SBI Corona Kavach Policy

Ever since the covid pandemic broke out in 2020, the healthcare sector has been badly affected. From mounting pressure on the hospitals to a high number of health insurance claims to high financial losses to the public due to medical expenses, everyone has suffered. This is why the government has introduced the Corona Kavach policy and asked all the health insurance companies in India to offer it. In this article, we will talk about the Corona Kavach Policy from SBI Health Insurance. Read on to know more.

The SBI Corona Kavach Policy is one of the best covid covers. It offers wholesome protection from the complications that happen due to covid and also covers the co-morbidities. As we all know, covid can cause very serious health issues which can lead to a long hospital stay. At such a time, it is important for you and your loved ones to have a health plan that covers the expenses. In the absence of it, you may have to foot the bills yourself, which will become a daunting task. Also, the Corona Kavach Policy from SBI General Insurance offers a sum insured amount of up to INR 5 lakhs, which makes it possible for you to get treated at the best hospital. This is why this cover is so important and you should definitely consider getting it.

With so many companies offering the plan, why should you get the policy from SBI Health Insurance? The answer is a simple one - SBI Health Insurance is one of the best health insurance companies in India and the Health Insurance Policies by SBI are very popular. This goes on to show the strength of the insurer and makes the company one of the safest places for you to get your covid policy. Here are some more benefits you get when you choose the SBI Corona Kavach Policy:

• Easy claim process: One of the best benefits of getting this plan is that the claim process is very simple. You can file a claim online by filling in a few forms and then by submitting all the documents needed. You can also get the cashless claim facility on this policy. All the information regarding the documentation and claim process is clearly available on the official website of SBI General Insurance.
• No pre-policy screening: You do not need to undergo a pre-policy medical screening when you want to buy SBI’s Corona Kavach Policy. This is another handy benefit. Health screenings are time consuming and may also lead to a hike in the health insurance premium. Therefore, skipping this step is an advantage for sure!
• High coverage at a low cost: This is perhaps the best benefit of this covid protection plan from SBI Health Insurance. You get a substantially high coverage value, of up to INR 5 lakhs under this plan. The minimum coverage amount is INR 50,000. The premium rate is also very affordable, starting at just INR 147. This makes the plan comprehensive as well as affordable. You can buy the plan for a minimum duration of 3.5 months and a maximum duration of 9.5 months.

Keep these points in mind and get the Corona Kavach Policy from SBI General Insurance without any further delay.

The covid care plans have been very well-designed. Just like a majority of the SBI Health Insurance Plans offer comprehensive health coverage, the covid protection policy does so too. Here is the list of covers available:

• Hospital charges: You can make a claim for the hospital bed, room and ICU charges under this plan. Also, you can get compensated for the physician charges, nursing charges and all other expenses incurred during the stay in the hospital.
• Ambulance chargesIf you need to book an ambulance to go to the hospital while getting admitted or while returning home post your recovery, you can make a claim as the ambulance costs are covered under the covid plan from SBI Health Insurance.
• Home health care: Domiciliary care is needed when you fail to find an available hospital bed. Then, a hospital set-up is created at home and you get treated there. Also, if you or any covered family member is not in a state to travel to the hospital due to mobility issues, you can get domiciliary care. This is also covered under the SBI Corona Kavach Policy.
• Post and pre-hospital care: The post and pre-hospital care expenses are also covered under this policy. However, for this to happen, you need a proper medical certificate stating the care was needed and related to the covid treatment.
• Daily hospital cash rider: This is a unique feature available with the Corona Kavach Policy from SBI Health Insurance. You can opt for a daily hospital cash rider and get a daily cash allowance to help with various overheads.

Keeping the points mentioned above in mind, you can see how beneficial the covers are. This is all the more reason why you should choose the SBI covid health insurance cover.

While the SBI Corona Kavach Policy is quite comprehensive in nature, there are some exclusions that you must be mindful of. They are:

• No coverage will be provided if the patient contracts covid while travelling to a prohibited country.
• No coverage for any pre-existing disorders.
• No coverage for the diagnostic tests was carried out to confirm covid.
• No coverage for any type of post-hospitalisation rehabilitation care.

Invest in the SBI Corona Kavach Policy as covid is still here and the threat isn't quite over yet. As we all saw in the past two years, covid affects different people in different ways and you cannot know what the dangers are for you and your family. To be on the safer side, get the best covid projection plan and choose the cover from SBI Health Insurance.