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Health Insurance Plans by Star Health

Paying attention to your health is always a good idea. Therefore, one must invest in a health insurance plan that covers expensive treatments and other health-related expenses in unforeseen situations.

India's first standalone health insurance company

Star Health Insurance provides a plethora of health insurance plans that take care of all your health- related needs. The company has more than 340 branches across the globe and supports a huge network of more than 8200+ hospitals offering a cashless payment facility.

Interesting facts of Star Health Insurance

  • It has more than 340+ branches around the world.
  • Direct claim settlement without intervention of TPA.
  • It has been rated best claim settlement insurer by Hindustan MaRs Survey.
  • Huge network hospitals of more than 8200+ offering cashless facility.

Products offered by Star Health Insurance

Star Health and Allied Insurance Co specialises in health insurance category and has a good variety of plans for its customers. The main focus of the company is to keep the plans affordable so it can be within the reach of the common man.

Combi Plans offered by Star Health and Allied Insurance Co Ltd in Collaboration with India First Life Insurance

  • Star First Delite
  • Star First Care
  • Star First Comprehensive
  • Star First Classic
  • Star First Optima
  • Health Insurance for Corporates

Plans offered by Star Health and Allied Insurance Co Ltd under Travel Category

  • Star Travel Protect Insurance Policy
  • Star Corporate Travel Protect Insurance Policy
  • Star Student Travel Protect Insurance Policy

Plans offered by Star Health and Allied Insurance Co Ltd under Personal Accident Insurance

  • Accident Care Individual Insurance Policy
  • Student Care

How to Apply for a Star Health Insurance

You can simply apply online to opt for any of the health insurance policy and buy online.

Visit Star Health Insurance's website, choose an appropriate health policy. Fill up the details of all the insured person for whom you are planning to buy, and with the premium calculator, you will be able to see quotes instantly. Check all the plan details, see all the inclusions and exclusion of the plan. Once you decide to buy a particular plan, you can directly pay the premium online on the website or visit the nearest office of Star Health Insurance along with the filled up form.

Critical factors before buying a health policy from Star Health Insurance Company:

  • Check for Waiting Period
  • Check for Room Rent
  • Check for Pre-existing diseases coverage
  • Check whether or not co-pay is applicable
  • Check for exclusions of a plan

Why you should Buy Star Health Insurance Policy

Awarded as the Best Health Insurance Company 2017 by National Awards for Marketing Excellence, Star Health has come far as an 11 year old stand-alone health insurance company.

Being a stand-alone health insurance company with customers being at the core of their service. It offers a range of comprehensive health products for individuals, families, and special plans for diabetic and cardiac patients, and senior citizens.

Star Health Insurance is considered amongst the most trusted health insurers.

Here are few reasons to choose Star Health Insurance Co. Ltd. as your health insurance provider:

  • No intervention of Third Party Administrator – In-house claims settlement team.
  • Faster claim settlement – 87% of cashless claims are settled in less than 2 hours. Offers immediate claim support.
  • Cashless hospitalization – Choose from 8200+ hospitals across India
  • Free medical consultation – Experts available over 24 x 7 Toll Free Helpline.
  • Store your Medical Records – Free storage of medical records in electronic form for future needs.

A Step-by-Step Guide to Renewing your Star Health Insurance Policy Online

Star Health Insurance offers lifelong renewal option. One needs to renew annually, if you forget the renewal date, do not worry, as Star Health sends timely renewal reminders to their customers.to ensure their customers do not forget the renewal date. In case, the policyholder forgets renewal, and policy expires, Star Health plans come with a grace period. The renewal must be done during this period, to ensure the policy does not lapse.

Star Health and Allied Insurance Online Renewal:

  • Visit the insurer's website to renew your policy. And click on the Renewal button.
  • Next, fill up the form with policy details - policy number, registered mobile number, email ID, and date of birth.
  • Next, click Proceed.
  • Check and confirm renewal details such as gross premium and service tax.
  • Next, click on Purchase Policy.
  • And proceed to pay the premium. You can pay the premium using net banking, debit card or credit card.

Star Health Insurance Claim Process

Cashless Claims

  • Go to the insurance desk of the hospital.
  • Show the ID card for identification purpose.
  • Network hospital would verify your identity and submit pre-authorization form to us.
  • Our doctor will assess the documents and process the claim as per terms and conditions of the policy.
  • A field doctor to make the hospitalisation simple for you.
  • All completion of all the formalities the claim will be settled as per the terms and conditions.

Reimbursement Claim Process

  • A field doctor to make the hospitalisation simple for you.
  • On discharge, pay all hospital bills and collect all original documents of treatment undergone and expenses incurred.
  • Fill the claim form and submit all the original documents to the nearest Star branch office.
  • Your claim will be settled as policy terms and conditions.

Review of Star Health Insurance

Star Health and Allied Insurance Co Ltd has plethora of health plans to choose. It has health plans for every individual needs. Specific health plans for diabetic, heart, cancer and HIV+ patients are a good addition to their product portfolio. If you are looking for a health care plan Star Health plans are a good choice to consider as they are just focussed in this category.

Contact Details of Star Health Insurance Company

Mail address:

The Manager - Customer Care,
Star Health & Allied Insurance Co. Ltd,
No.1, New Tank Street, Valluvarkottam High Road,
Nungambakkam, Chennai - 600 034

Email: support@starhealth.in

Call Us 24x7 At:

Toll Free: 1800-425-2255 / 1800-102-4477

For Other Users: (044)- 2853 2060 / 2853 2030

FAQs on Star Health Insurance

What is the maximum number of claims allowed in a year?

Any number of claims are allowed in a year but up to the Sum insured which is the maximum limit under the policy.

What is Health Card?

A health card is a like an ID card that comes with the health insurance policy. This card will help you get cashless treatment at a network hospital of the insurance company.

I am not an Indian Citizen, can I take health insurance policy with Star?

Yes, you can be covered by a Star health insurance policy, however, the coverage would be restricted to India only.

Can I check my star health insurance claim status?

Once you have intimated the company, the process starts immediately for the approval. In case of cashless claims, chances are it will be approved and settled within 2 hours. However, if you wish to check the claim status, visit Star Health Insurance Company’s website home page, at the top under ‘Claims’ section, click Claims status. Next, enter your claim intimation and ID number then click ‘submit’. After which a list of network hospitals will be displayed, click on the network hospital where the treatment was done, and submit. Your claim status will be displayed.

What is the tax benefit of buying a health policy from Star Health Insurance policy?

All the premiums paid towards the health insurance policy are tax exempted under Section 80D of the Income Tax Act, 1961.

ConditionSelf, spouse, and dependent childrenParentsTotal deduction under Section 80D
Assessee and his or her family is below 60 years of ageRs.25,000Rs.25,000Rs.50,000
Assessee and his or her family is less than 60 years of age and parents are above 60 years oldRs.25,000Rs.30,000Rs.55,000
Assessee and his or her parents are 60 years and aboveRs.30,000Rs.30,000Rs.60,000

How to fill up a Star Health and Allied Insurance claim form?

Download the claim form available on the insurer’s website. All the guidelines are given in the form.

There are two parts in the form. Part A to be filled by the policyholder and Part B by the hospital.

In Part A of the claim form, one needs to fill up the personal details, insurance history, details of hospitalisation, details of claim, and bank account details.

How to pay Star Health Insurance premium online?

Visit Star Health Insurance’s website, choose the health policy you want. Fill up the details of all the insured for whom you are planning to buy. With the premium calculator, you will be able to see quotes instantly.

Check all the plan details - see all the inclusions and exclusion of the plan. Once you fix up the plan, you can directly pay the premium online on the website. You can pay the premium using net banking, debit card or credit card.

Does Star Health Insurance offer any top up plan?

Yes, Star Health does offer a top up plan. Star Health’s ‘Super Surplus Insurance Policy’ is a top up policy that offers a high sum insured at a very reasonable premium.

The benefit of having top up policy is that there is no medical check-ups required. However, pre-existing diseases are covered after the completion of 3 years of waiting period. You can add this to your base health insurance plan or even as an individual plan. But claims under such a top up plan is only approved after the policyholder has paid the deduction amount, which can be Rs.3 lakh or 5 lakh depending the type of plan opted.

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