2014, the company was awarded with ‘Employer of choice’ by excellence awards. With one of the most comprehensive and flexible health plans, Liberty General stands out distinctly with their 4000+ hospital network partner and thus, must be looked forward when buying a health insurance plan.