Coverfox.com
  • Insurance
    • Car
      • Car Insurance
      • Companies
      • Third party car insurance
      • Comprehensive car insurance
      • Car insurance calculator
      • New car insurance
      • Zero Dep Car Insurance
      • Buy Car Insurance
      • Compare Car Insurance
      • Car Insurance Articles
      • Cashless Garages
    • Bike
      • Two Wheeler Insurance
      • Two Wheeler Insurance Companies
      • Two Wheeler Insurance Claim
      • Two Wheeler premium Calculator
      • Third party Bike insurance
      • Multiyear Bike Insurance
      • Bike Insurance Articles
    • Health
      • Health Insurance
      • Companies
      • Mediclaim Policy
      • Individual Health Insurance plans
      • Critical illness insurance
      • Senior citizen health insurance
      • Arogya sanjeevani policy
      • Health Insurance Articles
      • Network Hospitals
    • Term
      • Term Insurance
      • Companies
      • Life insurance
      • Life Insurance calculator
      • Term Insurance calculator
      • Life Insurance Plans
      • 1 crore term insurance
      • Compare Term Insurance
      • Buy Term Insurance
      • Term Insurance Renewals
      • Term Insurance Articles
      • Life Insurance Articles
  • About Coverfox
    • About us
    • Insurance Blog
  • Claims
  • Contact us
  • Login
Buying Car Insurance from Coverfox is simple
Upto 85% discount. Get policy in 5 minutes.
Already Bought from Coverfox?
Renew here in 2 steps
3 Day Express Claim Service FREE
We pick your car, get it repaired & drop it back.
3000+ Cashless Garages
Never worry about payments
4.7/5
star star star star half star
4.6/5
star star star star half star
Highest rated insurance website

Zurich Kotak (formerly known as Kotak Mahindra) General Insurance

Zurich Kotak General Insurance Co. Ltd. is one of the top general insurance companies in India. It is a 100% subsidiary of Kotak Mahindra Bank Ltd.

It is one of the fastest-growing general insurance company in India

Zurich Kotak was established to service the growing market of India's non-life insurance segment. The company wants to build on its customer segment and geographies by offering a range of non-life insurance products like motor, health, etc.

Interesting Facts about Zurich Kotak General Insurance

  • Zurich Kotak General Insurance is part of the Zurich Kotak Group, one of India's leading financial services conglomerates.
  • Zurich Kotak Mahindra General Insurance received IRDAI approval to commence the insurance business in the year 2015.
  • The company’s aim is to focus on customized products, state-of-the-art technology, and digital infrastructure to differentiate itself in the general insurance market.
Health Insurance Plans in July 2025
Tab 1
Tab 2
Carousel plan image
tag
Reliance General Insurer
Amount Covered: ₹ 1 Lakh
Deal Price: ₹ 2,094 / Year
Waiting period: 4 yrs

Product Portfolio – Zurich Kotak General Insurance

Motor Insurance

Zurich Kotak General Insurance offers comprehensive insurance for private and commercial use vehicles.

Private Car Insurance

Private car insurance offers comprehensive coverage for private car owners. The features of the Zurich Kotak Car Secure policy are:

  • Damage cover protection from man-made and natural calamities
  • Personal accident and passenger cover
  • Third-party liability
  • Enhanced protection through optional add-ons
  • No Claim Bonus
  • Cashless service at a network garage
  • AAI member discount

UIN: IRDAN152RP0006V02201516

Private Two-wheeler Insurance

With two wheeler insurance, Zurich Kotak general insurance offers good protection so you can enjoy every ride be it to work, home or leisure. The features of the Zurich Kotak Long Term Two Wheeler Secure policy are:

  • Loss or damage cover
  • Liability to the third party
  • Personal accident cover for owner-driver
  • Long term policy tenure
  • No claim bonus
  • Additional discount of being an active member of AAI

UIN: IRDAN152RP0008V02201617

Commercial Vehicle Insurance

Commercial vehicles are a great asset to a business and its breakdown can cost dearly to the business. Considering this the commercial vehicle insurance offers complete coverage to mitigate financial loss during unforeseen circumstances. The features of the Zurich Kotak Commercial Vehicle policy are:

  • Damage cover protection from natural and man-made calamities
  • Personal accident and co-passenger cover
  • Third-party legal liability
  • Coverage for electric and non-electric accessories
  • No claim bonus
  • AAI membership discount
  • Cashless garages

Commercial Vehicles covered by Zurich Kotak General Insurance

  • Goods Carrying Vehicles (UIN: IRDAN152RP0008V02201516)
  • Passenger Carrying Vehicles (UIN: IRDAN152RP0009V02201516)
  • Miscellaneous Vehicles (UIN: IRDAN152RP0007V02201516)

Health Insurance

With the rising health insurance costs, it has become imperative to have a health insurance policy. Zurich Kotak General Insurance offers comprehensive health insurance to keep you financially protected during times of illness.

Zurich Kotak Secure Shield (Critical Illness Cover)

Critical illness cases are on the rise and becoming more and more common. Zurich Kotak Secure Shield helps you to get the best quality healthcare at the same time ensuring you are financially protected. Let’s have a look at some of the main features of this plan:

  • Comprehensive coverage with 18 types of critical illness, surgical procedures, and other medical events
  • Personal accident death, permanent total disability cover
  • Child education benefit
  • Free lookup period of 15 days
  • Loss of Job Benefit (due to illness/ accident)
  • Tax benefits

UIN: KOTHLIP21350V042021

Zurich Kotak Health Care (Comprehensive Health Insurance Plan)

This health insurance plan is for individual and family floater basis. It has three multiple variants in Excel, Premium and Prime plan offering different sum insured. Excel offers sum insured from INR 2 to 4 lakhs, Premium offers sum insured from INR 5 to 25 lakhs. The plans come with lifelong renewal and policy terms of 1, 2, or 3 years. Some of the main features of the plan are:

  • Inpatient Hospitalisation
  • Daycare treatments
  • Cumulative Bonus on renewal of policy for a claim-free year
  • Pre and Post hospitalization medical expenses
  • Cashless settlement at 4000 plus network hospitals
  • Free lookup period of 15 days
  • Free health check-up
  • Ambulance cover
  • Optional add-ons for enhanced protection

UIN: KOTHLIP21071V032021

Get Zurich Kotak Health Insurance Online

Get Quotes

Please enter a valid phone number
Thanks! We will get back to you soon.

I hereby authorize Coverfox to communicate with me on the given number for my Insurance needs. I am aware that this authorization will override my registry under NDNC.

×

Get Lowest Rates for None Insurance

Claim Process of Zurich Kotak General Insurance

Motor Insurance

Call 1800 266 4545 (8 a.m. – 8 p.m.) or submit Claim Intimation Form on the Zurich Kotak General Insurance Company website to inform about your claim along with your policy details.

Cashless claims process step by step

  • After reporting the claim, a vehicle inspection will be conducted within 24 hrs if reported on a working day. The inspection will take place on the next working day of reporting on Sunday or a public holiday.
  • All relevant required documents to be submitted as per terms and conditions.
  • Cashless confirmation and settlement will be done directly at the preferred network garage.
  • Pay the deductible as mentioned in the policy and take delivery of the vehicle from the network garage.

Reimbursement claims process step by step

  • After reporting the claim, a vehicle inspection will be conducted within 24 hrs if reported on a working day. The inspection will take place on the next working day of reporting on Sunday or a public holiday.
  • All relevant required documents to be submitted as per terms and conditions.
  • After the inspection is done, get the vehicle repaired at the garage and pay the bill.
  • Submit all the receipts and bills as required and payment will be initiated within 7 days of receipt of all required documents.

Health Insurance Claim process

Cashless Claims at Network hospital (Planned Hospitalisation)

  • Visit cashless helpdesk 48 hrs prior to hospitalisation. Fill the pre-authorisation form and submit medical documents and photo ID.
  • If the case is approved, the bill will be settled up to the approved amount at the time of discharge. If the case is not sanctioned pay the bills and submit the claim in reimbursement mode.

Cashless Claims at Network hospital (Emergency Hospitalisation)

  • Visit cashless helpdesk within 24 hrs of hospitalisation. Fill the pre-authorisation form and submit along with the required medical documents and photo ID.
  • If the case is approved, the bill will be settled up to the approved amount at the time of discharge. If the case is not sanctioned, pay the bills and submit the claim in reimbursement mode.

Reimbursement claims

  • Inform at 1800 266 4545 or care@kotak.com
  • Pay all the bills and collect all the relevant medical receipts and documents
  • Submit all original and complete documents within 30 days of discharge from the hospital
  • After the document verification process, the claim will be processed within 15 days

Review of Zurich Kotak General Insurance

Zurich Kotak General Insurance has easy to understand plans which offer comprehensive coverage at an affordable cost. The company has a simple claim process which will make it easy to file a claim and get a quick turnaround on the approval. The company’s goal is to invest more in the state of the art technology to give a better customer experience to its customers. With good features and add-on options, Zurich Kotak’s general insurance plans have all the ingredients of a good insurance plan.

Contact Details of Zurich Kotak General Insurance

Zurich Kotak General Insurance

8th Floor, Zone IV, Kotak Infinity, Bldg.

21, Infinity IT Park, Off WEH,

Gen. AK Vaidya Marg, Dindoshi,

Malad (E), Mumbai – 400097. India

Telephone: 1800 266 4545 (Toll-free)

E-Mail: care@kotak.com

Website: www.kotakgeneralinsurance.com

PEOPLE LOVE US

Types of Insurance Offered by Coverfox

Car Insurance
Car Insurance
Two heeler Insurance
Two Wheeler Insurance
Health Insurance
Health Insurance
Term Insurance
Term Insurance

FAQs on Zurich Kotak General Insurance

What documents are required when visiting the cashless helpdesk of the network hospital?

The following documents are required for availing of the cashless facility at network hospital:

  • Health card of the insured
  • All pre-hospital medical reports, prescriptions, or papers.
  • Policy copy
  • Valid photo ID card
  • Commencement of the ailment

Within what time frame should I submit my claim after discharge from the hospital?

Although it is advised that the claim document needs to be submitted as early as possible but no later than 30 days of discharge from the hospital.

What is an endorsement in motor policy?

An endorsement is written evidence of an agreed change in the policy terms.

How will I know whether the garage near my place is on your network list of cashless garages?

You can visit www.kotakgeneralinsurance.com to know the latest updated list of network garages to know if your preferred garage is on their network garage list.

Customer Reviews
Average Customer Rating:
Zurich Kotak General Insurance: Compare, Buy & Renew Online
3 / 5 ( 17 reviews )
Write a review
icon Kotak General Insurance
  • Secure
  • Licensed By
  • Payment Options
  • Car Insurance
  • Bike Insurance
  • Motor Insurance
  • Car Insurance Premium Calculator
  • Family Health Insurance
  • Senior Citizens Insurance
  • Group Insurance
  • Corona Rakshak Policy
  • Corona Kavach Policy
  • Super Topup Plan
  • Term Insurance
  • ULIP
  • e-Term Plan
  • 1 Cr Term Insurance
  • कार इन्शुरन्स
  • टू व्हीलर इंश्योरेंस
  • टर्म इंश्योरेंस
  • हेल्थ इंश्योरेंस
  • मेडिक्लेम पॉलिसी
  • Learn About Insurance
  • Network Hospitals
  • Cashless Garages
  • Get Android App
  • Get iOS App
  • Learn
  • About Us
  • Contact Us
  • Careers
  • Sitemap
  • FAQs
Connect with us
Become a Partner
Become a Coverdrive POS Agent

Coverfox Insurance Broking Pvt. Ltd. : C Wing, 6111-6118, 6th Floor, Oberoi Garden Estate, Chandivali Farm Road, Chandivali, Andheri (East), Mumbai - 400072

Licence No. 478 , IRDA Direct Broker Code: IRDA/ DB 556/ 13 , Valid till: 26/12/2025, CIN: U66000MH2013PTC243810

  • Shipping & Delivery Policy
  • Privacy Policy
  • Legal Policies
  • Cancellation & Refund
  • Terms & Conditions
Copyright © 2025 Coverfox.com. All Rights Reserved