Main Highlight of the plan
- This plan offers coverage to entire family under one sum insured on a shared basis.
- Although this policy does not cover maternity expenses, this plan covers new born up to the renewal of the existing policy.
- This plan has premium loading up to 2% per year after age 65 years depending in the premium between age 60 years and 65 years.
Scope of cover
Maximum Number of Members
Sum Insured Range
Discount on premium
Children 3 months to 25 years
Adults 18 years to 60 years
Adults – 2
Children – 2
INR 2,00,000 to INR 5,00,000
All the members are covered under single premium.
Note: Pre-policy medical check-up are required for all the individuals above age 45 years to be covered under this policy or for individuals having medical history at the time of buying the policy.
Pre-policy medical check-up is required in case of enhancement of sum insured.
The pre-policy medical check-up would be reimbursed up to 50% after policy is issued.
Coverage: Benefits & Features
ROOM RENT/ ROOM CATEGORY
- For normal hospitalization, room-rent up to 1% of sum insured is covered.
- For ICU hospitalization, room-rent up to 2% of sum insured is covered.
Good to have
CRITICAL ILLNESS COVERAGE
- Note: The above mentioned non-allopathic treatments should be with government hospital, hospital or institute recognized by government or accredited by Quality Council of India/ National Accreditation board on health.