- About Coverfox
Health Insurance Plans starting @ Rs 6 / day
Star Health and Allied Insurance Co Ltd started its operations in the year 2006 with the business focus on Health Insurance, Overseas Mediclaim Policy and Personal Accident. As it does not have too many varied insurance categories to focus, the company tries to specialise in one category and with innovation delivers the best to its customers.
India's first standalone health insurance company
Star Health and Allied Insurance Co Ltd offers a wide range of health insurance at nominal prices to make health insurance reach every citizen of India.
You can simply apply online to opt for any of the health insurance policy and buy online.
Visit Star Health Insurance's website, choose an appropriate health policy. Fill up the details of all the insured person for whom you are planning to buy, and with the premium calculator, you will be able to see quotes instantly. Check all the plan details, see all the inclusions and exclusion of the plan. Once you decide to buy a particular plan, you can directly pay the premium online on the website or visit the nearest office of Star Health Insurance along with the filled up form.
Critical factors before buying a health policy from Star Health Insurance Company:
Awarded as the Best Health Insurance Company 2017 by National Awards for Marketing Excellence, Star Health has come far as an 11 year old stand-alone health insurance company.
Being a stand-alone health insurance company with customers being at the core of their service. It offers a range of comprehensive health products for individuals, families, and special plans for diabetic and cardiac patients, and senior citizens.
Star Health Insurance is considered amongst the most trusted health insurers.
Here are few reasons to choose Star Health Insurance Co. Ltd. as your health insurance provider:
Star Health Insurance offers lifelong renewal option. One needs to renew annually, if you forget the renewal date, do not worry, as Star Health sends timely renewal reminders to their customers.to ensure their customers do not forget the renewal date. In case, the policyholder forgets renewal, and policy expires, Star Health plans come with a grace period. The renewal must be done during this period, to ensure the policy does not lapse.
Star Health and Allied Insurance Online Renewal:
Star Health and Allied Insurance Co Ltd has plethora of health plans to choose. It has health plans for every individual needs. Specific health plans for diabetic, heart, cancer and HIV+ patients are a good addition to their product portfolio. If you are looking for a health care plan Star Health plans are a good choice to consider as they are just focussed in this category.
The Manager - Customer Care,
Star Health & Allied Insurance Co. Ltd,
No.1, New Tank Street, Valluvarkottam High Road,
Nungambakkam, Chennai - 600 034
Call Us 24x7 At:
Toll Free: 1800-425-2255 / 1800-102-4477
For Other Users: (044)- 2853 2060 / 2853 2030
What is the maximum number of claims allowed in a year?
Any number of claims are allowed in a year but up to the Sum insured which is the maximum limit under the policy.
What is Health Card?
A health card is a like an ID card that comes with the health insurance policy. This card will help you get cashless treatment at a network hospital of the insurance company.
I am not an Indian Citizen, can I take health insurance policy with Star?
Yes, you can be covered by a Star health insurance policy, however, the coverage would be restricted to India only.
Can I check my star health insurance claim status?
Once you have intimated the company, the process starts immediately for the approval. In case of cashless claims, chances are it will be approved and settled within 2 hours. However, if you wish to check the claim status, visit Star Health Insurance Company’s website home page, at the top under ‘Claims’ section, click Claims status. Next, enter your claim intimation and ID number then click ‘submit’. After which a list of network hospitals will be displayed, click on the network hospital where the treatment was done, and submit. Your claim status will be displayed.
What is the tax benefit of buying a health policy from Star Health Insurance policy?
All the premiums paid towards the health insurance policy are tax exempted under Section 80D of the Income Tax Act, 1961.
|Condition||Self, spouse, and dependent children||Parents||Total deduction under Section 80D|
|Assessee and his or her family is below 60 years of age||Rs.25,000||Rs.25,000||Rs.50,000|
|Assessee and his or her family is less than 60 years of age and parents are above 60 years old||Rs.25,000||Rs.30,000||Rs.55,000|
|Assessee and his or her parents are 60 years and above||Rs.30,000||Rs.30,000||Rs.60,000|
How to fill up a Star Health and Allied Insurance claim form?
Download the claim form available on the insurer’s website. All the guidelines are given in the form.
There are two parts in the form. Part A to be filled by the policyholder and Part B by the hospital.
In Part A of the claim form, one needs to fill up the personal details, insurance history, details of hospitalisation, details of claim, and bank account details.
How to pay Star Health Insurance premium online?
Visit Star Health Insurance’s website, choose the health policy you want. Fill up the details of all the insured for whom you are planning to buy. With the premium calculator, you will be able to see quotes instantly.
Check all the plan details - see all the inclusions and exclusion of the plan. Once you fix up the plan, you can directly pay the premium online on the website. You can pay the premium using net banking, debit card or credit card.
Does Star Health Insurance offer any top up plan?
Yes, Star Health does offer a top up plan. Star Health’s ‘Super Surplus Insurance Policy’ is a top up policy that offers a high sum insured at a very reasonable premium.
The benefit of having top up policy is that there is no medical check-ups required. However, pre-existing diseases are covered after the completion of 3 years of waiting period. You can add this to your base health insurance plan or even as an individual plan. But claims under such a top up plan is only approved after the policyholder has paid the deduction amount, which can be Rs.3 lakh or 5 lakh depending the type of plan opted.