Star Health Insurance

Star Health Insurance Plans are best known for providing affordable health insurance with comprehensive protection for you, your loved ones, Senior Citizens, Corporates. Star Health Insurance Plans protects your savings from rapidly increasing medical costs by paying an affordable premium amount.

• Star Health Insurance, a stand-alone Health Insurance Company, has a variety of health plans like Star Comprehensive, Senior Citizens Red Carpet, Corona Rakshak Policy, Corona Kavach, Super Surplus Top-up, Family Health Optima, Medi-Classic, Star Health Gain, Diabetes Safe, Star Cardiac, Star Cancer Care Gold, Star Criti Care Plus, Arogya Sanjeevani and more.


• Star Health Insurance Plans renewal offers comprehensive protection through coverage for hospitalization, daycare procedures, medical care at home (domiciliary hospitalization), ambulance charges, pre and post-hospitalization, and more.


• Star Health Insurance has a massive network of 9,900+ Network Hospitals, 2.95 LAKH+ agents, building a healthier India for helping its customers in all possible ways. With a customer base of Over 16.9 Cr Customers to date and successfully paid claims worth over ₹ 12,739 Cr, and 90% cashless claims settled in less than 2 hours with the help of its HASSLE-FREE in-house claims settlement making it popular among the masses.

Awarded as the Best Health Insurance Company 2017 by National Awards for Marketing Excellence, Star Health has come far as an 11 year old stand-alone health insurance company.

Being a stand-alone health insurance company with customers being at the core of their service. It offers a range of comprehensive health products for individuals, families, and special plans for diabetic and cardiac patients, and senior citizens.

Star Health Insurance is considered amongst the most trusted health insurers.

Here are few reasons to choose Star Health Insurance Co. Ltd. as your health insurance provider:

• No intervention of Third Party Administrator – In-house claims settlement team.

• Faster claim settlement – 87% of cashless claims are settled in less than 2 hours. Offers immediate claim support.

• Cashless hospitalization – Choose from 9800+ hospitals across India

• Free medical consultation – Experts available over 24 x 7 Toll Free Helpline.

• Store your Medical Records – Free storage of medical records in electronic form for future needs.

Premium Payment Online: Star Health Insurance

Star India Health Insurance offers simple and convenient ways to make your premium payment online. Simply visit the official e-Portal of Star India Health Insurance at retail.starhealth.in/renewal and you will be required to policy number and registered date of birth. Post submission, you will be directed to your policy details where an option will be given to pay the premium online via debit/credit/net banking. This process is applicable for both - purchasing a new policy or renewal.

Here are a few salient benefits of Star Health insurance Mediclaim plan:

• Room, boarding, nursing expenses as provided by the Hospital / Nursing Home at 2% of the Sum Insured, subject to a maximum of Rs.5,000/- per day


• Surgeon, Anesthetist, Medical Practitioner, Consultants, Specialist Fees.


• Anaesthesia, Blood, Oxygen, Operation theatre charges, cost of Pacemaker etc.


• Emergency ambulance charges for transporting the covered patient to the hospital up to a sum of Rs. 750/- per hospitalisation and overall limit of Rs. 1500/- per policy period.


• In-patient hospitalization expenses for a minimum of 24 hours.


• Non Allopathic Treatments: Covered up to 25% of the sum insured subject to a maximum of Rs. 25,000/- per policy period.

Inclusion of Star Health Insurance

Pre-existing diseases are covered after 48 months of continuous insurance with any Indian Insurance Company. In terms of Pre and Post Hospitalisation:

• Pre-hospitalization medical expenses up to 30 days prior to the date of admission.


• Post-hospitalization up to 60 days from the date of discharge from the hospital. The amount payable shall not exceed the sum calculated at 7% of the hospitalization expenses (excluding room charges) subject to a maximum of Rs.5,000/-.

You can simply apply online to opt for any of the health insurance policy and buy online.

Visit Star Health Insurance's website, choose an appropriate health policy. Fill up the details of all the insured person for whom you are planning to buy, and with the premium calculator, you will be able to see quotes instantly. Check all the plan details, see all the inclusions and exclusion of the plan. Once you decide to buy a particular plan, you can directly pay the premium online on the website or visit the nearest office of Star Health Insurance along with the filled up form.

Critical factors before buying a health policy from Star Health Insurance Company:

• Check for Waiting Period

• Check for Room Rent

• Check for Pre-existing diseases coverage

• Check whether or not co-pay is applicable

• Check for exclusions of a plan

Cashless Claims:

• Go to the insurance desk of the hospital

• Show the ID card for identification purpose

• Network hospital would verify your identity and submit pre-authorization form to us

• Our doctor will assess the documents and process the claim as per terms and conditions of the policy

• A field doctor to make the hospitalisation simple for you

• All completion of all the formalities the claim will be settled as per the terms and conditions

Reimbursement Claim Process

• A field doctor to make the hospitalisation simple for you

• On discharge, pay all hospital bills and collect all original documents of treatment undergone and expenses incurred

• Fill the claim form and submit all the original documents to the nearest Star branch office

• Your claim will be settled as policy terms and conditions

Documents Required To Claim Star Health Insurance</h4>

Mentioned below are the documents required to claim Star Health Insurance Plan:

• Duly filled in claim form available on the website of Star Health Insurance Plan

• Valid Identity proof (mentioned above) with a recent passport-size photograph

• Hospitalization letter given by medical authorities

• Receipts of medications and consultations

• Test reports

• Original medical bills, receipts as well as discharge summary

Online Renewal Process Of Star Health Insurance

• To renew your existing policy with Start Health, simply visit the official website of the same and login with your registered ID and password. Additionally, you will be required to submit your policy number and insured DOB. Then, you will be asked to make the premium payment via debit/credit/net banking. Post payment, you will get an instant notification that your policy has been renewed. This is the same process for new premium payment.

It certainly doesn’t make sense to risk your own health by not buying health insurance. Medical inflation too has reached sky high, thereby making health insurance a must-buy. Star Health Insurance plan will help your hard-earned savings remain intact in case of a medical emergency. With the striking features and benefits that this plan offers, it has become the most eminent and popular health insurance plans, amongst many.

Reviews of Star Health Insurance

*Star Health and Allied Insurance Co Ltd has plethora of health plans to choose. It has health plans for every individual needs. Specific health plans for diabetic, heart, cancer and HIV+ patients are a good addition to their product portfolio. If you are looking for a health care plan Star Health plans are a good choice to consider as they are just focused in this category.*