Universal Sompo Health Insurance

• Renewal : All the offered plans comes with lifelong renewable option. Thus, once the plan is opted can be renewed at same premium throughout the life.

• Hospitalization Cover : Covers pre, post, in-patient hospitalization and other medical expenses.

• Cashless Hospitalization Service : Offers cashless claim hospitalization services across the India.

• Free Look-up Period : Offers free look up period, during which the policyholder can review the policy, and if the policyholder disagree with any of the terms and conditions can cancel the policy. However, the premium paid might be refunded after a deduction.

• Discounts : Universal Sompo Health Insurance provides a discount for multi-year plans.

• Coverage : Offers coverage to cover whole family in a single policy.

• Flexibility : Offers flexibility to make the premium payments, sum insured, coverage and plans.

• No Claim Bonus : Offers no claim bonus for a claim-free year. The bonus is cumulative and can increases with the number of claim-free years.

• Mediclaim settlement : Offers quick and hassle-free claim settlement services

• Tax benefits : Save tax as per the Section 80C under the Income Tax Act.

• Universal Sompo Individual Health Insurance Plans

• Complete Health Insurance Plans

• Hospital Cash Insurance Policy

• Critical Illness Insurance Policy

• Group Health Insurance Policy

• Group Personal Accident Policy

• Janta Personal Accident Policy

Step One:

• Call on their helpline no. 1800 200 5142
• Inform them about the claim within a time period of 24 hours for an emergency admission
• For planned hospitalization, inform 48 hours before the admission.

Step Two:

• Go to the respective Network hospital
• Meet the admin & show them Sompo’s Health Serve Card
• Also, show your appropriate Photo ID proof
• After this, get the form for ‘Cashless Request’. You can get this from the hospital’s Insurance helpdesk

Step Three

Fill your appropriate information in the form for ‘Cashless Request’ Submit the form to the helpdesk for insurance

Step Four

The hospital then conducts the verification of the details related to the patient It then sends a duly filled form for Cashless Request to Universal Sompo’s Health Office via fax

Step Five

Universal Sompo will then conduct a review of your Cashless Request. This review will be conducted in alignment with the policy’s pre-mentioned terms and conditions In case of an approval, the company will let you know about it. However, you will have to pay for only those costs which fall under the category of non-payable items as per your policy’s terms and conditions

Reimbursement Claim Procedure

Step One

Call on their helpline no. 1800 200 5142 or email on healthserve@universalsompo.com Inform them about the claim within a time period of 24 hours for an emergency admission For planned hospitalization, inform 48 hours before the admission.

Step Two

Get admitted to the hospital & undergo the required hospital treatment. Pay your hospital expenses & clear your bill Post discharge, take all the original copies of your hospitalization & make a file

Step Three

Fill all your details in the claim form for Reimbursement

Provide the original documents’ file to the below mentioned address of Sompo’s office for reimbursement purposes.

• Universal Sompo General Insurance Company Ltd.
• Health Claims Management Office,
• Assotech One, 5th Floor,
• Block C, C-20/1 A,
• Sector 62 Noida,
• UP, Pin code - 201309

Step Four

After Sompo receives your original documents’ file, it will conduct the proceeding of your claim in accordance with the policy’s terms and conditions.

You will be informed about the same.

Universal Sompo Health Insurance offers a wide range of health insurance policies. policies are pocket-friendly and at the same time ensures you stay covered. You can customised plan with respect premium and coverage. It’s time to shield yourself and your family against the increasing medical treatment costs. Unless found the claim to be a fraud case, Universal Sompo ensures that every claim that is lodged is settled. Universal Sompo could be in your preferred option when you are scouting for an insurer on the basis of pre and post sales services.