Hello! Welcome to Coverfox! Before you buy a policy, it is crucial to know everything about them. It includes features, benefits, and even the due date for every policy renewal and premium payment. With the hustle and bustle of our daily lives, we often forget important details about our policies.
It is a common mistake that many policyholders do, and the result is something that can hurt you a bit financially. For example, a missed premium payment deadline will force insurers to please customers. LIC, India’s biggest insurance company, is no different from other insurers in this regard.
Don’t miss important dates and suffer consequences - check your LIC policy Status TODAY! To help policyholders, several tools - both online and offline - have been created to help you manage your policy details such as premiums, bonuses, etc.
LIC offers a myriad of such solutions to make life easier for their policyholders. These e-services on offer are essentially the digitization of information, for which you had to visit a branch office earlier.
The following methods, along with relevant details, will ensure that you do not ever miss out on paying your LIC policy premium on time.
Registration for eServices
You must visit the online portal of LIC to avail of this service. The website allows you to choose between a new user and a Registered user. If you have not already registered, you can do so from this page, and if you have, you can select the Registered user link, details of which are below:
The link will lead you to the login page where you must enter your username and password.
After you have successfully logged in to the website, you can see the various options you can choose.
You must now select the Policy Status tab from the page.
The website will list out all the active policies for you under this section. If a system that you own is not listed, you can add it via the Enroll Policy option under the Tools section.
When you click on any of the policies on the list, you will see all the details related to it. Details such as the name of the system, its term, the due date for the policy premium, the sum assured, etc.
New Users
Policyholders who haven’t registered for the online services can find a link to do so on LIC’s home page. New users need to fill in the online registration form and decide on a login name. Once completed five, LIC will send a confirmation email to your registered email id. You need to follow the link to complete the registration.
Use eServices Without Registration
Not a fan of registering online for services? Send an SMS to 56767877 or 9222492224 to avail of all the details about your policy. Attached is a list of essential codes you need to get information about your policies.
| Information/Enquiry | Details | Code |
|---|---|---|
| Premium installment of your policy | A policyholder can opt for policies with annual, half-yearly, quarterly or monthly installments. | ASKLIC <Policy Number> PREMIUM |
| Nominee details of your policy | To view the details of nominees of a specific policy. | ASKLIC <Policy Number> NOM |
| Policy revival | You can revive a policy within 5 years of its lapse. | ASKLIC <Policy Number> REVIVAL |
| Loan available on your policy | To find out the loan amount that you can avail on your policy. | ASKLIC <Policy Number> LOAN |
| The bonus amount of your policy | LIC policies usually have accumulated bonuses. | ASKLIC <Policy Number> BONUS |
Send SMS to Check LIC Policy Status:
Check your policy in two easy steps. Send an SMS to 56767877 or 9222492224 with one of the predefined codes mentioned in the table for specific purposes. Get hassle-free policy updates on your phone!
| Enquiry | Details | Code |
|---|---|---|
| Information related to cheque return | In the event of insufficient funds in the account. | ASKLIC <Policy Number> CHQRET |
| Information related to existence certificate | As the name suggests, it certifies the existing of the policyholder. | ASKLIC <Policy Number> ECDUE |
| Policy Status | If you wish to know the status of your policy. | ASKLIC <Policy Number> STAT |
| Annuity amount of the policy | To know the annuity amount that LIC will pay in regular intervals. | ASKLIC <Policy Number> AMOUNT |
| Last release date of Annuity | To know the last date on which an annuity was released. | ASKLIC <Policy Number> ANNPD |
Not a fan of either using SMS or registration services? No problem! Get policy updates using LIC’s dedicated customer care number. BSNL or MTNL subscribers may simply call 1251 from their phones. Other service subscribers can call their local city Integrated Voice Response System (IVRS) numbers and follow it up with 1251.
The IVRS is available 24x7 and can provide users with accurate policy information. To aid customer requests and queries, LIC has divided India into eight different zones - North Zone, North Central Zone, East Zone, East Central Zone, West Zone, West Central Zone, South Zone, and South Central Zone. Each of these zones has different numbers and centers for you to visit or call and get your queries resolved.
Do you need to check LIC policy status regularly?
Yes! You need to keep checking your policy status regularly, or else you could risk a policy lapse. It will cost you dearly, as you need to pay additional sums to revive the policy. It will also count your hard work in getting life-long protection for you and your family. Check premiums, due dates, and other factors to stay on top of affairs. Get the best out of your LIC policy by checking the LIC policy status.
What are the charges for availing LIC policy status?
There are no charges involved in getting LIC policy status updates. However, SMS charges may apply if you use that service as per your provider. Similarly, call charges could apply if you avail IVRS services. If you are a registered user on the online portal, you can simply log in and view the details.
Are there any policy specific facilities?
No. The service is available for any policyholder under LIC. As long as you know the policy details, you can determine status or other information relevant to your policy.
Do I need to register for information via SMS?
No. Policyholders who wish to know additional information about their policy need not register specifically for SMS based services. The codes mentioned above are just enough for you to avail of the services. The only thing to keep in mind is the format of the SMS and the policy number. As long as you have these two, your LIC policy status is just an SMS away from you.
Can I call from anywhere in the country?
Yes. If you wish to know your LIC policy status, you can dial the IVRS number from anywhere in India. If you are looking for some precise information related to a branch or a city, you can directly call the department and get the required information. LIC also supports email communication, but the turnaround time can get longer than calls or SMS.
