- About Coverfox
Star Health Insurance Plans are best known for providing affordable health insurance plans with comprehensive protection for you, your loved ones, Senior Citizens, Corporates. Star Health Insurance Plans protects your savings from rapidly increasing medical costs by paying an affordable premium amount.
Star Health Insurance, a stand-alone Health Insurance Company, has a variety of health plans like Star Comprehensive, Senior Citizens Red Carpet, Corona Rakshak Policy, Corona Kavach, Super Surplus Top-up, Family Health Optima, Medi-Classic, Star Health Gain, Diabetes Safe, Star Cardiac, Star Cancer Care Gold, Star Criti Care Plus, Arogya Sanjeevani and more.
Star Health Insurance Plans offers comprehensive protection through coverage for hospitalization, daycare procedures, medical care at home (domiciliary hospitalization), ambulance charges, pre and post-hospitalization, and more.
Star Health Insurance has a massive network of 9,900+ Network Hospitals, 2.95 LAKH+ agents, building a healthier India for helping its customers in all possible ways. With a customer base of Over 16.9 Cr Customers to date and successfully paid claims worth over ₹ 12,739 Cr, and 90% cashless claims settled in less than 2 hours with the help of its HASSLE-FREE in-house claims settlement making it popular among the masses.
|Incurred Claim Ratio||63%|
|Customer Care Toll Free No||1800-425-2255|
|Star Health Insurance Plans||Features||Eligibility|
|Star Family Health Optima Insurance Plan|
|Star Senior Citizens Red Carpet Health Insurance Policy|
|Star Health Super Surplus Insurance Policy|
|Star Comprehensive Insurance Policy|
|Star Medi-Classic Insurance Plan|
|Star Health Gain Insurance Policy|
|Star Criticare Plus|
|Star Diabetes Safe Insurance Policy|
|Star Family Delite Insurance Policy|
|Star Cardiac Care Policy|
|Star Cancer Care Gold|
|Star Care Micro Health Insurance|
|Star Special Care Policy|
Awarded as the Best Health Insurance Company 2017 by National Awards for Marketing Excellence, Star Health has come far as an 11 year old stand-alone health insurance company.
Being a stand-alone health insurance company with customers being at the core of their service. It offers a range of comprehensive health products for individuals, families, and special plans for diabetic and cardiac patients, and senior citizens.
Star Health Insurance is considered amongst the most trusted health insurers.
Here are few reasons to choose Star Health Insurance Co. Ltd. as your health insurance provider:
No intervention of Third Party Administrator – In-house claims settlement team.
Faster claim settlement – 87% of cashless claims are settled in less than 2 hours. Offers immediate claim support.
Cashless hospitalization – Choose from 9800+ hospitals across India
Free medical consultation – Experts available over 24 x 7 Toll Free Helpline.
Store your Medical Records – Free storage of medical records in electronic form for future needs.
Star India Health Insurance offers simple and convenient ways to make your premium payment online. Simply visit the official e-Portal of Star India Health Insurance at retail.starhealth.in/renewal and you will be required to policy number and registered date of birth. Post submission, you will be directed to your policy details where an option will be given to pay the premium online via debit/credit/net banking. This process is applicable for both - purchasing a new policy or renewal.
Here are a few salient benefits of Star Health insurance Mediclaim plan:
Pre-existing diseases are covered after 48 months of continuous insurance with any Indian Insurance Company. In terms of Pre and Post Hospitalisation:
Pre-hospitalization medical expenses up to 30 days prior to the date of admission.
Post-hospitalization up to 60 days from the date of discharge from the hospital. The amount payable shall not exceed the sum calculated at 7% of the hospitalization expenses (excluding room charges) subject to a maximum of Rs.5,000/-.
Following are a few exclusions of Star Health Insurance
During the First two Years of continuous operation of insurance cover,
Note: For the complete list of exclusions please read the policy brochure here.
You can simply apply online to opt for any of the health insurance policy and buy online.
Visit Star Health Insurance's website, choose an appropriate health policy. Fill up the details of all the insured person for whom you are planning to buy, and with the premium calculator, you will be able to see quotes instantly. Check all the plan details, see all the inclusions and exclusion of the plan. Once you decide to buy a particular plan, you can directly pay the premium online on the website or visit the nearest office of Star Health Insurance along with the filled up form.
Critical factors before buying a health policy from Star Health Insurance Company:
Check for Waiting Period
Check for Room Rent
Check for Pre-existing diseases coverage
Check whether or not co-pay is applicable
Check for exclusions of a plan
|Cashless Claims||Reimbursement Claim Process|
Mentioned below are the documents required to claim Star Health Insurance Plan:
Duly filled in claim form available on the website of Star Health Insurance Plan
Valid Identity proof (mentioned above) with a recent passport-size photograph
Hospitalization letter given by medical authorities
Receipts of medications and consultations
Original medical bills, receipts as well as discharge summary
To renew your existing policy with Start Health, simply visit the official website of the same and login with your registered ID and password. Additionally, you will be required to submit your policy number and insured DOB. Then, you will be asked to make the premium payment via debit/credit/net banking. Post payment, you will get an instant notification that your policy has been renewed. This is the same process for new premium payment.
It certainly doesn’t make sense to risk your own health by not buying health insurance. Medical inflation too has reached sky high, thereby making health insurance a must-buy. Star Health Insurance plan will help your hard-earned savings remain intact in case of a medical emergency. With the striking features and benefits that this plan offers, it has become the most eminent and popular health insurance plans, amongst many.
Star Health and Allied Insurance Co Ltd has plethora of health plans to choose. It has health plans for every individual needs. Specific health plans for diabetic, heart, cancer and HIV+ patients are a good addition to their product portfolio. If you are looking for a health care plan Star Health plans are a good choice to consider as they are just focused in this category.
Simply login to the official website of Star Health with your registered user ID and Password and you will be able to check all your policy related details.
No, Star Health Insurance doesn’t offer coverage for any expenses incurred on Lasik or Refractive Error Correction.
Yes, Star Health does offer a top up plan. Star Health’s ‘Super Surplus Insurance Policy’ is a top up policy that offers a high sum insured at a very reasonable premium.
Download the claim form available on the insurer’s website. All the guidelines are given in the form. There are two parts in the form. Part A to be filled by the policyholder and Part B by the hospital. In Part A of the claim form, one needs to fill up the personal details, insurance history, details of hospitalisation, details of claim, and bank account details.
Star Health Insurance covers a list of multiple diseases post a standard waiting period. This is also dependent upon the type of health insurance that you have selected as every policy has its own inclusions/exclusions.
Visit Star Health Insurance’s website, choose the health policy you want. Fill up the details of all the insured for whom you are planning to buy. With the premium calculator, you will be able to see quotes instantly. Check all the plan details - see all the inclusions and exclusion of the plan. Once you fix up the plan, you can directly pay the premium online on the website. You can pay the premium using net banking, debit card or credit card.