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National Insurance Company Health Insurance
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Arogya Sanjeevani Policy
National Insurance Company logo
National Insurance Company

National Insurance Arogya Sanjeevani Plan

Highlights

Cataract treatment cover upto Rs 40000/-
50% of the Sum Insured for 12 listed procedures (Modern treatments)
Pre Negotiated Package rates for specific surgeries/procedure in network hospitals.
Coverage available upto 5 Lakh
Total cashless network hospitals 2620
83.78% Claim Settlement Ratio
Cataract treatment cover upto Rs 40000/-
50% of the Sum Insured for 12 listed procedures (Modern treatments)
Pre Negotiated Package rates for specific surgeries/procedure in network hospitals.
Coverage available upto 5 Lakh
Total cashless network hospitals 2620
83.78% Claim Settlement Ratio
family premium calculation
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Overview

Arogya Sanjeevani Policy is a standard individual indemnity health insurance plan. It covers Hospitalisation Expenses the policy holder incurs for Day Care Treatment or In-Patient Care due to an Illness or Injury during the Policy Period. The policy also covers Pre Hospitalisation (30 days) & Post Hospitalisation (60 days) expenses & Ambulance Charges. Read below to understand more in detail about the benefits of this plan. Less

Arogya Sanjeevani Policy is a standard individual indemnity health insurance plan. It covers Hospitalisation Expenses the policy holder incurs for Day Care Treatment or In-Patient Care due to an Illness or Injury during the Policy Period. The policy also covers Pre Hospitalisation (30 days) & Post Hospitalisation (60 days) expenses & Ambulance Charges. Read below to understand more in detail about the benefits of this plan.

Features of National Insurance Arogya Sanjeevani Plan

Key features to look for while selecting your health insurance plan
Sum Assured:
5.0%

Renewal Bonus

Renewal Bonus
Renewal bonus is bonus money added in the sum insured for every claim free year.
5%

Copay

Copay
Copay is the percentage of the claim amount that is borne by an insured person.
Rs 2,000/- limit

Room Rent

Room Rent
Room rent limit is the maximum amount of per day room charges that you can claim in case you get admitted to a hospital.
4 years

PED Waiting period

PED Waiting period
The amount of time you need to wait for, from the start of your policy, to be able to use the benefits in case of a particular disease

What is covered?

Sum Assured:
Renewal Bonus
5.0%

Renewal Bonus

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What is Renewal Bonus
Renewal bonus is added in the sum insured for every claim free year. This plan offers No Claim Bonus of up to maximum of 50% of Sum Insured.
Pre hospitalization
30 days

Pre hospitalization

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What is Pre hospitalization
Medical expenses up to 30 days before admission will be covered.
Post Hospitalization
60 days

Post Hospitalization

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What is Post Hospitalization
Medical expenses up to 60 days after discharge will be covered.
Ambulance charges
Covered

Ambulance charges

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What is Ambulance charges
You can claim Rs. 2,000 per hospitalization up to a maximum of Rs. 2,000 for ambulance charges.
AYUSH Cover
Covered

AYUSH Cover

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What is AYUSH Cover
Sidha, Ayurvedic, Homeopathic, Unani are covered up to a sum of Rs 1,00,000
Day Care
All procedures upto S.I.

Day Care

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What is Day Care
Health insurance covers medical expenses only for hospitalizations exceeding 24 hours. Day care procedures refers to medical treatment undertaken in a hospital requiring less than 24 hours due to technological advancement. All day care procedures are covered in this plan.
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What’s not covered

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Maternity
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Health checkup
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Hospital Daily Cash
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Restore benefits
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OPD
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Home hospitalization
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Organ Donor
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War related Injuries
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Cosmetic Surgery
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Lasik eye treatment
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Damage while driving under the influence of liquor or drugs
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Cashless network hospitals

You don’t have to pay a penny to get your treatment done in the network hospitals of National Insurance Company.
Search for number of nearby cashless network hospitals in your area.
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2620
Network Hospitals in India
Search cashless hospitals in your area
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56

Eligibility criteria

AGE ELIGIBILITY

18 years
Adult
60 years
Max age bar

POLICY PERIODS

1
year(s)

AGE ELIGIBILITY

3 months
60 years
Max age bar

No. of Members Covered

8
Members
Upto 4
Adults
Upto 4
Children

Policy Periods

1 year(s)

Waiting period

After
4 years
You can claim for any pre-existing conditions after 4 years of the policy start date.
After
30 days
A 30 days cooling period for all claims except any arising out of accidental injuries

About National Insurance Company

(NICL) National Insurance Company Limited is an Indian nationalised general insurance company. It is under the ownership of Ministry of Finance, Govt. of India. Its portfolio comprises of a wide array of general insurance policies which it offeres to a huge arena of clients from different sectors of the economy. Apart from being one of the leading insurance providers in India, it also serves Nepal. Read below to understand more in detail about the benefits of this plan. Less

(NICL) National Insurance Company Limited is an Indian nationalised general insurance company. It is under the ownership of Ministry of Finance, Govt. of India. Its portfolio comprises of a wide array of general insurance policies which it offeres to a huge arena of clients from different sectors of the economy. Apart from being one of the leading insurance providers in India, it also serves Nepal. Read below to understand more … More

Other plans of National Insurance Company

Super Topup Mediclaim

This plan takes care of the policy holder's medical expenses …
View Details
family premium calculation
Want Expert Advice?
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I hereby authorize Coverfox to communicate with me on the more
I hereby authorize Coverfox to communicate with me on the given number for my Insurance needs. I am aware that this authorization will override my registry under NDNC. less
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Types of Health Insurance

Health Insurance
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Health Insurance for Senior Citizens
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Health Insurance for Parents
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Maternity Insurance
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Critical Illness Insurance
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family premium calculation
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Want Expert Advice?
Talk to our Insurance experts to choose the right plan as per your medical needs.
I hereby authorize Coverfox to communicate with me on the given number for my Insurance needs. I am aware that this authorization will override my registry under NDNC. Less
I hereby authorize Coverfox to communicate with me on the More
Thank you for scheduling a call with us! One of our Health Insurance experts will call you shortly.
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