The Top-up Mediclaim offered by New India gets activated after the aggregate hospitalization expenses of the members exceed the deductible. Under this policy, the expenses on any hospitalization following activation would be covered. You can either opt for individual or family floater coverage under this policy.
Main Highlight of the plan
The Top-up Mediclaim by New India is a basic top-up plan which offers benefit after the hospitalization expenses exceed the deductible. Every expense after the deductible is covered up to sum insured.
Scope of cover
Entry age – Individuals between age 3 months up to 65 years can be covered under the policy. However, it is mandatory that the proposer's age should be between age 18 years to 65 years. For children between age 3 months up to 18 years to get covered both the parents should get covered simultaneously.
Sum Insured and deductible values:
Deductible in INR
Sum insured in INR
*Note: Pre-policy health check-up is required for individuals above age 50 years or with adverse medical history. The cost of expenses on this pre-policy check-up would be reimbursed up to 50% post issuance of policy.
Coverage: Benefits & Features
Good to have
Waiting period of 4 years is applicable for Joint Replacement due to Degenerative Condition and Age
- Note: The waiting period may vary in case the conditions listed above are pre-existing.
- There is no waiting period for claims related to accident.