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Health Insurance
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Star Health And Allied Insurance Health Insurance
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Youngstar Gold Policy
Star Health Insurance logo
Star Health Insurance

Young Star (GOLD)

Highlights

Premium discount on renewal after 40 years if purchased before 36 years age
Mid term inclusion of Spouse & New Born
1 year existing illness waiting period
E-medical Opinion
Coverage for Modern Treatments
Coverage available upto 1 Cr
Total cashless network hospitals 8651
78.62% Claim Settlement Ratio
Premium discount on renewal after 40 years if purchased before 36 years age
Mid term inclusion of Spouse & New Born
1 year existing illness waiting period
E-medical Opinion
Coverage for Modern Treatments
Coverage available upto 1 Cr
Total cashless network hospitals 8651
78.62% Claim Settlement Ratio
family premium calculation
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Overview

Star Young Star Insurance Policy covers all medical expenses you incur due to medical treatment while you're admitted to the hospital. These expenses include coverage for special features like no limit on room rent, mid-term inclusion, automatic restoration & ambulance charges. Based on your requirement you can either select a silver or gold plan. Let's understand in detail about the Silver plan. Less

Star Young Star Insurance Policy covers all medical expenses you incur due to medical treatment while you're admitted to the hospital. These expenses include coverage for special features like no limit on room rent, mid-term inclusion, automatic restoration & ambulance charges. Based on your requirement you can either select a silver or gold plan. Let's understand in detail about the Silver plan.

Features of Young Star (GOLD)

Key features to look for while selecting your health insurance plan
Sum Assured:
20.0%

Renewal Bonus

Renewal Bonus
Renewal bonus is bonus money added in the sum insured for every claim free year.
0%

Copay

Copay
Copay is the percentage of the claim amount that is borne by an insured person.
Single Pvt A/C Room

Room Rent

Room Rent
Room rent limit is the maximum amount of per day room charges that you can claim in case you get admitted to a hospital.
1 years

PED Waiting period

PED Waiting period
The amount of time you need to wait for, from the start of your policy, to be able to use the benefits in case of a particular disease
Available

Health checkup

Health checkup
This plan offers a free health checkup (specific test package), after a period of 1 year.

What is covered?

Sum Assured:
Maternity
Covered after 3 years

Maternity

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What is Maternity
Maternity expenses can only be claimed after 3 yearsThe maximum you can claim as maternity expenses is Rs 30,000
Renewal Bonus
20.0%

Renewal Bonus

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What is Renewal Bonus
Renewal bonus is added in the sum insured for every claim free year. This plan offers No Claim Bonus of up to maximum of 100% of Sum Insured.
Pre hospitalization
60 days

Pre hospitalization

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What is Pre hospitalization
Medical expenses up to 60 days before admission will be covered.
Post Hospitalization
90 days

Post Hospitalization

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What is Post Hospitalization
Medical expenses up to 90 days after discharge will be covered.
Health checkup
Available

Health checkup

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What is Health checkup
This plan offers a free health checkup (specific test package), after a period of 1 year.
Hospital Daily Cash
Rs 1,000

Hospital Daily Cash

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What is Hospital Daily Cash
For longer duration hospitalization, this plan provides a fixed amount per day for small expenses. Total limit for such expenses is Rs. 1,000
Restore benefits
Up to 100.0% of sum assured

Restore benefits

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What is Restore benefits
This plan reinstates your basic cover, in case you exhaust your cover in a policy year. Restoration works only for unrelated claims.
Ambulance charges
Covered

Ambulance charges

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What is Ambulance charges
You can claim for ambulance charges.
Day Care
All procedures upto S.I.

Day Care

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What is Day Care
Health insurance covers medical expenses only for hospitalizations exceeding 24 hours. Day care procedures refers to medical treatment undertaken in a hospital requiring less than 24 hours due to technological advancement. All day care procedures are covered in this plan.
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What’s not covered

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AYUSH Cover
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OPD
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Home hospitalization
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Organ Donor
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War related Injuries
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Cosmetic Surgery
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Lasik eye treatment
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Damage while driving under the influence of liquor or drugs
Compare, Buy and Renew Health Insurance Plans Online

Cashless network hospitals

You don’t have to pay a penny to get your treatment done in the network hospitals of Star Health Insurance.
Search for number of nearby cashless network hospitals in your area.
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8651
Network Hospitals in India
Search cashless hospitals in your area
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2

Eligibility criteria

AGE ELIGIBILITY

18 years
Adult
40 years
Max age bar

POLICY PERIODS

1
year(s)
2
year(s)
3
year(s)

AGE ELIGIBILITY

3 months
40 years
Max age bar

No. of Members Covered

5
Members
Upto 4
Adults
Upto 1
Children

Policy Periods

1 year(s) 2 year(s) 3 year(s)

Waiting period

After
1 years
You can claim for any pre-existing conditions after 1 years of the policy start date.
After
30 days
A 30 days cooling period for all claims except any arising out of accidental injuries

About Star Health Insurance

Star Health Insurance Plans provide affordable health insurance policies that include comprehensive protection for individuals, families, senior citizens & Corporates. Star Health Insurance Plans cover you for majority of the high medical treatment costs for an affordable premium. It has a huge network of 9,900+ Network Hospitals, nearly 3 lakh agents & a customer base of Over 16.9 Crore Customers. Most importantly, it has successfully paid claims worth over Rs.12,739 Cr, and 90% cashless claims settled in less than 2 hours with the help of its HASSLE-FREE in-house claims settlement making it popular among the masses Less

Star Health Insurance Plans provide affordable health insurance policies that include comprehensive protection for individuals, families, senior citizens & Corporates. Star Health Insurance Plans cover you for majority of the high medical treatment costs for an affordable premium. It has a huge network of 9,900+ Network Hospitals, nearly 3 lakh agents & a customer base of Over 16.9 Crore Customers. Most importantly, it has successfully paid claims worth over Rs.12,739 … More

Other plans of Star Health Insurance

Star Diabetes (Plan B)

The Star Diabetes Plan B by Star Health Insurance is …
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Star Diabetes (Plan A)

The Star Diabetes Plan A by Star Health Insurance is …
View Details

Young Star (SILVER)

Star Young Star Insurance Policy covers all medical expenses you …
View Details

Star Comprehensive

Star comprehensive health insurance policy comes to your rescue when …
View Details

Senior Citizens Red Carpet

Star Health Senior Citizens Red Carpet Health Insurance Policy is …
View Details

Medi Classic

The Star Medi Classic Insurance plan provides you with a …
View Details
family premium calculation
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I hereby authorize Coverfox to communicate with me on the more
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Types of Health Insurance

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Want Expert Advice?
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I hereby authorize Coverfox to communicate with me on the given number for my Insurance needs. I am aware that this authorization will override my registry under NDNC. Less
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