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Health Insurance
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Star Health And Allied Insurance Health Insurance
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Medi Classic Policy
Star Health Insurance logo
Star Health Insurance

Star Health Insurance Medi Classic Plan

Highlights

200% Restore Benefit
Coverage available upto 25 Lakh
Total cashless network hospitals 8651
78.62% Claim Settlement Ratio
200% Restore Benefit
Coverage available upto 25 Lakh
Total cashless network hospitals 8651
78.62% Claim Settlement Ratio
family premium calculation
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Overview

The Star Medi Classic Insurance plan provides you with a cover for hospitalisation expenses pertaining to accidental injuries, diseases & illnesses. You can also enjoy the benefits of cashless treatment in more than 9900 network hospitals. One of the most important benefits of this plan is that all Star health mediclaim policy claims are settled directly by the insurance company without the involvement of the TPA. Less

The Star Medi Classic Insurance plan provides you with a cover for hospitalisation expenses pertaining to accidental injuries, diseases & illnesses. You can also enjoy the benefits of cashless treatment in more than 9900 network hospitals. One of the most important benefits of this plan is that all Star health mediclaim policy claims are settled directly by the insurance company without the involvement of the TPA.

Features of Star Health Insurance Medi Classic Plan

Key features to look for while selecting your health insurance plan
Sum Assured:
5.0%

Renewal Bonus

Renewal Bonus
Renewal bonus is bonus money added in the sum insured for every claim free year.
0%

Copay

Copay
Copay is the percentage of the claim amount that is borne by an insured person.
Rs 3,000/- limit

Room Rent

Room Rent
Room rent limit is the maximum amount of per day room charges that you can claim in case you get admitted to a hospital.
4 years

PED Waiting period

PED Waiting period
The amount of time you need to wait for, from the start of your policy, to be able to use the benefits in case of a particular disease

What is covered?

Sum Assured:
Renewal Bonus
5.0%

Renewal Bonus

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What is Renewal Bonus
Renewal bonus is added in the sum insured for every claim free year. This plan offers No Claim Bonus of up to maximum of 25% of Sum Insured.
Pre hospitalization
30 days

Pre hospitalization

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What is Pre hospitalization
Pre (for diagnosis, tests etc.) and post hospitalization (recovery period) expenses up to Rs 5,000 will be covered in this plan. Expenses incurred 30 days pre and 60 days post hospitalization will be covered in this plan
Post Hospitalization
60 days

Post Hospitalization

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What is Post Hospitalization
Pre (for diagnosis, tests etc.) and post hospitalization (recovery period) expenses up to Rs 5,000 will be covered in this plan. Expenses incurred 30 days pre and 60 days post hospitalization will be covered in this plan
Restore benefits
Up to 200.0% of sum assured

Restore benefits

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What is Restore benefits
This plan reinstates your basic cover, in case you exhaust your cover in a policy year. Restoration works only for unrelated claims.
Ambulance charges
Covered

Ambulance charges

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What is Ambulance charges
You can claim up to a maximum of Rs. 1,500 for ambulance charges.
AYUSH Cover
Covered

AYUSH Cover

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What is AYUSH Cover
Sidha, Ayurvedic, Homeopathic, Unani are covered up to a sum of Rs 25,000
Day Care
All procedures upto S.I.

Day Care

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What is Day Care
Health insurance covers medical expenses only for hospitalizations exceeding 24 hours. Day care procedures refers to medical treatment undertaken in a hospital requiring less than 24 hours due to technological advancement. All day care procedures are covered in this plan.
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What’s not covered

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Maternity
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Health checkup
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Hospital Daily Cash
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OPD
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Home hospitalization
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Organ Donor
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War related Injuries
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Cosmetic Surgery
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Lasik eye treatment
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Damage while driving under the influence of liquor or drugs
Compare, Buy and Renew Health Insurance Plans Online

Cashless network hospitals

You don’t have to pay a penny to get your treatment done in the network hospitals of Star Health Insurance.
Search for number of nearby cashless network hospitals in your area.
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8651
Network Hospitals in India
Search cashless hospitals in your area
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2

Eligibility criteria

AGE ELIGIBILITY

6 months
Adult
65 years
Max age bar

POLICY PERIODS

1
year(s)
2
year(s)

Waiting period

After
4 years
You can claim for any pre-existing conditions after 4 years of the policy start date.
After
30 days
A 30 days cooling period for all claims except any arising out of accidental injuries

About Star Health Insurance

Star Health Insurance Plans provide affordable health insurance policies that include comprehensive protection for individuals, families, senior citizens & Corporates. Star Health Insurance Plans cover you for majority of the high medical treatment costs for an affordable premium. It has a huge network of 9,900+ Network Hospitals, nearly 3 lakh agents & a customer base of Over 16.9 Crore Customers. Most importantly, it has successfully paid claims worth over Rs.12,739 Cr, and 90% cashless claims settled in less than 2 hours with the help of its HASSLE-FREE in-house claims settlement making it popular among the masses Less

Star Health Insurance Plans provide affordable health insurance policies that include comprehensive protection for individuals, families, senior citizens & Corporates. Star Health Insurance Plans cover you for majority of the high medical treatment costs for an affordable premium. It has a huge network of 9,900+ Network Hospitals, nearly 3 lakh agents & a customer base of Over 16.9 Crore Customers. Most importantly, it has successfully paid claims worth over Rs.12,739 … More

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family premium calculation
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Types of Health Insurance

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Health Insurance for Senior Citizens
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Health Insurance for Parents
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Critical Illness Insurance
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Want Expert Advice?
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I hereby authorize Coverfox to communicate with me on the given number for my Insurance needs. I am aware that this authorization will override my registry under NDNC. Less
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