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HDFC Bank FD Calculator

HDFC Bank provides users the ease of calculating the returns on FD through its Fixed Deposit Calculator facility, made available on the bank’s website. The calculator helps individuals identify the maturity amount and interest amount they can earn when they open a fixed deposit account. Some of the details that users will need to input in the online tool include - type of fixed deposit, deposit term, rate of interest and amount of deposit. On the basis of the data provided, the Fixed Deposit Calculator will show the maturity value, aggregate interest amount and the maturity due date (of the FD).

About HDFC Bank

HDFC Bank is among India’s leading private banks, and was one of the first to be given approval from the RBI to set up a private sector bank in 1994. It started operating as a scheduled commercial bank in January 1995. Today, HDFC Bank has a network of 5,314 branches and 13,640 ATMs, across 2,768 cities and towns. Shares of HDFC Bank are listed on the BSE Limited and The National Stock Exchange of India Limited. The bank's key business segments include Wholesale Banking, Treasury and Retail Banking. (Note - All the information contained in this page has been sourced from the website of HDFC Bank.)

HDFC Bank FD Interest Rate

The interest rates on domestic / NRO / NRE term deposits are as under:

(Applicable from 16th Nov, 2019)

Period< 2 Cr Interest Rate (per annum)< 2 Cr Senior Citizen Rates (per annum)>=2 Cr to < 5 Cr Interest Rate (per annum)>=2 Cr to < 5 Cr Senior Citizen Rates (per annum)
7 - 14 days3.50%4.00%4.00%4.50%
15 - 29 days4.00%4.50%4.00%4.50%
30 - 45 days4.90%5.40%4.50%5.00%
46 - 60 days5.40%5.90%5.00%5.50%
61 - 90 days5.40%5.90%5.00%5.50%
91 days - 6 months5.40%5.90%5.00%5.50%
6 months 1 days - 9 months5.80%6.30%5.50%6.00%
9 months 1 day < 1 Year6.05%6.55%5.75%6.25%
1 Year6.30%6.80%6.00%6.50%
1 year 1 day - 2 years6.30%6.80%6.00%6.50%
2 years 1 day - 3 years6.40%6.90%6.10%6.60%
3 years 1 day- 5 years6.30%6.80%6.10%6.60%
5 years 1 day - 10 years6.30%6.80%6.10%6.60%

Source: HDFC Bank website (Note - Interest rates are subject to change as per the bank's discretion. Individuals are advised to view the interest rates listed on the website of HDFC Bank before making a deposit.)

FCNR And RFC Deposit Rates

FCNR Fixed Deposit

TenorsGBPUSDEuroJPYAUDCADEffective On
1 Yr to < 2 Yrs1.38%2.60%0.01%0.01%/td> 1.65%2.28%November 1, 2019
2 Yr to < 3 Yrs1.33%2.21%0.01%0.01%1.63%2.24%November 1, 2019
3 Yrs to < 4 Yrs1.10%1.97%0.01%0.04%1.45%2.04%November 1, 2019
4 Yrs to < 5 Yrs1.03%1.90%0.01%0.01%1.46%2.00%November 1, 2019
5 Yrs only1.04%1.93%0.01%0.01%1.55%2.04%November 1, 2019

Source: HDFC Bank website (Note - Interest rates are subject to change as per the bank's discretion. Individuals are advised to view the interest rates listed on the website of HDFC Bank before making a deposit.)

RFC Fixed Deposit Rates

TenorsGBPUSDEUROJPYEffective On
< 29 Days0.01%0.01%0.01%0.01%December 01, 2018
30 days - 3 Months0.01%0.01%0.01%0.01%December 01, 2018
3 Months 1 day - 6 Months0.01%0.01%0.01%0.01%December 01, 2018
6 Months 1 day - < 1 Year0.01%0.01%0.01%0.01%December 01, 2018
1 year - < 2 years1.38%2.60%0.01%0.01%November 1, 2019
2 years - < 3 years1.33%2.21%0.01%0.01% November 1, 2019
3 years only1.10%1.97%0.01%0.04%November 1, 2019

Source: HDFC Bank website

(Note - Interest rates are subject to change as per the bank's discretion. Individuals are advised to view the interest rates listed on the website of HDFC Bank before making a deposit.)

Benefits of HDFC Fixed Deposit Account

With HDFC Fixed Deposits, individuals can benefit from:

  • Great rates, flexibility and security - all under one offering
  • Easy investment with high returns
  • Higher interest rate on fixed deposit for senior citizens
  • Flexibility to change period of deposit, maturity and payment instructions in just a few clicks
  • Ease of booking deposit via net-banking Source: HDFC Bank website

How to Calculate HDFC Bank Fixed Deposit Maturity Amount?

To calculate the maturity amount, individuals are advised to make use of the Fixed Deposit Calculator facility available on HDFC Bank’s webpage. The steps that one would need to follow to find out the maturity amount are listed below:

  • Step 1: Open the fixed deposit calculator facility on HDFC Bank’s webpage.
  • Step 2: Provide information pertaining to whether or not the user is a senior citizen, choose the type of fixed deposit and enter the deposit term. The options under type of fixed deposit include - reinvestment, quarterly payout, monthly payout and short term. Once this is complete, click on Next.
  • Step 3: Select date of fixed deposit and enter rate of interest (%) and amount of deposit. Press on calculate once done. On the basis of the information submitted, the user will be able to view the maturity value and due date.