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Star Health Insurance provides a plethora of health insurance plans that take care of all your health- related needs.
India's first standalone health insurance company
Established in 2006, Star Health and Allied Insurance Company Limited specializes in providing Health Insurance, Overseas Mediclaim Policy and Personal Accident. With more than 440 plus branches across the globe, this insurer has more than 8800 plus hospitals offering cashless payment facility.
You can simply apply online to opt for any of the health insurance policy and buy online.
Visit Star Health Insurance's website, choose an appropriate health policy. Fill up the details of all the insured person for whom you are planning to buy, and with the premium calculator, you will be able to see quotes instantly. Check all the plan details, see all the inclusions and exclusion of the plan. Once you decide to buy a particular plan, you can directly pay the premium online on the website or visit the nearest office of Star Health Insurance along with the filled up form.
Critical factors before buying a health policy from Star Health Insurance Company:
Awarded as the Best Health Insurance Company 2017 by National Awards for Marketing Excellence, Star Health has come far as an 11 year old stand-alone health insurance company.
Being a stand-alone health insurance company with customers being at the core of their service. It offers a range of comprehensive health products for individuals, families, and special plans for diabetic and cardiac patients, and senior citizens.
Star Health Insurance is considered amongst the most trusted health insurers.
Here are few reasons to choose Star Health Insurance Co. Ltd. as your health insurance provider:
Star Health Insurance offers lifelong renewal option. One needs to renew annually, if you forget the renewal date, do not worry, as Star Health sends timely renewal reminders to their customers.to ensure their customers do not forget the renewal date. In case, the policyholder forgets renewal, and policy expires, Star Health plans come with a grace period. The renewal must be done during this period, to ensure the policy does not lapse.
Star Health and Allied Insurance Online Renewal:
The official website of Star Health provides a free of cost tool to calculate your health insurance premium. Simply select the type of plan and fill in the requested details such as spouse and children details, assured sum amount, age of the eldest member of the family. Post submission, the tool will automatically calculate the premium amount on your behalf.
Star India Health Insurance offers simple and convenient ways to make your premium payment online. Simply visit the official e-Portal of Star India Health Insurance at retail.starhealth.in/renewal and you will be required to policy number and registered date of birth. Post submission, you will be directed to your policy details where an option will be given to pay the premium online via debit/credit/net banking. This process is applicable for both - purchasing a new policy or renewal.
To renew your existing policy with Start Health, simply visit the official website of the same and login with your registered ID and password. Additionally, you will be required to submit your policy number and insured DOB. Then, you will be asked to make the premium payment via debit/credit/net banking. Post payment, you will get an instant notification that your policy has been renewed. This is the same process for new premium payment.
Star Health and Allied Insurance Co Ltd has plethora of health plans to choose. It has health plans for every individual needs. Specific health plans for diabetic, heart, cancer and HIV+ patients are a good addition to their product portfolio. If you are looking for a health care plan Star Health plans are a good choice to consider as they are just focussed in this category.
The Manager - Customer Care,
Star Health & Allied Insurance Co. Ltd,
No.1, New Tank Street, Valluvarkottam High Road,
Nungambakkam, Chennai - 600 034
Call Us 24x7 At:
Toll Free: 1800-425-2255 / 1800-102-4477
For Other Users: (044)- 2853 2060 / 2853 2030
What is the maximum number of claims allowed in a year?
Any number of claims are allowed in a year but up to the Sum insured which is the maximum limit under the policy.
What is Health Card?
A health card is a like an ID card that comes with the health insurance policy. This card will help you get cashless treatment at a network hospital of the insurance company.
I am not an Indian Citizen, can I take health insurance policy with Star?
Yes, you can be covered by a Star health insurance policy, however, the coverage would be restricted to India only.
Can I check my star health insurance claim status?
Once you have intimated the company, the process starts immediately for the approval. In case of cashless claims, chances are it will be approved and settled within 2 hours. However, if you wish to check the claim status, visit Star Health Insurance Company’s website home page, at the top under ‘Claims’ section, click Claims status. Next, enter your claim intimation and ID number then click ‘submit’. After which a list of network hospitals will be displayed, click on the network hospital where the treatment was done, and submit. Your claim status will be displayed.
What is the tax benefit of buying a health policy from Star Health Insurance policy?
All the premiums paid towards the health insurance policy are tax exempted under Section 80D of the Income Tax Act, 1961.
|Condition||Self, spouse, and dependent children||Parents||Total deduction under Section 80D|
|Assessee and his or her family is below 60 years of age||Rs.25,000||Rs.25,000||Rs.50,000|
|Assessee and his or her family is less than 60 years of age and parents are above 60 years old||Rs.25,000||Rs.30,000||Rs.55,000|
|Assessee and his or her parents are 60 years and above||Rs.30,000||Rs.30,000||Rs.60,000|
How to fill up a Star Health and Allied Insurance claim form?
Download the claim form available on the insurer’s website. All the guidelines are given in the form.
There are two parts in the form. Part A to be filled by the policyholder and Part B by the hospital.
In Part A of the claim form, one needs to fill up the personal details, insurance history, details of hospitalisation, details of claim, and bank account details.
How to pay Star Health Insurance premium online?
Visit Star Health Insurance’s website, choose the health policy you want. Fill up the details of all the insured for whom you are planning to buy. With the premium calculator, you will be able to see quotes instantly.
Check all the plan details - see all the inclusions and exclusion of the plan. Once you fix up the plan, you can directly pay the premium online on the website. You can pay the premium using net banking, debit card or credit card.
Does Star Health Insurance offer any top up plan?
Yes, Star Health does offer a top up plan. Star Health’s ‘Super Surplus Insurance Policy’ is a top up policy that offers a high sum insured at a very reasonable premium.
The benefit of having top up policy is that there is no medical check-ups required. However, pre-existing diseases are covered after the completion of 3 years of waiting period. You can add this to your base health insurance plan or even as an individual plan. But claims under such a top up plan is only approved after the policyholder has paid the deduction amount, which can be Rs.3 lakh or 5 lakh depending the type of plan opted.
What is cashless hospitalization? Does Star Health Insurance Company provide it?
Cashless hospitalization is when you are not required to pay any amount for medical treatment undertaken in a listed network hospital mentioned by your Insurance Policy. Yes, Star Health Insurance Company provides cashless hospitalization across a number of listed network hospitals across PAN India.
Does one get a tax benefit for buying a health insurance plan for Star Health Insurance?
Yes, you will be entitled to tax deductions for the premiums paid as per Sec 80D of the Income Tax Act, 1961.
What is the list of diseases that Star Health Insurance Cover?
Star Health Insurance covers a list of multiple diseases post a standard waiting period. This is also dependent upon the type of health insurance that you have selected as every policy has its own inclusions/exclusions.
How to check Star Health Insurance Policy Status?
Simply login to the official website of Star Health with your registered user ID and Password and you will be able to check all your policy related details.
Is it possible to check star health claim status of Star Health Insurance?
Yes, the official online portal lets you file a claim online as well as track the status of your claim.
Is there any top-up plan of Star Health Insurance?
Yes, the Star Super Surplus plan is a top-up plan which comes with an individual and family floater options.
What is the maximum number of claims that I can make in one year?
The no. of claims depends on the balance sum insured remaining after a particular claim is paid.
Are Star Health Insurance policies accepted across the country?
Yes, Star Health Insurance policies are accepted across the country.
Do I need a medical checkup before buying a Star health insurance policy?
Only for specific policies you are required to submit a pre-screening medical test.
Does Start Health Insurance take care of my existing diseases?
Yes, the insurance company takes care of your existing diseases, but only after a waiting period of 48 months.